Standard Chartered UAE
Enjoy zero fees with the Shariah-compliant Saadiq credit card
Sources and verification
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Eligibility
Eligibility details not available yet.
Annual fee
AED 315
First year fee
AED 0
APR / interest
44.28%
Rewards
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Reward rules are not verified yet.
The Good Life Privileges
Discount Program
Enjoy exciting offers and discounts with your Standard Chartered Card across dining, retail, rest and relax, online, and automotive categories
Conditions: Payment must be charged to any Standard Chartered credit or debit card. Quote 'Standard Chartered Privileges' prior to ordering, making reservations or payment
Dine and Fly With DragonPass
Travel
Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass
Airport Lounge Access via Visa Airport Companion
Travel
1 complimentary airport lounge visit per year via Visa Airport Companion app. Up to 8 visits total can be unlocked with minimum USD 1 international spend. Access to 1200+ lounges globally through DragonPass.
Conditions: Download and register with Standard Chartered credit card on the Visa Airport Companion App. First visit complimentary. To unlock 7 additional complimentary visits in the same calendar year (January to December), make a minimum international spend of USD 1 or equivalent. If spend criteria not met, USD 32 charge per visit beyond the first complimentary visit. Visits reset from 1 January annually. Restricted from using more than one entitlement within a three-hour period. Entry subject to availability. Guests on same flight can be brought for USD 32 per person per visit if no complimentary guest visits available.
25% off YQ Specialist Airport Assist Services
Travel
Ease your trip at 450+ destinations. Includes customs & immigration clearance, limo transfers, visa on arrival services and more
Zero Cash Advance Fees
Fee Waiver
If you need to use your credit card at an ATM, you won't be charged with a cash advance fee
Buy 1 Get 1 Free Movie Tickets at Reel Cinemas
Entertainment
Enjoy 1 'Buy 1 Get 1 Free' movie experiences at Reel Cinemas when you book online or through the Reel Cinemas mobile app. A maximum of 1 ticket (1 free) per movie session (Standard 2D and 3D, or Standard Plus 2D and 3D movie tickets).
Conditions: Minimum billing cycle spend of AED 3,000 is required on the Smart Saadiq Credit Card
Buy 1 Get 1 Free Movie Tickets at VOX Cinemas
Entertainment
Enjoy 2 'Buy 1 Get 1 Free' movie experiences at VOX Cinemas when you book online or through the VOX Cinemas mobile app. A maximum of 2 tickets per movie session (2D and 3D movie tickets) can be availed.
Conditions: Minimum billing cycle spend of AED 3,000 is required on the Smart Saadiq Credit Card
50% off Second Medium Popcorn at VOX Cinemas
Entertainment
Standard Chartered credit card holders can enjoy 50% off the second medium popcorn on purchase of one medium popcorn. Card holders are required to present their purchased ticket and their Standard Chartered credit card at the relevant candy bar at the venue
Mobile Wallet Payments
Digital Payment
Supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay, so you can tap to make payments at your convenience
BookingBash Pro Membership
Entertainment
Get the Pro membership (worth up to AED499) as complimentary with your Smart Saadiq credit card, and avail of substantial discounts on theme parks, museums, cruises, and safaris to indoor activities
Visa Concierge Service
Concierge
From restaurant reservations to planning a special occasion, enjoy 24×7 personalised services with Visa Concierge
Airport Lounge Access
Travel
Access to over 1,000 airport lounges in over 300 cities with up to 8 free visits per year
Conditions: Must prebook via Visa Airport Companion app. First visit complimentary. For remaining 7 visits, must make at least 1 international purchase worth USD 1 at least 15 days before travel.
The Good Life Privileges
Lifestyle
Discover 100+ offers and privileges with your credit card
Purchase With Rewards
Rewards
Instantly pay for your next purchase with your Rewards Points, directly
Points-to-Miles Transfer
Rewards
Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes
Buyers Protection
Insurance
Buyers Protection provides you with an extra peace of mind when purchasing an eligible item (new item purchases only) using your Saadiq card or payment device
Medical and Travel Coverage
Insurance
With multi-trip travel coverage, Saadiq Cardholders and their families are covered on all trips up to 90 days in duration
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This card exists in the directory, but reward-rate facts are not verified in the public view yet.