D
Dining
Up to 10.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
10.00 Points/AED
Cap
No cap listed
Earn 10 points per AED at supermarket, fuel spends & dining
Mashreq
Platinum Plus Credit Card
Earn up to 10x Mashreq Vantage reward points on all spends
default
50.00%
Get 4 movie tickets each billing month at 50% off
travel general
15.00%
Instant 15% discount of up to AED 300 plus 15% Make My Trip (MMT) reward bonus in your MMT wallet of up to AED 300
dining
10.00 Points/AED
Earn 10 points per AED at supermarket, fuel spends & dining
Eligibility
Eligibility details not available yet.
Annual fee
AED 314
APR / interest
46.20%
B.E.S.T cashback ladder
Full rewards table
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
- Categories
- 4
- Best rate
- 50.00%
- Top cap
- AED 0
FC
Foreign Currency
Up to 2.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
2.00 Points/AED
Cap
No cap listed
Earn 2 points per AED on international spends and other local spends
D
Default
Up to 50.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
1.00 Points/AED
Cap
No cap listed
Earn 1 Mashreq Vantage point for every AED 1 on local spends on Government payments, utilities, education, charity, rental & telecom spends. Effective 13 June 2026, these transactions will earn 0.5 Mashreq Vantage point per AED spent.
Spend tier
Published reward rule
Rate
50.00%
Cap
No cap listed
Get 4 movie tickets each billing month at 50% off
Spend tier
Published reward rule
Rate
0.99%
Cap
No cap listed
Optional payment protection insurance at 0.99% of your monthly statement balance (+ 5% VAT)
TG
Travel General
Up to 15.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Instant 10% discount of up to AED 80 plus 10% Make My Trip (MMT) reward in your MMT wallet of up to AED 80
Spend tier
Published reward rule
Rate
15.00%
Cap
No cap listed
Instant 15% discount of up to AED 300 plus 15% Make My Trip (MMT) reward bonus in your MMT wallet of up to AED 300
Benefits
Travel
Make My Trip Flight Discount
Discount
Instant 10% discount of up to AED 80 plus 10% Make My Trip (MMT) reward in your MMT wallet of up to AED 80
Conditions: Minimum transaction value requirement is AED 600. Use coupon code: MASHREQPP
Partner: Make My TripProgram: Make My Trip
Complimentary Airport Lounge Access
Lounge Access
Access to over 1,000 lounges worldwide with 4 complimentary lounge visits in a year
Conditions: Must spend AED 7,000 or more per month to receive 4 complimentary lounge visits in the following month. Visits applicable for cardholder or cardholder and one guest per visit
Service Area: worldwide
Make My Trip Hotel Discount
Discount
Instant 15% discount of up to AED 300 plus 15% Make My Trip (MMT) reward bonus in your MMT wallet of up to AED 300
Conditions: Minimum transaction value requirement is AED 300. Use coupon code: MASHREQPP
Partner: Make My TripProgram: Make My Trip
Entertainment
50% Off on Movie Tickets at VOX, Reel, and Novo Cinemas
Discount
Get 4 movie tickets each billing month at 50% off
Conditions: Limited to 4 tickets per billing month
Partner: VOX CinemasPartner: Reel CinemasPartner: Novo Cinemas
50% Off on Movie Tickets at Cinepolis Cinemas
Discount
Get 8 movie tickets each billing month at 50% off until 31 December 2026
Conditions: Limited to 8 tickets per billing month. Valid until December 31, 2026
Partner: Cinepolis Cinemas
Installment
Easy Payment Plan
Financing
Enjoy shopping and the freedom to buy now and pay later with Easy Payment Plan
Conditions: Subject to terms and conditions
Protection
PayProtect Insurance
Insurance
Optional payment protection insurance at 0.99% of your monthly statement balance (+ 5% VAT)
Conditions: Optional benefit charged at 0.99% of monthly statement balance plus 5% VAT
Rewards Accelerator
10x Mashreq Vantage Points on Supermarket, Fuel and Dining
Rewards
Earn 10 points per AED at supermarket, fuel spends & dining
Conditions: Applicable on eligible merchant category codes
Program: Mashreq Vantage
2x Mashreq Vantage Points on International Spends
Rewards
Earn 2 points per AED on international spends and other local spends
Conditions: Applicable on eligible transactions
Program: Mashreq Vantage
Rewards Base
1x Mashreq Vantage Points on Utilities and Government Payments
Rewards
Earn 1 Mashreq Vantage point for every AED 1 on local spends on Government payments, utilities, education, charity, rental & telecom spends. Effective 13 June 2026, these transactions will earn 0.5 Mashreq Vantage point per AED spent.
Conditions: Applicable until June 12, 2026. Rate changes to 0.5 points per AED effective June 13, 2026. Not applicable on bill payments via Mashreq Mobile App or Online Banking
Program: Mashreq Vantage
Rewards Program
Mashreq Vantage Rewards Program
Rewards
Earn Mashreq Vantage points for all spends and redeem them instantly via Mashreq Mobile App or at a partner merchant for airmiles, gift cards, cashback and more
Conditions: Points can be earned on transactions under eligible Merchant Category Codes. Mashreq Vantage points cannot be earned on bill payments via Mashreq Mobile App or Online Banking
Program: Mashreq Vantage
Signup Bonus
Welcome Bonus for New Customers
Bonus
AED 750 Welcome Bonus on the card when you spend AED 5,000 in the first 2 months post card issuance
Conditions: For new credit card customers only. Must spend AED 5,000 in first 2 months post card issuance
Program: Mashreq Vantage
Welcome Bonus for Existing Customers
Bonus
AED 200 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance
Conditions: For existing credit card customers. Must spend AED 5,000 or more in first 2 months post card issuance
Program: Mashreq Vantage
Active promotions
No verified active promotions yet.