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HSBC UAE

Zero Credit Card

A simple credit card with zero fees and plenty of rewards

dining

50.00%

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

foreign currency

1.00 Points/AED

Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer's warranty for up to 1 year. Offered by Visa International.

default

0.00%

Enjoy 0% interest on your purchases for the first 3 months. To benefit from the 3 months no fee period, you must make the minimum payment by the due date. The 3 months no interest period is only available for new HSBC credit cardholders.

Eligibility

Eligibility details not available yet.

Annual fee

AED 0

First year fee

AED 0

APR / interest

44.28%

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
3
Best rate
50.00%
Top cap
AED 0
D

Dining

Up to 50.00% cashback

Spend tier

Published reward rule

Rate

50.00%

Cap

No cap listed

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

FC

Foreign Currency

Up to 1.00% cashback

Spend tier

Published reward rule

Rate

1.00 Points/AED

Cap

No cap listed

Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer's warranty for up to 1 year. Offered by Visa International.

D

Default

Up to 0.00% cashback

Spend tier

Published reward rule

Rate

0.00%

Cap

No cap listed

Enjoy 0% interest on your purchases for the first 3 months. To benefit from the 3 months no fee period, you must make the minimum payment by the due date. The 3 months no interest period is only available for new HSBC credit cardholders.

Benefits

Shopping

home&Away Rewards

Lifestyle Discount

Get deals on shopping, travel, dining and more worldwide with home&Away

Service Area: WorldwidePartner: home&AwayProgram: home&Away

Balance Transfer

No Processing Fees

Balance Transfer

Transfer balances from your other credit cards with no processing fees or early repayment fees. Terms apply.

Balance Transfer

Finance

Transfer balances from your other credit cards with no processing fees or early repayment fees. Terms apply.

Conditions: Terms apply

Digital Wallet

Digital Cards

Convenience

Add your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.

Conditions: Available through HSBC UAE app

Dining

Zomato Gold Complimentary Membership

Dining Discount

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

Service Area: UAEPartner: Zomato GoldProgram: Zomato Gold

Restaurant Discounts

Dining Discount

Get discounts at over 400 restaurants across the UAE when you pay with your credit card

Service Area: UAE

Dining Discounts

Zomato Gold Membership

Dining

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

Conditions: Complimentary 12-month membership

Partner: Over 4,000 restaurantsService Area: UAEPartner: Zomato GoldProgram: Zomato Gold

Restaurant Discounts UAE

Dining

Get discounts at over 400 restaurants across the UAE when you pay with your credit card

Service Area: UAE

Dining Discounts

Discount

Get discounts at over 400 restaurants across the UAE when you pay with your credit card

Partner: Over 400 restaurantsService Area: UAE

Fees Savings

No Added Fees

Fee Waiver

Pay zero fees for annual membership, going over your credit limit and withdrawing cash

Financial

0% Interest on Purchases for 3 Months

Promotional Rate

Enjoy 0% interest on your purchases for the first 3 months. To benefit from the 3 months no fee period, you must make the minimum payment by the due date. The 3 months no interest period is only available for new HSBC credit cardholders.

Conditions: Only available for new HSBC credit cardholders, must make minimum payment by due date

Balance Transfer - No Processing Fees

Balance Transfer

Transfer balances from your other credit cards with no processing fees or early repayment fees. Terms apply.

Financing

0% Interest on Purchases

Promotional Interest

Enjoy 0% interest on your purchases for the first 3 months

Conditions: To benefit from the 3 months no fee period, you must make the minimum payment by the due date. Otherwise, the applicable interest rate as set out in Schedule of Services and Tariffs will apply. The 3 months no interest period is only available for new HSBC credit cardholders.

Hotel Benefits

Visa Luxury Hotels

Travel

Stay at luxury hotels worldwide with Visa Luxury Hotels, and get best rate guarantees, room upgrades, complimentary breakfast and more

Conditions: Available at participating Visa Luxury Hotels

Service Area: WorldwidePartner: Visa Luxury HotelsProgram: Visa Luxury Hotels

Interest Free Period

Interest Free Days

Finance

Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full

Conditions: Must pay monthly balance in full

Interest Savings

0% Interest on Purchases for First 3 Months

Promotional Rate

Enjoy 0% interest on your purchases for the first 3 months

Conditions: To benefit from the 3 months no fee period, you must make the minimum payment by the due date. The 3 months no interest period is only available for new HSBC credit cardholders.

Lifestyle Offers

home&Away

Lifestyle

Get deals on shopping, travel, dining and more worldwide with home&Away

Conditions: Available worldwide

Service Area: WorldwidePartner: home&Away

Promotional Rate

0% Interest Introductory Offer

Finance

Enjoy 0% interest on your purchases for the first 3 months. To benefit from the 3 months no fee period, you must make the minimum payment by the due date. The 3 months no interest period is only available for new HSBC credit cardholders.

Conditions: New HSBC credit cardholders only, must make minimum payment by due date

Purchase Protection

Purchase Protection

Insurance

Shop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.

Conditions: Offered by Visa International

Warranty Extension

Extended Warranty

Insurance

Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer's warranty for up to 1 year. Offered by Visa International.

Conditions: Purchases made in full with card

Active promotions

No verified active promotions yet.