Standard Chartered UAE
Up to 10% cashback on online, foreign currency and mobile wallet spends - earn up to AED 1,000 per month
travel general
30.00%
Up to 30% off on travel with Cleartrip using promo code MASTERCARD on the payment page.
default
10.00%
Earn up to 10% cashback on all AED online purchases and bill payments. Cashback varies by total monthly spend tiers: 0% on spend below AED 2,500; 3% cashback (max AED 100) on spend AED 2,500-7,499; 5% cashback (max AED 200) on spend AED 7,500-14,999; 10% cashback (max AED 400) on spend AED 15,000 and above.
foreign currency
10.00%
Earn up to 10% cashback on all non-AED purchases including foreign transactions abroad and online. Cashback varies by total monthly spend tiers: 0% on spend below AED 2,500; 3% cashback (max AED 100) on spend AED 2,500-7,499; 5% cashback (max AED 200) on spend AED 7,500-14,999; 10% cashback (max AED 400) on spend AED 15,000 and above.
Eligibility
Min income: AED 5,000
Age: 21 to 60
Salary transfer: Not required
Annual fee
AED 525
First year fee
AED 0
APR / interest
41.40%
B.E.S.T cashback ladder
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
Up to 10.00% cashback
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Earn up to 10% cashback on all AED online purchases and bill payments. Cashback varies by total monthly spend tiers: 0% on spend below AED 2,500; 3% cashback (max AED 100) on spend AED 2,500-7,499; 5% cashback (max AED 200) on spend AED 7,500-14,999; 10% cashback (max AED 400) on spend AED 15,000 and above.
Up to 10.00% cashback
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Earn up to 10% cashback on all non-AED purchases including foreign transactions abroad and online. Cashback varies by total monthly spend tiers: 0% on spend below AED 2,500; 3% cashback (max AED 100) on spend AED 2,500-7,499; 5% cashback (max AED 200) on spend AED 7,500-14,999; 10% cashback (max AED 400) on spend AED 15,000 and above.
Up to 30.00% cashback
Spend tier
Published reward rule
Rate
30.00%
Cap
No cap listed
Up to 30% off on travel with Cleartrip using promo code MASTERCARD on the payment page.
Complimentary Airport Lounge Access
Lounge Access
Enjoy unlimited free access to over 20 local and international airport lounges courtesy of Mastercard.
Conditions: Only applicable for Platinum X credit cardholders. Lounge terms and conditions apply.
Expedia Discount
Merchant Discount
USD 50 off Expedia.com on flights + hotels packages when you spend a minimum of USD 1,200.
Conditions: Minimum spend of USD 1,200 required
Cleartrip Travel Discount
Merchant Discount
Up to 30% off on travel with Cleartrip using promo code MASTERCARD on the payment page.
Conditions: Use promo code 'MASTERCARD' on the payment page
Airport Lounge Access
Lounge Access
Unlimited and complimentary access to over 20 local and international lounges
Conditions: Present Mastercard credit card at participating lounge
Lounge Terms - Unlimited Complimentary Access
Lounge Access
Lounge access is unlimited and complimentary only for the primary and supplementary card holders
Conditions: Valid for primary and supplementary cardholders. Guests will be charged. Entry based on presentation of credit card with boarding pass and signature on Record of Visit slip.
The Good Life Privileges
Merchant Offers
Enjoy 100+ offers and privileges with your credit card.
Cashback on Foreign Currency Spends
Cashback
Earn up to 10% cashback on all non-AED purchases including foreign transactions abroad and online. Cashback varies by total monthly spend tiers: 0% on spend below AED 2,500; 3% cashback (max AED 100) on spend AED 2,500-7,499; 5% cashback (max AED 200) on spend AED 7,500-14,999; 10% cashback (max AED 400) on spend AED 15,000 and above.
Conditions: Minimum overall monthly spend of AED 2,500 required. Maximum AED 400 cashback per month on foreign currency spends.
Cashback on Online Spends
Cashback
Earn up to 10% cashback on all AED online purchases and bill payments. Cashback varies by total monthly spend tiers: 0% on spend below AED 2,500; 3% cashback (max AED 100) on spend AED 2,500-7,499; 5% cashback (max AED 200) on spend AED 7,500-14,999; 10% cashback (max AED 400) on spend AED 15,000 and above.
Conditions: Minimum overall monthly spend of AED 2,500 required. Maximum AED 400 cashback per month on online spends.
Cashback on Mobile Wallet Spends
Cashback
Earn up to 10% cashback on AED purchases made via Apple Pay, Samsung Pay and Google Pay at point of sale. Cashback varies by total monthly spend tiers: 0% on spend below AED 2,500; 3% cashback (max AED 100) on spend AED 2,500-7,499; 5% cashback (max AED 200) on spend AED 7,500-14,999; 10% cashback (max AED 200) on spend AED 15,000 and above.
Conditions: Minimum overall monthly spend of AED 2,500 required. Maximum AED 200 cashback per month on mobile wallet spends. Only AED transactions at point of sale qualify.
360 Rewards
Rewards Program
Participation in Standard Chartered 360 Rewards program.
Mobile Payments
Payment Feature
Tap your phone on any contactless terminal and pay with Apple Pay, Samsung Pay and Google Pay.
Cash Advance
Cash Advance
Use your card to withdraw cash up to your allowed cash limit from any ATM around the world with the Mastercard logo.
Fixed Payment Plans
Installment Plan
Convert purchases to fixed payment plans at a fixed fee with flexible payment period up to 48 months.
Conditions: Call Phone Banking to request
Credit Shield Insurance
Insurance
Credit Shield Insurance (CSI) will provide financial security to you and your family in case of any unforeseen circumstances.
3D Secure
Security Feature
Enjoy peace of mind when making online purchases, thanks to 3D Secure TM, powered by Visa and Mastercard.
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