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Savings

UAE savings account rates

149 rates from 19 banks. Ranked by the rate you can actually get, not the headline.

Best savings rates

Shortlisted rates

Ranked for AED 50,000 balance and AED 15,000 monthly salary. We prioritise explicit published tiers over headline-only “up to” claims.

Compare all savings rates
Top rate

Mashreq

NEO PLUS Saver Account - Salary Transfer Tier

NEO PLUS Saver Account

6.25%

Applicable at default profile

  • No minimum balance listed
  • Salary transfer required
  • Linked current account required
  • Rate applies up to AED 500,000
  • Transfer salary of at least AED 10,000
Valid until Check sourceSource

Wio Bank

Monthly Fixed Saving Spaces - With Salary Transfer

Wio Personal - Family Plan / Salary Plan (Fixed Saving Spaces)

6.00%

Applicable at default profile

  • No minimum balance listed
  • Salary transfer required
  • Transfer salary
  • Emirates ID required
Valid until Check sourceSource

Wio

Monthly Fixed Saving Spaces

Family or Salary Plan - Fixed Saving Spaces

6.00%

Applicable at default profile

  • No minimum balance listed
  • Salary transfer required
  • Transfer salary
  • Emirates ID required
Valid until Check sourceSource

Wio Bank PJSC

Fixed Saving Spaces

Saving Spaces - Monthly Fixed (Family or Salary Plan)

6.00%

Applicable at default profile

  • No minimum balance listed
  • Salary transfer required
  • Transfer salary
  • UAE residents only
Valid until Check sourceSource

Mashreq

NEO PLUS Saver - No Salary Transfer Option

NEO PLUS Saver Account

5.00%

Applicable at default profile

  • Min balance AED 50,000
  • Linked current account required
  • Maintain AED 50,000 minimum balance
  • Requires linked current account (Mashreq NEO Account)
Valid until Check sourceSource

Mashreq

NEO PLUS Saver Account - No Salary Transfer Tier

NEO PLUS Saver Account

5.00%

Applicable at default profile

  • Min balance AED 50,000
  • Linked current account required
  • Maintain AED 50,000 minimum balance
  • Rate applies up to AED 500,000
Valid until Check sourceSource

Find the best applicable savings rate

We rank by the rate you are actually likely to receive based on balance, salary, and requirement filters.

Showing 141 of 149

Rate

6.25%

Mashreq

NEO PLUS Saver Account - Salary Transfer Tier

NEO PLUS Saver Account

Rate applies up to AED 500,000Transfer salary of at least AED 10,000Requires linked current account (Mashreq NEO Account)Interest credited monthly

Until Check source

Source

Rate

6%

Wio Bank

Monthly Fixed Saving Spaces - With Salary Transfer

Wio Personal - Family Plan / Salary Plan (Fixed Saving Spaces)

Transfer salaryEmirates ID required6% interest per annum applies on monthly Fixed Saving Spaces when salary is transferred to Wio. Account requires Emirates ID for verification.

Until Check source

Source

Rate

6%

Wio

Monthly Fixed Saving Spaces

Family or Salary Plan - Fixed Saving Spaces

Transfer salaryEmirates ID requiredInterest credited per annum6% interest per annum applies when a salary is transferred to Wio. Without salary transfer, the rate is as mentioned in Pricing. Available with Family and Salary plan. One-month fixed saving spaces.

Until Check source

Source

Rate

6%

Wio Bank PJSC

Fixed Saving Spaces

Saving Spaces - Monthly Fixed (Family or Salary Plan)

Transfer salaryUAE residents onlyEmirates ID requiredInterest credited per annum

Until Check source

Source

Rate

5%

Mashreq

NEO PLUS Saver - No Salary Transfer Option

NEO PLUS Saver Account

Maintain AED 50,000 minimum balanceRequires linked current account (Mashreq NEO Account)UAE residents onlyEmirates ID required

Until Check source

Source

Rate

5%

Mashreq

NEO PLUS Saver Account - No Salary Transfer Tier

NEO PLUS Saver Account

Maintain AED 50,000 minimum balanceRate applies up to AED 500,000Requires linked current account (Mashreq NEO Account)Interest credited monthly

Until Check source

Source

Rate

5%

Mashreq

NEO PLUS Saver Account - Non-Salary Transfer Rate

NEO PLUS Saver Account

Maintain AED 50,000 minimum balanceRequires linked current account (Mashreq NEO Account)UAE residents onlyEmirates ID required

Until Check source

Source

Rate

5%

Mashreq

NEO PLUS Saver Account - Balance Tier

NEO PLUS Saver Account

Maintain AED 50,000 minimum balanceRate applies up to AED 500,000Requires linked current account (Mashreq NEO Account)Interest credited monthly

Until Check source

Source

Rate

5%

Mashreq

NEO PLUS Saver Account - Minimum Balance Tier

NEO PLUS Saver Account

Maintain AED 50,000 minimum balanceRate applies up to AED 500,000Requires linked current account (Mashreq NEO Account)Interest credited monthly

Until Check source

Source

Rate

5%

HSBC UAE

HSBC Regular Savings Account Bonus Interest

Regular Savings Account

Bonus rate applies to new funds onlyPut new money into an HSBC Regular Savings Account. Offer ends 31 October 2026.

Until 31 Oct 2026

Source

Rate

5%

HSBC UAE

HSBC Regular Savings Account - Bonus Interest Promotion

Regular Savings Account

Bonus rate applies to new funds onlyNew money must be deposited into Regular Savings Account. Bonus interest offer ends 31 October 2026. Terms and conditions apply.

Until 31 Oct 2026

Source

Rate

5%

Mashreq

NEO PLUS Saver - No Salary (After 2 Months)

NEO PLUS Saver Account

Requires linked current account (Mashreq NEO Account)UAE residents onlyEmirates ID requiredInterest credited monthly

Until Check source

Source

Rate

5%

HSBC UAE

5.0% p.a. bonus interest on Regular Savings Account

Regular Savings Account

Bonus rate applies to new funds onlyNew money required. Offer ends 31 October 2026.

Until 31 Oct 2026

Source

Rate

4.5%

ADCB

Super Saver Account - GBP Bonus Interest (15k-6M)

Super Saver Account

Requires linked current account (ADCB Current or Savings Account)Bonus rate applies to new funds onlyUAE residents onlyBonus Interest paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum GBP 15,000 to GBP 6,000,000 monthly average balance required. Customer should first have an ADCB Current or Savings Account. Available for customers who have attained majority as per applicable laws.

Until Check source

Source

Rate

4.25%

HSBC Bank Middle East Limited

USD Term Deposit - Upper Tier

Term Deposit

Minimum deposit of USD 200,000 required. Higher tier rate.

Until Check source

Source

Rate

4.25%

HSBC Bank Middle East Limited

USD Term Deposit - Tier 1

Term Deposit

Minimum eligible deposit USD 200,000 for this rate

Until Check source

Source

Rate

4%

FAB (First Abu Dhabi Bank)

iSave Account - Campaign Rate (New Funds)

iSave Account

Bonus rate applies to new funds onlyUAE residents onlyEmirates ID requiredInterest credited monthly

Until 31 Aug 2026

Source

Rate

4%

Wio Bank

Fixed Term Deposit - 12 Months AED

Fixed Saving Spaces - Standard Plan

UAE residents onlyEmirates ID requiredInterest credited maturityEarly Closure Allowed

Until Check source

Source

Rate

4%

Wio Bank

Fixed Term Deposit - 6 Months AED

Fixed Saving Spaces - Standard Plan

UAE residents onlyEmirates ID requiredInterest credited maturityEarly Closure Allowed

Until Check source

Source

Rate

4%

Liv

Goal Account - Max with Salary Transfer (0-500K AED)

Goal Account

Maintain AED 0 minimum balanceRate applies up to AED 500,000Transfer salaryInterest credited unknown

Until Check source

Source