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Mashreq

Cashback Credit Card

Up to 5% cashback on all spends

Annual fee
AED 0
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Sources and verification

What this card page is based on

We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.

Last verified
Not verified yet
Latest source fetch
20 Aug 2026

Eligibility

Eligibility details not available yet.

Annual fee

AED 0

Rewards

Rates by category

Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.

Reward rules are not verified yet.

Benefits

Lifestyle

Visa Mena Offers powered by Entertainer

Discount Program

2-1 deals on food, entertainment and shopping, PLUS 5,000 travel discounts

Conditions: Download Visa Offers MENA app from Google or iOS App Store

Partner: EntertainerProgram: Visa Mena OffersProgram: Entertainer

Rewards

Welcome Bonus - New Customers

Sign Up Bonus

AED 500 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.

Conditions: For new credit card customers only. Must spend AED 5,000 or more in the first 2 months post card issuance.

Dining Cashback

Cashback

5% cashback on international and local dining spends

Conditions: Applies to dining purchases within assigned credit limit

Local Spend Cashback

Cashback

Up to 1% cashback on local spends

Conditions: Applies to local purchases within assigned credit limit

Enhanced Cashback on Select Merchants

Cashback

20% cashback for the first 4 months on Netflix, Talabat, Careem and more

Conditions: Max. cashback of AED 50 per merchant per month. First 4 months only.

Partner: NetflixPartner: TalabatPartner: Careem

Welcome Bonus - Existing Customers

Sign Up Bonus

AED 100 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.

Conditions: For existing credit card customers only. Must spend AED 5,000 or more in the first 2 months post card issuance.

International Spend Cashback

Cashback

1% cashback on other international spends

Conditions: Applies to non-dining international purchases within assigned credit limit

Special Categories Cashback

Cashback

0.33% cashback for government payments, utilities, education, charity, fuel, rental and telecom spends. Cashback is not applicable on bill payments made via Mashreq Online and Mobile Banking App. Effective 13 June 2026, this will change to 0.15% cashback.

Conditions: Excludes bill payments made via Mashreq Online and Mobile Banking App. Rate changes to 0.15% from 13 June 2026.

Dining

DragonFly & Dine Programme

Dining Discount

Download Dine & Fly mobile app, register and enjoy dining discounts

Conditions: Must download and register on Dine & Fly mobile app

Program: DragonFly & Dine

Entertainment

Cinepolis Cinema Discount

Entertainment Discount

50% off on Deluxe-Plus seats, up to 8 tickets per month

Conditions: Valid until 31 Dec 2026. Up to 8 tickets per month.

Partner: Cinepolis

Finance

Interest Free Period

Payment Flexibility

Up to 57 days interest free period

Conditions: On qualifying purchases

Easy Payment Plan

Installment Plan

Enjoy shopping and the freedom to buy now and pay later with Easy Payment Plan

Conditions: Subject to eligibility and terms

Active promotions

No verified active promotions yet.

No verified reward rates yet

This card exists in the directory, but reward-rate facts are not verified in the public view yet.