X Card

Visa Airport Companion (VAC) Lounge Access

Lounge Access

2 complimentary airport lounge visits per year, with unlimited additional visits after minimum international spend of USD 1 or equivalent. Includes 1 guest per visit.

Conditions: Must register on Visa Airport Companion app. First 2 visits complimentary. Additional unlimited visits require minimum USD 1 international spend in calendar year. Cards must be in good standing. USD 0 authorization conducted during lounge visit (no recurrence within 90 days).

Cashback on Foreign Currency Spends

Cashback

Earn up to 10% cashback on all online & offline foreign currency spends including flights, hotels, dining, and touring abroad. Cashback rates vary from 0% to 10% based on total monthly spending.

Conditions: Minimum AED 2,500 monthly spend required to earn cashback. Maximum cashback AED 100-400 per month depending on spend tier.

Airport Lounge Access

Lounge Access

Access to over 1,000 airport lounges in over 300 cities with 8 free visits per year. First visit is complimentary. For subsequent 7 visits, minimum international spend of USD 1 required at least 15 days before travel. Must prebook via Visa Airport Companion app.

Conditions: First visit free. For visits 2-8: Minimum international spend of USD 1 at least 15 days before travel. Visits beyond 8 or without meeting spend criteria charged at $32 per visit. Mandatory prebooking via Visa Airport Companion app from October 1, 2024.

Medical and Travel Insurance

Insurance

Multi-trip travel insurance covering cardholders and their families on all trips up to 90 days in duration.

Conditions: Coverage for trips up to 90 days

Visa Airport Companion (VAC) Lounge Access

Lounge Access

1 complimentary airport lounge visit per year, with up to 7 additional visits after minimum international spend of USD 1 or equivalent. Total up to 8 visits per year.

Conditions: Must register on Visa Airport Companion app. First visit complimentary. Additional 7 visits require minimum USD 1 international spend in calendar year. Cards must be in good standing. USD 0 authorization conducted during lounge visit (no recurrence within 90 days).

YQ Specialist Airport Assist Services

Concierge

25% discount on specialist airport assist services at 450+ destinations including customs & immigration clearance, limo transfers, and visa on arrival services.

Conditions: 25% discount available

DragonPass Dining Discounts

Dining

Exclusive discounts of up to 20% at over 200 airport restaurants around the world.

Conditions: Up to 20% discount

Visa Concierge Service

Concierge

24x7 personalised concierge services including restaurant reservations and special occasion planning.

Conditions: Available 24/7

Buyers Protection

Insurance

Purchase protection for eligible new items purchased using the X card or payment device.

Conditions: Applies to new item purchases only

Cashback on Online Spends

Cashback

Earn up to 10% cashback on all AED online purchases including ride hailing apps, travel booking sites, food delivery apps, and shopping sites. Cashback rates vary from 0% to 10% based on total monthly spending.

Conditions: Minimum AED 2,500 monthly spend required to earn cashback. Maximum cashback AED 100-400 per month depending on spend tier.

Cashback on Mobile Wallet Spends

Cashback

Earn up to 10% cashback on all AED purchases made via Apple Pay, Samsung Pay and Google Pay at point of sale. Cashback rates vary from 0% to 10% based on total monthly spending.

Conditions: Minimum AED 2,500 monthly spend required to earn cashback. Maximum cashback AED 100-200 per month depending on spend tier.

Mobile Wallet Payments

Payment Feature

Tap to pay functionality supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay.