Platinum Select Credit Card

Airalo Data Roaming

Discount

Get 15% off additional data packages with Airalo

home&Away

Discount

Get deals on shopping, travel, dining and more worldwide with home&Away

Airalo Data Roaming Discount

Discount

Get 15% off additional data packages with Airalo

Airalo Discount

Discount

Get 15% off additional data packages with Airalo

Conditions: Terms and conditions apply

Flight Rewards Redemption

Redemption

Exchange your Points with leading airline partners and unlock more ways to travel and experience the world

Conditions: Redeem through HSBC UAE app

Hotel Rewards Redemption

Redemption

Exchange your Points with leading hotel partners and unlock more ways to experience comfort and luxury during your travels

Conditions: Redeem through HSBC UAE app

Careem Plus

Subscription

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app

Conditions: Add and use your HSBC credit card on the Careem app

Timeout and Golf Access Programme

Discount

Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme

Purchase Protection

Protection

Shop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.

Conditions: Offered by Visa International

Extended Warranty

Protection

Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer's warranty for up to 1 year. Offered by Visa International.

Conditions: Purchase must be made in full with your card

Rewards Points

Rewards Program

Earn rewards on all your credit card spends and exchange them for flights, hotels and more

Conditions: Available on all spends

HSBC Rewards Programme

Points

Earn rewards on all your credit card spends and exchange them for flights, hotels and more

Conditions: Collect Points every time you spend

Vouchers Redemption

Redemption

Redeem your Points for a wide range of e-vouchers across your favourite brands, dining, and lifestyle partners instantly and conveniently

Conditions: Redeem through HSBC UAE app

Balance Transfer

Financial

Transfer balances from other credit cards in the UAE to your credit card and save on interest

Conditions: Balance Transfer fee applies. Refer to Schedule of Services and Tariffs

Easy Cash

Cash Transfer

A transfer of a portion of your credit limit in cash to your bank account(s) within the UAE

Conditions: Subject to availability of credit limit

Careem Plus Subscription

Membership

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app

Conditions: Add and use HSBC credit card on Careem app

Digital Cards

Digital Feature

Add your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app

Digital Wallet

Convenience

Add your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app

Conditions: Access card details in the HSBC UAE app

Dining Discounts

Discount

Get discounts at over 400 restaurants across the UAE when you pay with your credit card

Zomato Gold Membership

Discount

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

Conditions: Complimentary 12-month membership worth AED 149

Zomato Gold

Membership

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

Conditions: Complimentary 12-month membership worth AED 149

Restaurant Discounts

Discount

Get discounts at over 400 restaurants across the UAE when you pay with your credit card

Restaurant Discounts UAE

Discount

Get discounts at over 400 restaurants across the UAE when you pay with your credit card

Conditions: Pay with credit card

Rewards Points on All Spends

Rewards

Earn rewards on all your credit card spends and exchange them for flights, hotels and more.

Cinema Offers

Discount

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Conditions: Minimum spend required. If minimum not met, charged cost of free ticket from 1 September 2025

Cinema Discounts

Discount

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Conditions: Minimum spend applies from 1 September 2025

Interest Free Days

Interest Free Period

Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full

Conditions: Pay monthly balance in full

Balance Transfers

Balance Transfer

Transfer balances from other credit cards in the UAE to your credit card and save on interest

Conditions: From other credit cards in the UAE

Cash Instalment Plan

Financial

Access cash up to your credit limit with competitive rates and no need for proof of income

Conditions: Apply online or by phone

Flexi Instalment Plan

Financial

Convert big purchases you make with your credit card into smaller monthly payments with low interest rates, no processing or early repayment fees, and the option to spread costs over 3 to 36 months

Conditions: Apply for a plan on every eligible purchase in the HSBC UAE app

Careem Plus Membership

Membership

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Flexible Instalment Plan (FIP)

Instalment Plan

A flexible instalment plan for purchases

Conditions: Subject to successful application

Mobile Wallet Support

Digital Payment

Add your Credit Card to mobile wallet for contactless payments

Conditions: HSBC Mobile Card Terms and Conditions apply when you add your Credit Card to a mobile wallet

Digital Card

Digital Payment

Digital version of your Credit Card available via digital platforms such as Personal Internet Banking and Mobile Banking app

Conditions: Available before physical card delivery through Introductory Limit

Insurance Coverage

Insurance

Optional insurance coverage that may cover you or the Supplementary Cardholder in the event of different types of loss, depending on the features available on your Credit Card and the policy terms

Conditions: Optional feature, terms depend on policy and card features. Insurance policy provided by separate insurance company.

HSBC Rewards Points Earning

Rewards

Earn 1 Point for every AED 4 you spend on your credit card

Conditions: On everyday spends with credit card

HSBC UAE App Rewards Management

Digital Access

Check your HSBC Rewards balance and redeem Points in the app

Conditions: Requires HSBC UAE app

Trusted Browser

Security Feature

Feature that collects information each time you log into digital channels to easily and securely identify you

Conditions: Information collected includes browser version, IP address, and time zone

Supplementary Cards

Convenience

Share your card benefits with your loved ones and enjoy more together with a supplementary credit card