Glossary
A payment network code that helps classify a merchant by business type.
Definition
A merchant category code, often called MCC, is used by payment networks and banks to classify a merchant. Reward eligibility can depend on this classification.
Why it matters
A shop that feels like groceries, dining, or travel may not always be classified that way by the bank or network.
Example
A delivery app transaction may not always be treated the same as a restaurant transaction for rewards.
Important caveat
Tilla cannot see your transaction-level MCC. Check official bank terms and your statement if eligibility is unclear.
Related terms
Ready when you are
Add your cards, run a checkout you would actually make, and see what changes. If Tilla does not earn its keep, walk away. There is nothing to cancel.
Your wallet, optimised
Cards, offers, and perks in one place
→ Best card for every checkout, cap-aware
→ Salary-transfer bonuses worth switching for
→ Perks that replace memberships you already pay for