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Open Optimiser

Mashreq

Noon Credit Card

5% cashback at noon, free delivery, AED 500 welcome bonus

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50.00%

50% off on Deluxe-Plus seats, up to 8 tickets per month. Valid until 31 Dec 2026

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5.00%

5% cashback on noon, noon Food and noon Minutes

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1.00%

1% cashback on all other purchases

Eligibility

Eligibility details not available yet.

Annual fee

AED 0

APR / interest

46.20%

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
4
Best rate
50.00%
Top cap
AED 0
D

Default

Up to 50.00% cashback

Spend tier

Published reward rule

Rate

5.00%

Cap

No cap listed

5% cashback on noon, noon Food and noon Minutes

Spend tier

Published reward rule

Rate

0.33%

Cap

No cap listed

0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases

Spend tier

Published reward rule

Rate

1.00%

Cap

No cap listed

1% cashback on all other purchases

Spend tier

Published reward rule

Rate

50.00%

Cap

No cap listed

50% off on Deluxe-Plus seats, up to 8 tickets per month. Valid until 31 Dec 2026

Spend tier

Published reward rule

Rate

0.99%

Cap

No cap listed

PayProtect insurance at 0.99% of your monthly statement balance

U

Utilities

Up to 0.33% cashback

Spend tier

Published reward rule

Rate

0.33%

Cap

No cap listed

0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases [Derived category mapping: utilities]

E

Education

Up to 0.33% cashback

Spend tier

Published reward rule

Rate

0.33%

Cap

No cap listed

0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases [Derived category mapping: education]

F

Fuel

Up to 0.33% cashback

Spend tier

Published reward rule

Rate

0.33%

Cap

No cap listed

0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases [Derived category mapping: fuel]

Benefits

Shopping

Cashback on noon platforms

Cashback

5% cashback on noon, noon Food and noon Minutes

Partner: noonPartner: noon FoodPartner: noon Minutes

noon Membership

Membership

Automatic noon membership on the next day when your Mashreq noon card is activated

Partner: noonProgram: noon Member

Free Delivery on noon express

Delivery

Enjoy unlimited free next day delivery across UAE on all noon express orders

Service Area: UAEPartner: noon

Cashback on noon supermall, NowNow and Namshi

Cashback

5% cashback on noon supermall, NowNow and Namshi

Partner: noon supermallPartner: NowNowPartner: Namshi

General

Cashback on all other purchases

Cashback

1% cashback on all other purchases

Cashback

Welcome Bonus - Existing Credit Card Customers

Signup Bonus

AED 100 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance

Conditions: For existing credit card customers only, spend AED 5,000+ in first 2 months

Welcome Bonus - New Credit Card Customers

Signup Bonus

AED 500 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance

Conditions: For new credit card customers only, spend AED 5,000+ in first 2 months

Convenience

Instant Digital Card

Digital Card

No need to wait for card delivery to start shopping any more with the new Mashreq Instant Digital Card

Entertainment

50% discount at Cinepolis

Discount

50% off on Deluxe-Plus seats, up to 8 tickets per month. Valid until 31 Dec 2026

Conditions: Up to 8 tickets per month, valid until 31 Dec 2026

Partner: Cinepolis CinemasPartner: Cinepolis

Essentials

Cashback on government, utilities, education, charity, fuel, rental and telecom

Cashback

0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases

Finance

Interest-free period

Grace Period

Up to 57 days interest-free period

Easy Payment Plan

Installment

Enjoy shopping and the freedom to buy now and pay later with Easy Payment Plan

Protection

PayProtect Insurance

Insurance

PayProtect insurance at 0.99% of your monthly statement balance

Support

Priority Customer Service

Service

Priority Customer Service

Conditions: noon VIP membership

Partner: noon

Active promotions

No verified active promotions yet.