Standard Chartered UAE
Earn 4 Rewards Points per USD internationally and 2 locally, plus AED 1,000 welcome cashback
Sources and verification
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Eligibility
Min income: AED 30,000
Age: 21 to 60
Salary transfer: Not required
Annual fee
AED 1,575
First year fee
AED 0
APR / interest
44.28%
Rewards
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Reward rules are not verified yet.
Airport Lounge Access
Lounge Access
Unlimited lounge visits for cardholder and guest via Visa Airport Companion app
Conditions: First 2 visits complimentary. For unlimited access, make at least 1 international purchase worth USD 1 within 15 days before travel
DUBZ Airport Services Discount
Discount
15% discount on all DUBZ airport services including home check-in, luggage delivery, and airport assistance
Conditions: Enter required details at dubz.com/check-eligibility
Careem Airport Transfers
Transportation
4 complimentary airport rides per year with up to AED 100 discount per ride
Conditions: Use promo code SCB100 in Careem app. Must have conducted at least 1 airline transaction within last 180 days. Pay with Journey credit card
Multi-trip Travel Insurance
Insurance
Complimentary travel insurance for cardholders and families on all trips up to 90 days
Conditions: Make travel purchases with Journey card. Visit cardholderbenefitsonline.com to generate certificate
Golf Privileges
Recreation
2 rounds of golf booking each billing cycle via SpikesOn.com app at 8 UAE golf clubs
Conditions: Minimum spend of AED 12,000 per billing cycle required, otherwise AED 525 fee per round applies. Book through SpikesOn.com app
Warehouse Gym Access
Fitness
Complimentary access up to 30 visits per billing cycle to Warehouse Gym across UAE
Conditions: Minimum spend of AED 10,000 per billing cycle required, otherwise AED 525 fee applies
Cinema Offers
Entertainment
Buy 1 Get 1 Free movie tickets at all VOX and Reel Cinemas in UAE. Maximum 8 tickets (4 free) per person per card each month
Conditions: 25% discount on single items of food and beverages at Candy Bar (excluding combos)
Visa Entertainer Access
Entertainment
Complimentary access to Visa ENTERTAINER for 2-for-1 offers on dining, beauty, attractions and hotels worldwide
Conditions: Download Visa Airport Companion app
BookingBash Pro Membership
Membership
Complimentary Pro membership (worth up to AED 499) with discounts on theme parks, museums, cruises, safaris, and indoor activities
Conditions: Download BookingBash app
Visa Concierge Service
Concierge
24×7 personalized services with Visa Infinite Concierge
Conditions: Email concierge@visainfinitemea.com or WhatsApp +44 7874 023129 (English) or +44 7520 631645 (Arabic)
360º Rewards Points
Rewards Program
Earn 4 points per USD 1 spent internationally and 2 points per USD 1 spent locally. 125 points = 1 AED
Conditions: Automatic on all eligible purchases
Rewards Points to Cashback Conversion
Rewards Redemption
Convert 360º Rewards points to 2% cashback when purchasing airline tickets
Conditions: Purchase airline ticket from any airline and call 800 4949 within 60 days to redeem points balance. Example: 50,000 points = AED 1,000 cashback
Duty Free Cashback
Cashback
Earn 10% cashback at UAE airport duty free stores, capped at AED 100 per statement
Conditions: Activate by purchasing an airline ticket. Must have conducted at least 1 airline transaction within last 180 days
Welcome Cashback
Signup Bonus
AED 1,000 welcome cashback
Conditions: Spend minimum AED 10,000 within 60 days of card opening
Buyers Protection
Insurance
Buyers Protection provides extra peace of mind when purchasing eligible new items using Journey credit card
Conditions: Email Claims Helpline at visa@broadspire.eu
This card exists in the directory, but reward-rate facts are not verified in the public view yet.