tilla

Wio

Personal Credit

Get up to 2% cashback on all your spends

Sources and verification

What this card page is based on

We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.

Last verified
Not verified yet
Latest source fetch
23 Aug 2026

Eligibility

Eligibility details not available yet.

Rewards

Rates by category

Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.

Reward rules are not verified yet.

Benefits

Rewards

Cashback on All Spends

Cashback

Get up to 2% cashback on all your spends with Wio Credit. Up to AED 2,500 per month

Conditions: Terms & Conditions apply

Pay Other Credit Cards Cashback

Cashback

Get up to 0.5% cashback when you pay your other credit cards with Wio credit

Conditions: Terms and conditions apply. Earn up to 0.5% cashback, up to AED 2500 per month

Borrowing

Easy Cash

Cash Advance

Borrow from your credit limit with Easy Cash. Pay-as-you-go at AED 1 per day per AED 1000. Repay anytime within 30 days. 6-day grace period, AED 199 late fee applies on day 36

Conditions: Pay AED 1 daily for every AED 1,000 borrowed

Payment Flexibility

Easy Installments

Installment Plan

Split your purchases with Easy Installments on Wio Credit. Choose from 3 to 48 months

Conditions: Terms apply

Active promotions

No verified active promotions yet.

No verified reward rates yet

This card exists in the directory, but reward-rate facts are not verified in the public view yet.