tilla
Free for UAE residents · No card numbers · No bank login

Know which card to use before you pay.

Tilla helps you get more out of the cards and bank accounts you already have in the UAE. Add your wallet once, and we’ll tell you the best card to tap at any checkout, plus the salary-transfer offers and card perks that may replace memberships you already pay for.

Takes about a minute. Stops you tapping the wrong card every day after that.

Spending AED 580 today

Groceries · Carrefour

Calculated example

Tilla recommends

Tap Visa Infinite. It earns the most here

Visa Infinite

Best match · 90.0% back

AED 522.00

Skywards Infinite Credit Card

AED 232.00 less cashback

AED 290.00

ADCB TouchPoints Platinum Credit Card

AED 406.00 less cashback

AED 116.00
This result is calculated from live reward rules. The top card earns AED 232.00 more than the next best card in this sample wallet. `est. AED` amounts are points/miles converted to conservative cash-equivalent values (not cashback).

Why you’re probably leaving money on the table

UAE rewards are valuable. They’re also designed to be confusing.

Cashback caps quietly halve the return on your highest-spend categories.
Paid memberships are easy to renew even when a card already includes similar access.
Points are worth different amounts depending on card, merchant, and redemption.
Salary-transfer bonuses worth thousands of dirhams expire without notice.
Most of us just tap the card we remember, not the card that wins.

What Tilla actually does

The work you’d do yourself, if you had a spare weekend.

Tilla isn’t a points scheme or a referral site. It’s a small UAE-built tool that reads the fine print so you don’t have to, and tells you the right card to use in the moment. That includes cashback and points, but also the quiet perks that can save you a recurring membership fee.

Use the card that actually earns more

Tilla ranks the cards in your wallet for the shop, category, and amount in front of you, so reward caps and exclusions stop catching you out.

Spot the memberships you may already have

Some cards include access to clubs, wellness perks, entertainment programs, and other paid memberships. Tilla helps surface those benefits before you pay for them twice.

Stop reading bank pages on your lunch break

We turn long reward terms into short comparisons, including what counts, what is capped, and when the promotion expires.

Find better options before you switch

Compare UAE credit cards and salary-transfer offers side by side before opening a new account or chasing a signup bonus.

Private by design

You only ever share card names. Tilla doesn’t see your card number, your statements, or your bank login. We never will.

How it works

About a minute to set up. Better choices every time you pay after that.

You don’t need to become a rewards expert. You just need an answer at the till and a heads-up when a salary-transfer offer or a card change is worth a closer look.

Build your wallet

Pick the cards you already carry. No card numbers, no balances, no bank login.

Tell us where you’re paying

Choose the amount and category. Tilla checks every reward rule for you in the background.

Tap the right card

See the recommended card, the value you’ll earn, and why the other cards ranked lower.

Salary transfer offers

Sometimes the easiest win isn’t a card at all.

We track UAE salary-transfer campaigns from major banks, including cashback amounts, minimum salary rules, and expiry dates all in one view. A few minutes here can be worth more than a year of chasing card points.

See current offers

Top tracked bonus

AED6000.00
Switch salary, unlock cashback

We sort offers by real value, not headline numbers. You see what you’d actually receive.

Common questions

The honest answers, before you sign up.

If something else is on your mind, the why Tilla exists has more, or just reply to any newsletter and a real person will write back.

Does Tilla cost anything?
No. Adding your wallet, comparing cards, and getting checkout recommendations are all free. We may add Pro features later, but the everyday tools stay free.
Do I need to share my card number or bank login?
Never. Tilla works with card names only. We do not see your statements, balances, or transactions, and we never connect to your bank account.
Where does the reward data come from?
We monitor each issuer’s public terms and offer pages and turn them into plain-English rules. When a card changes, Tilla picks it up and updates the comparison.
Is this only for travel hackers and points geeks?
No. Most users just want to know which of their cards earns most on groceries, fuel, dining, and bills. Tilla is built for that, with extra detail there if you want it.

Ready when you are

Make your wallet work harder, not your brain.

Add your cards, run a checkout you’d actually make, and see what changes. If Tilla doesn’t earn its keep, walk away. There’s nothing to cancel.

A typical month, two ways

Wrong card habit

AED 38

cashback on AED 7,400 spend

With Tilla

AED 184

same spend, right card every time

Illustrative example based on common UAE category caps and a typical 3-card wallet. Your numbers depend on the cards you actually carry.

Newsletter

Useful UAE rewards updates. About once a week.

When a card’s rules change, a salary-transfer offer becomes worth a look, or a guide can save you from a low-value redemption, we’ll tell you. No spam, easy to unsubscribe.