FC
Foreign Currency
Up to 3.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
3.00%
Cap
No cap listed
Earn 3% cashback on all non-AED spending
Citibank UAE
Citi Cash Back Credit Card
Get Cashback on All Purchases - 3% on non-AED spending, 2% on grocery/supermarket, 1% on all other spending
dining
20.00%
20% discount on grocery and food orders on Talabat app
default
5.00%
5% VAT applicable over and above the annual fee
foreign currency
3.00%
Earn 3% cashback on all non-AED spending
Eligibility
Min income: AED 8,000
Age: 21 to -
Salary transfer: Not required
Annual fee
AED 300
First year fee
AED 0
B.E.S.T cashback ladder
Full rewards table
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
- Categories
- 4
- Best rate
- 20.00%
- Top cap
- AED 0
G
Groceries
Up to 3.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
2.00%
Cap
No cap listed
Earn 2% cashback on grocery and supermarket purchases
Spend tier
Published reward rule
Rate
3.00%
Cap
No cap listed
Get Cashback on All Purchases - 3% on non-AED spending, 2% on grocery/supermarket, 1% on all other spending [Derived category mapping: groceries]
D
Default
Up to 5.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
1.00%
Cap
No cap listed
Earn 1% cashback on all other eligible spending
Spend tier
Published reward rule
Rate
3.00%
Cap
No cap listed
Get Cashback on All Purchases - 3% on non-AED spending, 2% on grocery/supermarket, 1% on all other spending
Spend tier
Published reward rule
Rate
5.00%
Cap
No cap listed
5% VAT applicable over and above the annual fee
D
Dining
Up to 20.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
20.00%
Cap
No cap listed
20% discount on grocery and food orders on Talabat app
Benefits
Travel
Global Airport Lounge Access
Lounge Access
Access to 1,200 airport lounges worldwide for you and your supplementary card members
Conditions: 8 visits per year subject to non-AED spend, with MasterCard Travel Pass app
Lounge: 1,200 airport lounges worldwideProgram: MasterCard Travel Pass
Careem Airport Transfers
Ride Discount
1 airport ride per year on Careem app
Conditions: Up to AED 84 per ride using code MAUAE2
Partner: Careem
Lifestyle
Mastercard World Privileges
Premium Access
Access to Mastercard World benefits and offers including lifestyle and travel benefits
Conditions: Available to cardholders
Program: Mastercard World
Rewards
3% Cashback on Non-AED Spending
Cashback
Earn 3% cashback on all non-AED spending
Conditions: Available on all eligible non-AED transactions within credit limit
2% Cashback on Grocery/Supermarket
Cashback
Earn 2% cashback on grocery and supermarket purchases
Conditions: Available on grocery/supermarket spending within credit limit
1% Cashback on All Other Spending
Cashback
Earn 1% cashback on all other eligible spending
Conditions: Available on all other spending within credit limit
Welcome Bonus
Welcome Offer
AED 150 joining bonus statement credit
Conditions: Upon meeting minimum spend criteria of AED 6,000 in 60 days. Applicable only to new Citi Credit Card customers who apply/submit a lead directly through Citi website. Applicants reaching Citi website through a web search advert or any third party link do not qualify.
Dining
Talabat Discount
Dining Discount
20% discount on grocery and food orders on Talabat app
Conditions: Once a month, up to AED 14 discount. Use code MASTERCARD at checkout
Partner: Talabat
Financing
Easy Installment Plan
Installment Plan
Turn any big purchase into small payments with ease
Conditions: Available on eligible purchases
Cash Loan
Cash Advance
Instant cash at the click of a button
Conditions: Available to eligible cardholders
Active promotions
No verified active promotions yet.