Foreign Currency
Up to 4.00% cashback
Spend tier
Published reward rule
Rate
4.00 Points/AED
Cap
No cap listed
Earn rewards points on every spend: 4 points per USD 1 internationally, 2 points per USD 1 locally. 125 points = AED 1
Standard Chartered UAE
Earn 4 360º Rewards Points for every USD 1 spent internationally and 2 360º Rewards Points for every USD 1 spent locally
default
25.00%
Buy 1 get 1 free movie tickets at VOX and Reel Cinemas. Maximum 8 tickets (4 free) per card per month. 25% discount on single food/beverage items at Candy Bar
travel general
15.00%
15% discount on all DUBZ airport services including home check-in, luggage delivery, and airport assistance
travel general
10.00%
10% cashback on UAE airport duty free purchases, capped at AED 100 per statement
Eligibility
Eligibility details not available yet.
Annual fee
AED 1,575
First year fee
AED 0
APR / interest
44.28%
B.E.S.T cashback ladder
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
Up to 4.00% cashback
Spend tier
Published reward rule
Rate
4.00 Points/AED
Cap
No cap listed
Earn rewards points on every spend: 4 points per USD 1 internationally, 2 points per USD 1 locally. 125 points = AED 1
Up to 15.00% cashback
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
10% cashback on UAE airport duty free purchases, capped at AED 100 per statement
Spend tier
Published reward rule
Rate
15.00%
Cap
No cap listed
15% discount on all DUBZ airport services including home check-in, luggage delivery, and airport assistance
Up to 25.00% cashback
Spend tier
Published reward rule
Rate
25.00%
Cap
No cap listed
Buy 1 get 1 free movie tickets at VOX and Reel Cinemas. Maximum 8 tickets (4 free) per card per month. 25% discount on single food/beverage items at Candy Bar
Spend tier
Published reward rule
Rate
2.00%
Cap
No cap listed
Convert rewards points to 2% cashback when purchasing airline tickets. 50,000 points = AED 1,000 cashback
DUBZ Airport Services Discount
Discount
15% discount on all DUBZ airport services including Home Check in, Luggage Delivery services, and airport assistance
Conditions: Enter required details at dubz.com/check-eligibility
Complimentary Airport Transfers with Careem
Complimentary Service
Get 4 complimentary airport rides per year with up to AED 100 discount per ride
Conditions: Must have conducted at least 1 airline transaction within the last 180 days. Book via Careem app and use promo code SCB100. Valid only for rides to/from UAE airports. Pay with Journey credit card.
Priority Access to Airport Lounges
Lounge Access
Unlimited lounge visits for cardholder and a guest via Visa Airport Companion app
Conditions: First two visits are complimentary. To unlock unlimited access, make at least 1 international purchase worth USD 1 with Journey card during first two complimentary visits. International spend must be made 15 days before travel.
Airline Miles Transfer
Rewards Transfer
Transfer rewards points to airline or hotel loyalty miles
Multi-trip Travel Insurance
Insurance
Journey cardholders and their families are covered on all trips up to 90 days
Conditions: Do travel purchases from Journey card. Visit cardholderbenefitsonline.com to generate travel insurance certificate online.
Airport Lounge Access
Lounge Access
Unlimited airport lounge visits for cardholder and guest via Visa Airport Companion app
Conditions: First 2 visits complimentary per calendar year. For unlimited access, make at least 1 international purchase worth USD 1 within 15 days before travel after first 2 visits
Airport Duty Free Cashback
Cashback
10% cashback on UAE airport duty free purchases, capped at AED 100 per statement
Conditions: Must have at least 1 airline transaction within last 180 days
Careem Airport Transfers
Transportation
4 complimentary airport transfer rides per year via Careem, up to AED 100 discount per ride
Conditions: Must have at least 1 airline transaction within last 180 days. Book via Careem app with promo code SCB100
DUBZ Airport Services Discount
Discount
15% discount on all DUBZ airport services including home check-in, luggage delivery, and airport assistance
Multi-trip Travel Insurance
Insurance
Complimentary travel insurance for cardholder and family on all trips up to 90 days when travel purchases made with card
Conditions: Travel purchases must be made with Journey credit card
Airport Lounge Access via Visa Airport Companion
Lounge Access
Access to 1200+ airport lounges globally through DragonPass via the Visa Airport Companion (VAC) app. First 2 visits complimentary per calendar year, with unlimited additional visits available when minimum spend condition is met.
Conditions: Download VAC app and register with Standard Chartered Visa credit card. Present digital membership QR code at lounge. USD 0 authorization conducted during visit (does not recur for 90 days). Cards must be in good standing.
Complimentary Airport Lounge Visits
Complimentary Visits
2 complimentary airport lounge visits per calendar year. Unlimited additional visits available with guest when minimum USD 1 equivalent international spend is made.
Conditions: First 2 visits complimentary. Subsequent visits require minimum USD 1 international (non-AED) spend. Without minimum spend, USD 32 charged per visit beyond first 2 complimentary visits. Resets annually on January 1. Cannot use more than one entitlement within 3-hour period.
Guest Access to Airport Lounges
Guest Privileges
Cardholder can bring 1 guest for unlimited visits when minimum spend condition is met. Additional guests charged USD 32 per person per visit.
Conditions: Guests must be on same flight as cardholder. If no complimentary guest visits available, USD 32 per guest charged to registered Visa card.
Visa Concierge Service
Concierge
24×7 personalised services with Visa Infinite Concierge
Conditions: Email concierge@visainfinitemea.com or use 24/7 WhatsApp concierge service on +44 7874 023129 (English) or +44 7520 631645 (Arabic)
Cinema Buy 1 Get 1 Free
Entertainment
Buy 1 get 1 free movie tickets at VOX and Reel Cinemas. Maximum 8 tickets (4 free) per card per month. 25% discount on single food/beverage items at Candy Bar
Visa Entertainer Access
Entertainment
Complimentary access to Visa Entertainer via Visa Airport Companion app for 2-for-1 offers on dining, beauty, attractions, and hotels worldwide
BookingBash Pro Membership
Entertainment
Complimentary BookingBash Pro membership (worth up to AED 499) for discounts on theme parks, museums, cruises, safaris
Visa Concierge Service
Concierge
24/7 personalized Visa Infinite Concierge service via email or WhatsApp
Golf Privileges
Golf Access
2 complimentary golf rounds per billing cycle at 8 partner clubs via SpikesOn app
Conditions: Minimum spend AED 12,000 per billing cycle, otherwise AED 525 fee per round. Priority Private Journey: AED 10,000 minimum spend
Warehouse Gym Access
Gym Access
Complimentary access to Warehouse Gym outlets: up to 30 visits per billing cycle. Priority Private Journey: unlimited visits
Conditions: Minimum spend AED 10,000 per billing cycle required. If not met, AED 525 fee applies
Complimentary Golf Rounds - Standard Journey Cardholders (Non-Priority Private)
Golf Access
1 complimentary round of golf per billing cycle (month) in the UAE at participating golf clubs. Shared benefit limit between primary and supplementary cardholders. Limited to maximum of 3 rounds per calendar year at each of the 8 participating facilities.
Conditions: Subject to meeting AED 10,000 minimum spend requirement per billing cycle/statement. Otherwise a one-time fee of AED 525 will be charged per game booked. Bookings made via SpikesOn.com app or website only, maximum 7 days in advance.
Complimentary Golf Rounds - Priority Private Journey Cardholders
Golf Access
2 complimentary rounds of golf per month in the UAE at participating golf clubs. Shared benefit limit between primary and supplementary cardholders. Limited to maximum of 3 rounds per calendar year at each participating facility, but Priority Private customers see limit changes: 6 per year at each facility instead of 3 per year.
Conditions: Subject to meeting AED 10,000 minimum spend requirement per statement cycle. Otherwise a one-time fee of AED 525 will be charged per game booked. Bookings made via SpikesOn.com app or website only, maximum 7 days in advance.
Limited Time Campaign - Extra Golf Round for Non-Priority Private Journey Cardholders
Golf Access
1 additional complimentary round of golf per billing cycle (making 2 total rounds per billing cycle) in the UAE. Campaign effective from 1 May 2026 to 1 May 2027 only.
Conditions: Subject to meeting AED 12,000 minimum spend requirement per billing cycle/statement to avail the extra round. Otherwise a one-time fee of AED 525 will be charged for each golf round played. Applies only to non-Priority Private Journey cardholders.
International Golf Reimbursement - Priority Private Journey Cardholders
Golf Reimbursement
Free round of golf internationally every month with cashback reimbursement of up to AED 500 maximum per month for one golf booking. Promotion available from 1 December 2025 to 31 January 2027.
Conditions: Must purchase international airline ticket with Journey Credit Card within 6 months prior to golf slot booking date. Play golf at course of choice and pay booking fee from Journey card. Email payment receipt to Priorityprivate.uae@sc.com or call 800 7277 within 60 days from date of golf booking to receive reimbursement. Shared benefit limit between primary and supplementary cardholders. Entitled to one reimbursement for single round per month. Any round booking for more than AED 500 will not be eligible for reimbursement. Program not transferable.
SpikesOn.com Golf Booking Platform Access
Digital Access
Access to SpikesOn.com mobile app and website for booking golf rounds. Dedicated customer support hotline and email support.
Conditions: Must upload Journey Card to app and apply unique activation code (provided by Relationship Manager for Priority Private customers). Bookings required to be placed maximum 7 days before date of play on weekdays and weekends.
Convert Rewards to Cash
Cashback
Purchase airline ticket to double rewards value and earn 2% cashback on rewards points balance. For example, 50,000 rewards points converts to AED 1,000 cashback.
Conditions: Purchase an airline ticket and call 800 4949 within 60 days to redeem rewards points balance
360º Rewards Points
Points
Earn rewards points on every spend: 4 points per USD 1 internationally, 2 points per USD 1 locally. 125 points = AED 1
Conditions: All card spend qualifies
Rewards Points Cashback Conversion
Cashback
Convert rewards points to 2% cashback when purchasing airline tickets. 50,000 points = AED 1,000 cashback
Conditions: Purchase airline ticket, then call 800 4949 within 60 days to redeem points balance
Rewards Points Redemption
Points Redemption
Redeem rewards points for e-vouchers (Amazon, Carrefour, Noon, Sharaf DG, IKEA, CAFU, Joyalukkas), catalogue items, airline miles, hotel loyalty points, or cashback
UAE Airport Duty Free Cashback
Cashback
Earn 10% cashback at UAE airport duty free stores, capped at AED 100 per statement
Conditions: Must have conducted at least 1 airline transaction within the last 180 calendar days. Spend must be made at duty free stores (MCC 5309). Offer valid from 01 March 2025 to 31 December 2025
Rewards Points for Shopping
Rewards Redemption
Redeem points instantly into shopping vouchers from Amazon, Carrefour, Noon, Sharaf DG, IKEA, CAFU, Joyalukkas and more
Visa ENTERTAINER Offers
Complimentary Membership
2-for-1 deals at Visa ENTERTAINER for dining, beauty, attractions and hotels worldwide
Conditions: Download Visa Airport Companion app
Buy 1 Get 1 Free Movie Tickets
Buy One Get One
Buy one, get one free at all VOX and Reel Cinemas in the UAE
Conditions: Maximum 8 tickets (4 free) per person per card each month. Includes 2D, 3D, MAX, IMAX, GOLD, and premium formats.
BookingBash Pro Membership
Complimentary Membership
Complimentary Pro membership (worth up to AED 499) for substantial discounts on theme parks, museums, cruises, safaris and indoor activities
Conditions: Download BookingBash app
Warehouse Gym Access
Complimentary Access
Get complimentary access of up to 30 visits per billing cycle to Warehouse Gym in the UAE. Priority Private Journey cardholders get unlimited visits.
Conditions: Minimum spend of AED 10,000 per billing cycle required. If minimum spend not met, AED 525 fee applies. 30 visits are cumulative between primary and supplementary cardholders.
The Good Life Privileges
Offers Discounts
Enjoy exciting offers and discounts with your Standard Chartered Card across dining, retail, rest and relax, online shopping, and automotive categories
Conditions: Payment must be charged to any Standard Chartered credit or debit card. Quote 'Standard Chartered Privileges' prior to ordering, making reservations or payment
Digital Wallet Support
Digital Payment
Support for Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Visa Checkout
Digital Wallet Support
Digital Wallet
Make seamless and secure payments using compatible phone or wearable
Buyers Protection
Insurance
Buyers Protection provides extra peace of mind when purchasing an eligible item (new item purchases) using Journey credit card
Conditions: Email claims to visa@broadspire.eu
Buyers Protection
Insurance
Purchase protection on new items bought with Journey credit card
Welcome Cashback
Cashback
AED 1,000 cashback for new cardholders
Conditions: Spend minimum AED 10,000 within 60 days of card opening date
Golf Privileges
Complimentary Access
Enjoy 2 rounds of golf booking each billing cycle via SpikesOn.com app
Conditions: Subject to minimum spend of AED 12,000 per billing cycle for Journey cardholders (AED 10,000 for Priority Private Journey). Otherwise one-time fee of AED 525 per round applies. Shared benefit between primary and supplementary cards.
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