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Standard Chartered UAE

Simply Cash Credit Card

Earn 2% cashback on international and airline spends

travel general

360.00 Points/AED

Transfer rewards points to popular loyalty programs including Emirates Skywards, Etihad Guest, Jumeirah One and more. Use points for flight tickets, hotels, upgrades.

default

50.00%

50% off the second medium popcorn on purchase of one medium popcorn at VOX Cinemas

dining

25.00%

Up to 25% off at over 45 restaurants at Jumeirah Hotels and Resorts

Eligibility

Eligibility details not available yet.

Annual fee

AED 525

First year fee

AED 0

APR / interest

44.28%

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
4
Best rate
360.00%
Top cap
AED 0
FC

Foreign Currency

Up to 2.00% cashback

Spend tier

Published reward rule

Rate

2.00%

Cap

No cap listed

2% cashback on all international spends and airline purchases made directly with airlines

D

Default

Up to 50.00% cashback

Spend tier

Published reward rule

Rate

1.00%

Cap

No cap listed

1% cashback on all other domestic retail spend transactions excluding specific merchant categories

Spend tier

Published reward rule

Rate

0.20%

Cap

No cap listed

0.2% cashback on Government Fees, Insurance Fees, Rental Housing Fees, and Auto Dealership Fees

Spend tier

Published reward rule

Rate

50.00%

Cap

No cap listed

50% off the second medium popcorn on purchase of one medium popcorn at VOX Cinemas

TG

Travel General

Up to 360.00% cashback

Spend tier

Published reward rule

Rate

8.00%

Cap

No cap listed

Up to 8% instant discount on Booking.com when paying with Simply Cash card

Spend tier

Published reward rule

Rate

12.00%

Cap

No cap listed

Up to 12% discount on over 985,000+ hotels & vacation rentals worldwide

Spend tier

Published reward rule

Rate

20.00%

Cap

No cap listed

Up to 20% discount on rooms and suites at Jumeirah Hotels in UAE, Maldives, Bali, UK, Spain, Kuwait, Oman, Bahrain, and China

Spend tier

Published reward rule

Rate

360.00 Points/AED

Cap

No cap listed

Transfer rewards points to popular loyalty programs including Emirates Skywards, Etihad Guest, Jumeirah One and more. Use points for flight tickets, hotels, upgrades.

D

Dining

Up to 25.00% cashback

Spend tier

Published reward rule

Rate

25.00%

Cap

No cap listed

Up to 25% off at over 45 restaurants at Jumeirah Hotels and Resorts

Spend tier

Published reward rule

Rate

20.00%

Cap

No cap listed

Exclusive discounts of up to 20% at over 200 airport restaurants worldwide

Benefits

Travel

Agoda Discount

Discount

Save up to 12% discount over 985,000+ hotels & vacation rentals worldwide.

Conditions: Visit http://www.agoda.com/c/visamena

Partner: Agoda

Airport Lounge Access

Lounge Access

Access to 1000+ airport lounges in over 300 cities with 8 free visits per year. Effective from 1 October 2024, it is mandatory to prebook your airport lounge visit by downloading the new Visa Airport Companion app.

Conditions: First visit complimentary. For subsequent 7 visits, must make at least 1 international purchase worth USD 1 at least 15 days before travel. Any visits beyond 8 charged at $32 per usage.

Lounge: 1000+ airport lounges worldwideService Area: Over 300 citiesProgram: Visa Airport Companion appProgram: Visa Airport Companion

Booking.com Discount

Discount

Get up to 8% off (instant discount) on Booking.com when you pay with your Simply Cash card.

Conditions: Visit www.booking.com/8visacemea and use promocode 'VISABKNG'

Partner: Booking.com

Jumeirah Hotels Stay Offers

Discount

Enjoy up to 20% discount on rooms and suites when booking stay in the UAE, Maldives, Bali, UK, Spain, Kuwait, Oman, Bahrain and China.

Conditions: Use card to book stay

Service Area: UAEService Area: MaldivesService Area: BaliService Area: UKService Area: SpainService Area: KuwaitService Area: OmanService Area: BahrainService Area: ChinaPartner: Jumeirah Hotels

Booking.com Discount

Discount

Get up to 8% off (instant discount) on Booking.com when you pay with your Simply Cash card.

Conditions: Visit www.booking.com/8visacemea and use promocode 'VISABKNG'

Partner: Booking.com

Jumeirah Hotels Stay Offers

Discount

Enjoy up to 20% discount on rooms and suites when booking stay in the UAE, Maldives, Bali, UK, Spain, Kuwait, Oman, Bahrain and China.

Conditions: Use card to book stay

Service Area: UAEService Area: MaldivesService Area: BaliService Area: UKService Area: SpainService Area: KuwaitService Area: OmanService Area: BahrainService Area: ChinaPartner: Jumeirah Hotels

Agoda Discount

Discount

Save up to 12% discount over 985,000+ hotels & vacation rentals worldwide.

Conditions: Visit http://www.agoda.com/c/visamena

Partner: Agoda

Evening Desert Safari

Discount

Get 40% off Evening Desert Safari with BBQ dinner. Book your adventure today!

Conditions: Valid till 31 May 2026. Visa cards only.

Partner: Arabia Horizons

Atlantis Helicopter Tour

Discount

15% off on Helicoptor Tour on Sharing or Private Basis

Conditions: Valid till 31 May 2026

Partner: Arabia Horizons

Dhow Marina Dinner Cruise

Discount

Get 10% off Dhow Marina Dinner Cruise. 2-hour cruise with buffet & soft music!

Conditions: Valid till 31 May 2026. Visa cards only.

Partner: Arabia Horizons

Airport Lounge Access

Lounge Access

Access to 1000+ airport lounges in over 300 cities with up to 8 free visits per year

Conditions: Effective 1 Oct 2024, must pre-book via Visa Airport Companion app. First visit free. Subsequent 7 visits require minimum USD 1 international spend at least 15 days before travel. Visits beyond 8 charged at $32 per visit.

Lounge: Over 1,000 Visa airport lounges worldwideProgram: Visa Airport Companion

Multi-Trip Travel Insurance

Insurance

Medical and travel insurance covering cardholders and families on all trips up to 90 days duration

Conditions: Generate certificate instantly at cardholderbenefitsonline.com

Booking.com Discount

Discount

Up to 8% instant discount on Booking.com when paying with Simply Cash card

Conditions: Visit www.booking.com/8visacemea and use promo code 'VISABKNG'

Partner: Booking.com

Agoda Discount

Discount

Up to 12% discount on over 985,000+ hotels & vacation rentals worldwide

Conditions: Visit http://www.agoda.com/c/visamena

Partner: Agoda

Jumeirah Hotels Room Discount

Discount

Up to 20% discount on rooms and suites at Jumeirah Hotels in UAE, Maldives, Bali, UK, Spain, Kuwait, Oman, Bahrain, and China

Conditions: Use card to book stay

Service Area: UKService Area: SpainService Area: UAEService Area: MaldivesService Area: BaliService Area: KuwaitService Area: OmanService Area: BahrainService Area: ChinaPartner: Jumeirah Hotels

DragonPass Airport Dining Discount

Discount

Exclusive discounts of up to 20% at over 200 airport restaurants worldwide

Conditions: Use DragonPass

Program: DragonPass

Visa Airport Companion Lounge Access

Airport Lounge

Access to 1200+ airport lounges globally through Visa Airport Companion (VAC) app powered by DragonPass. First visit complimentary per calendar year, up to 8 visits total can be unlocked with minimum international spend requirement.

Conditions: Must download and register Standard Chartered credit card on Visa Airport Companion app. First visit complimentary. Additional 7 visits require minimum international spend of USD 1 or equivalent. Without meeting spend criteria, visits beyond first complimentary visit charged at USD 32 per usage. USD 0 authorization conducted during lounge visit for card verification. Entitlement resets January 1st annually. Restricted to one entitlement per three-hour period. Entry subject to availability.

Program: Visa Airport CompanionProgram: DragonPass

Guest Access to Airport Lounges

Airport Lounge Guest

Cardholders can bring guests to lounges (must be on same flight). Guest access charged at USD 32 per person per visit if no complimentary guest visits available.

Conditions: Guests must be on the same flight as cardholder. Charged USD 32 per person per visit to registered Visa card if complimentary guest visits not available.

Lifestyle

Visa Signature Concierge Service

Concierge

From restaurant reservations to planning a special occasion, enjoy 24×7 personalised services with Visa Signature Concierge. Call 800 0441 3487 from the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE.

Conditions: Available 24/7

Program: Visa Signature Concierge

Visa Signature Concierge Service

Concierge

From restaurant reservations to planning a special occasion, enjoy 24×7 personalised services with Visa Signature Concierge. Call 800 0441 3487 from the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE.

Conditions: Available 24/7

Program: Visa Signature Concierge

Aya Universe

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Dubai Aquarium & Underwater

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Dubai Butterfly Garden

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Dubai Frame

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Ferrari World

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: Ferrari World

Kidzania Abu Dhabi

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: KidzaniaPartner: Kidzania Abu Dhabi

LegoLand waterpark

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: LegoLand waterparkPartner: LegoLand

Motiongate Dubai

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: Motiongate Dubai

Sea World Abu Dhabi

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: Sea World Abu Dhabi

Ski Dubai

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: Ski Dubai

The Green Planet

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: The Green Planet

Topgolf Dubai

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: Topgolf Dubai

Warner Brothers

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: Warner Brothers

Yas Waterworld

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026

Partner: Yas Waterworld

FNP.ae

Discount

Get 15% discount on all products across fnp.ae

Conditions: Valid till 31 May 2026. Visa cards only.

Partner: FNP.ae

Kidzania Dubai

Discount

Get 10% Discount on total bill

Conditions: Valid till 31 May 2026. Visa cards only.

Partner: Kidzania DubaiPartner: Kidzania

VOX Cinemas Buy 1 Get 1 Free

Entertainment

2 Buy 1 Get 1 Free movie experiences at VOX Cinemas per billing cycle for 2D and 3D tickets

Conditions: Minimum billing cycle spend of AED 3,000 required. Book online or via VOX app. Maximum 2 tickets per session. Includes 2D Standard, Premium View, MAX, and 3D variants.

Partner: VOX Cinemas

Reel Cinemas Buy 1 Get 1 Free

Entertainment

1 Buy 1 Get 1 Free movie experience at Reel Cinemas per billing cycle for Standard 2D/3D and Standard Plus 2D/3D tickets

Conditions: Minimum billing cycle spend of AED 3,000 required. Book online or via Reel app. Maximum 1 ticket (1 free) per session.

Partner: Reel Cinemas

VOX Cinemas Popcorn Discount

Discount

50% off the second medium popcorn on purchase of one medium popcorn at VOX Cinemas

Conditions: Must present purchased ticket and Standard Chartered credit card at candy bar

Partner: VOX Cinemas

BookingBash Pro Membership

Membership

Complimentary BookingBash Pro membership (worth up to AED 499) offering discounts on theme parks, museums, cruises, safaris, and indoor activities

Conditions: Download BookingBash app

Program: BookingBash

The ENTERTAINER Xperience

Discount

2-for-1 dining offers and exclusive discounts on attractions, tours, food and beverages, spas, gyms, beauty treatments

Conditions: Download 'Xperience with the ENTERTAINER' app

Program: ENTERTAINER

Visa Signature Concierge Service

Concierge

24x7 personalized concierge services for restaurant reservations, special occasions, and more

Conditions: Call 800 0441 3487 from UAE or +9714 361 1234 / +44 2078 502 829 from outside UAE

Insurance

Medical and Travel Insurance

Insurance

Multi-trip travel insurance covering cardholders and their families on all trips for a duration of up to 90 days.

Conditions: Generate certificate instantly at cardholderbenefitsonline.com

Medical and Travel Insurance

Insurance

Multi-trip travel insurance covering cardholders and their families on all trips for a duration of up to 90 days.

Conditions: Generate certificate instantly at cardholderbenefitsonline.com

Rewards

Domestic Spend Cashback

Cashback

1% cashback on domestic retail spends excluding certain merchant categories. Government Fees, Insurance Fees, Rental Housing Fees, and Auto Dealership Fees earn 0.2% cashback.

Conditions: Standard retail transactions excluding specific MCCs

Program: Cashback Program

International and Airline Cashback

Cashback

2% cashback on all international spends and airline transactions. Transactions must be conducted directly with the airline to be eligible for 2% cashback on airline spends. Transactions made through aggregators, travel agencies, or third-party websites will not be eligible for cashback rewards.

Conditions: Must be direct airline purchase or foreign currency transaction

Program: Cashback Program

360° Rewards Points-to-Miles

Points Transfer

Transfer rewards points to popular loyalty programmes such as Emirates Skywards, Etihad Guest, Jumeirah One and more. Use Rewards points for flight tickets, hotels, upgrades and more.

Conditions: Valid until 31 March 2026 only

Partner: Emirates SkywardsPartner: Etihad GuestPartner: Jumeirah OneProgram: Emirates SkywardsProgram: Etihad GuestProgram: Jumeirah One

International and Airline Cashback

Cashback

2% cashback on all international spends and airline purchases made directly with airlines

Conditions: Transactions must be in foreign currency or made directly with airline (specific MCC codes 3000-3301)

Domestic Retail Cashback

Cashback

1% cashback on all other domestic retail spend transactions excluding specific merchant categories

Conditions: Excludes Government, Insurance, Rental Housing, Auto Dealership categories

Low-Rate Category Cashback

Cashback

0.2% cashback on Government Fees, Insurance Fees, Rental Housing Fees, and Auto Dealership Fees

Conditions: Applies to specific MCC codes for government, insurance, rental housing, and auto dealerships

360° Rewards Points Transfer

Points Transfer

Transfer rewards points to popular loyalty programs including Emirates Skywards, Etihad Guest, Jumeirah One and more. Use points for flight tickets, hotels, upgrades.

Conditions: Valid until 31 March 2026

Program: Emirates SkywardsProgram: Etihad GuestProgram: Jumeirah One

Convenience

Mobile Wallet Payments

Payment Feature

Tap to Pay with Mobile Wallet Payments. Supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay, so you can tap to make payments at your convenience.

SC Mobile App Card Controls

Card Management

Control how, when, and where your card may be used. Download the SC Mobile app from the Google Play Store, App Store, including Huawei AppGallery.

Conditions: Download SC Mobile app

SC Mobile App Card Controls

Card Management

Control how, when, and where your card may be used. Download the SC Mobile app from the Google Play Store, App Store, including Huawei AppGallery.

Conditions: Download SC Mobile app

Mobile Wallet Payments

Payment Feature

Tap to Pay with Mobile Wallet Payments. Supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay, so you can tap to make payments at your convenience.

Mobile Wallet Support

Digital Payment

Tap to pay with mobile wallet payments supported by Apple Pay, Samsung Pay, Google Pay, and Fitbit Pay

Card Control via App and Online Banking

Security

Control how, when, and where card may be used via SC Mobile app or online banking. Available on Google Play, App Store, and Huawei AppGallery.

Dining

Jumeirah Hotels Food & Beverages Offers

Discount

Enjoy up to 25% off on sensational cuisine from around the world at over 45 restaurants at Jumeirah Hotels and Resorts.

Conditions: Use card at participating restaurants

Partner: Over 45 restaurants at Jumeirah Hotels and ResortsPartner: Jumeirah Hotels

DragonPass Dining Discount

Discount

Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass.

Conditions: Use DragonPass

Partner: Over 200 airport restaurants worldwidePartner: DragonPassProgram: DragonPass

DragonPass Dining Discount

Discount

Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass.

Conditions: Use DragonPass

Partner: Over 200 airport restaurants worldwidePartner: DragonPassProgram: DragonPass

Jumeirah Hotels Food & Beverages Offers

Discount

Enjoy up to 25% off on sensational cuisine from around the world at over 45 restaurants at Jumeirah Hotels and Resorts.

Conditions: Use card at participating restaurants

Partner: Over 45 restaurants at Jumeirah Hotels and ResortsPartner: Jumeirah Hotels

Mosaico - Palazzo Versace

Discount

Get 20% Discount on F&B

Conditions: Valid till 31 May 2026. Visa cards only.

Partner: MosaicoPartner: Palazzo Versace

Vanitas - Palazzo Versace

Discount

Get 20% Discount on F&B

Conditions: Valid till 31 May 2026. Visa cards only.

Partner: VanitasPartner: Palazzo Versace

Amalfi - Palazzo Versace

Discount

Get 20% Discount on F&B

Conditions: Valid till 31 May 2026

Partner: AmalfiPartner: Palazzo Versace

Enigma - Palazzo Versace

Discount

Get 20% Discount on F&B

Conditions: Valid till 31 May 2026

Partner: EnigmaPartner: Palazzo Versace

Giardino - Palazzo Versace

Discount

Get 20% Discount on food and beverages

Conditions: Valid till 31 May 2026. Visa cards only.

Partner: GiardinoPartner: Palazzo Versace

Jumeirah Hotels Dining Discount

Discount

Up to 25% off at over 45 restaurants at Jumeirah Hotels and Resorts

Conditions: Pay with card at participating restaurants

Partner: Over 45 restaurants at Jumeirah Hotels and ResortsPartner: Jumeirah Hotels

Dining Lifestyle

ENTERTAINER Xperience

Discount

Explore your city with tons of 2-for-1 offers and exclusive discounts on attractions, tours, food and beverages, spas, gyms, beauty treatments and much more.

Conditions: Download 'Xperience with the ENTERTAINER' app

Partner: ENTERTAINERProgram: ENTERTAINER Xperience

ENTERTAINER Xperience

Discount

Explore your city with tons of 2-for-1 offers and exclusive discounts on attractions, tours, food and beverages, spas, gyms, beauty treatments and much more.

Conditions: Download 'Xperience with the ENTERTAINER' app

Partner: ENTERTAINERProgram: ENTERTAINER Xperience

Entertainment

Reel Cinemas Buy 1 Get 1 Free

Discount

Enjoy 1 'Buy 1 Get 1 Free' movie experience at Reel Cinemas when you book online or through the Reel Cinemas mobile app. A maximum of 1 ticket (1 free) per movie session. Ticket types available: Standard 2D and 3D, or Standard Plus 2D and 3D.

Conditions: Minimum billing cycle spend of AED 3,000 required. If minimum spend not met, cardholder charged value of free cinema ticket(s).

Partner: Reel Cinemas

BookingBash Pro Membership

Membership

Get Pro membership (worth up to AED 499) as complimentary with your Simply Cash credit card. Avail substantial discounts on theme parks, museums, cruises, safaris and indoor activities.

Conditions: Download the BookingBash application

Partner: BookingBashProgram: BookingBash Pro

VOX Cinemas Buy 1 Get 1 Free

Discount

Enjoy 2 'Buy 1 Get 1 Free' movie experiences at VOX Cinemas when you book online or through the VOX Cinemas mobile app. A maximum of 2 tickets per movie session (2D and 3D movie tickets) can be availed. Ticket types available: 2D Standard, Premium View, MAX, Premium View (Mercato, Nation Towers, Nakheel), 2D MAX Atmos Premium View and 3D Standard, MAX Standard, Premium View, and MAX Premium View. Also enjoy 50% off the second medium popcorn on purchase of one medium popcorn.

Conditions: Minimum billing cycle spend of AED 3,000 required. If minimum spend not met, cardholder charged value of free cinema ticket(s).

Partner: VOX Cinemas

Protection

Buyers Protection

Insurance

Purchase protection for eligible new item purchases made using Simply Cash card or payment device

Purchase Protection

Buyers Protection

Insurance

Buyers Protection provides you with an extra peace of mind when purchasing an eligible item (new item purchases) using your Simply Cash card or payment device.

Conditions: New item purchases only

Buyers Protection

Insurance

Buyers Protection provides you with an extra peace of mind when purchasing an eligible item (new item purchases) using your Simply Cash card or payment device.

Conditions: New item purchases only

Active promotions

No verified active promotions yet.