tilla
Try free optimiser

Compare

Pick two to four cards. Fees, rewards, and perks sit in one table so you can decide before you apply.

Comparison guidance

How to choose a UAE credit card

How to compare cashback cards

Cashback calculator

Select cards

Search for two to four cards. The table appears once you compare them.

Search by card name or issuer, then compare.

Journey Credit Card card image

Journey Credit Card

Standard Chartered UAE

Open card
Headline
  • Earn 4 Rewards Points per USD internationally and 2 locally, plus AED 1,000 welcome cashback
Annual fee
  • AED 1,575
APR / interest
  • 44.28%
Minimum income
  • AED 30,000
Network
  • -
Top rewards
  • foreign_currency
  • 4 points_per_usd
  • travel_general
  • 15 percent
  • default
  • 10 percent
  • 2 percent
Benefits
  • Welcome Cashback
  • 360º Rewards Points
  • Airport Lounge Access
  • DUBZ Airport Services Discount
  • Duty Free Cashback
  • Careem Airport Transfers
  • Golf Privileges
  • Warehouse Gym Access
  • Cinema Offers
  • Visa Entertainer Access
  • BookingBash Pro Membership
  • Visa Concierge Service
  • Buyers Protection
  • Multi-trip Travel Insurance
  • Rewards Points to Cashback Conversion
Promotions
  • Welcome bonus
  • Annual fee waiver
Golf clubs
  • Dubai Hills Golf Club
  • Arabian Ranches Golf Club
  • Trump International Golf Club
  • Al Zorah Golf Club
  • Abu Dhabi Golf Club
  • Saadiyat Beach and Golf Club
  • The Els Club
Gyms / fitness clubs
  • Warehouse Gym
Lounge networks
  • Visa Airport Companion
Programs / memberships
  • 360º Rewards
  • Visa Airport Companion
  • ENTERTAINER
  • BookingBash Pro
  • BookingBash
Other partner venues
  • Amazon
  • Carrefour
  • Noon
  • Sharaf DG
  • IKEA
  • CAFU
  • Joyalukkas
  • Visa
  • DUBZ
  • UAE airport duty free stores
  • Careem
  • The Montgomerie
  • The Els Club
  • SpikesOn.com
  • Warehouse Gym
  • VOX Cinemas
  • Reel Cinemas
  • ENTERTAINER
  • BookingBash

Ready when you are

Add your cards, run a checkout you would actually make, and see what changes. If Tilla does not earn its keep, walk away. There is nothing to cancel.

Add your cards for freeSee the card database
t.

Your wallet, optimised

Cards, offers, and perks in one place

Add your first card

→ Best card for every checkout, cap-aware
→ Salary-transfer bonuses worth switching for
→ Perks that replace memberships you already pay for