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HSBC UAE

HSBC Emirates Skywards Signature Credit Card

Earn up to 1.75 Skywards Miles for every USD 1 equivalent in eligible spends

dining

50.00%

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

default

30.00%

Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more

travel general

30.00%

Save up to 30% on Airport Meet & Assist at over 450 locations worldwide

Eligibility

Eligibility details not available yet.

Annual fee

AED 1,050

APR / interest

44.28%

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
4
Best rate
50.00%
Top cap
AED 0
TG

Travel General

Up to 30.00% cashback

Spend tier

Published reward rule

Rate

10.00 Miles/AED

Cap

No cap listed

Get 10,000 sign-up bonus Skywards Miles when you pay your annual card fee

Spend tier

Published reward rule

Rate

15.00 Miles/AED

Cap

No cap listed

Get another 15,000 Skywards Miles plus fast track to Silver Tier membership when you spend a minimum of AED 20,000 in eligible spends in the first 60 days

Spend tier

Published reward rule

Rate

1.75 Miles/AED

Cap

No cap listed

Get 1.75 Skywards Miles on direct bookings with Emirates and flydubai in AED

Spend tier

Published reward rule

Rate

0.75 Miles/AED

Cap

No cap listed

Get 0.75 Skywards Miles on AED transactions

Spend tier

Published reward rule

Rate

0.10 Miles/AED

Cap

No cap listed

Get 0.1 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)

Spend tier

Published reward rule

Rate

15.00%

Cap

No cap listed

Get 2GB free data roaming, plus 15% off additional data packages, with Airalo

Spend tier

Published reward rule

Rate

30.00%

Cap

No cap listed

Save up to 30% on Airport Meet & Assist at over 450 locations worldwide

Spend tier

Published reward rule

Rate

7.00%

Cap

No cap listed

Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card

FC

Foreign Currency

Up to 1.00% cashback

Spend tier

Published reward rule

Rate

1.00 Miles/AED

Cap

No cap listed

Get 1 Skywards Miles on non-AED transactions

D

Default

Up to 30.00% cashback

Spend tier

Published reward rule

Rate

20.00%

Cap

No cap listed

Enjoy Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE

Spend tier

Published reward rule

Rate

30.00%

Cap

No cap listed

Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more

D

Dining

Up to 50.00% cashback

Spend tier

Published reward rule

Rate

50.00%

Cap

No cap listed

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

Benefits

Travel

Airalo Data Roaming

Discount

Get 2GB free data roaming, plus 15% off additional data packages, with Airalo

Partner: AiraloProgram: Airalo

Multi-trip Travel Insurance

Insurance

Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance

Conditions: Offered by Visa International

YQ Meet & Assist

Discount

Save up to 30% on Airport Meet & Assist at over 450 locations worldwide

Partner: over 450 airport locations worldwidePartner: YQ

Visa Luxury Hotel Collection

Hotel Program

Stay at luxury hotels worldwide with Visa Luxury Hotels, and get best rate guarantees, room upgrades, complimentary breakfast and more

Conditions: Offered by Visa International

Program: Visa Luxury Hotel Collection

Booking.com Discounts

Cashback

Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card

Conditions: Offered by Visa International

Partner: Booking.com

Airport Lounge Access

Lounge Access

12 complimentary visits for you and additional cardholders to over 1,200 lounges a year when you make at least 1 international purchase worth USD 1 once every calendar year with your HSBC Visa card 15 days before you travel

Conditions: Make at least 1 international purchase worth USD 1 once every calendar year, 15 days before travel. Requires Visa Airport Companion app. First visit free without condition, later visits require minimum spend condition.

Program: Visa Airport Companion

Lifestyle

Careem Plus Subscription

Subscription

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC Emirates Skywards Signature credit card on the Careem app

Conditions: Add and use HSBC Emirates Skywards Signature credit card on Careem app

Partner: CareemProgram: Careem Plus

home&Away Offers

Offers Platform

Get deals on shopping, travel, dining and more worldwide with home&Away

Program: home&Away

Rewards

Welcome Bonus - Spending Miles + Silver Tier Fast Track

Signup Bonus

Get another 15,000 Skywards Miles plus fast track to Silver Tier membership when you spend a minimum of AED 20,000 in eligible spends in the first 60 days

Conditions: Spend minimum AED 20,000 in eligible spends in first 60 days. Offer valid from 1 May 2025 to 31 August 2026 inclusive.

Skywards Miles Earning - Emirates and flydubai Direct Bookings

Points Earning

Get 1.75 Skywards Miles on direct bookings with Emirates and flydubai in AED

Conditions: Direct bookings with Emirates and flydubai in AED currency

Skywards Miles Earning - Non-AED Transactions

Points Earning

Get 1 Skywards Miles on non-AED transactions

Conditions: Transactions made in currencies other than AED

Skywards Miles Earning - AED Transactions

Points Earning

Get 0.75 Skywards Miles on AED transactions

Conditions: Transactions made in AED currency, excluding lower-earning categories

Skywards Miles Earning - Essential Services

Points Earning

Get 0.1 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)

Conditions: Transactions in specified categories in AED

Welcome Bonus - Sign-up Miles

Signup Bonus

Get 10,000 sign-up bonus Skywards Miles when you pay your annual card fee

Conditions: Pay annual card fee. Offer valid from 1 May 2025 to 31 August 2026 inclusive.

Silver Tier Status

Tier Status

From year 2 onwards, fast track to Silver Tier membership. Just spend at least AED 180,000 on eligible transactions over 12 months, including at least AED 10,000 directly with Emirates

Conditions: Spend at least AED 180,000 on eligible transactions in previous 12 months, including minimum AED 10,000 directly with Emirates on their website, app or other sales channels

Skywards Living Partner Miles

Points Earning

Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning

Partner: Emirates Skywards partnersProgram: Skywards Living

No Miles Expiry

Rewards Feature

The Skyward Miles you earn with the card won't expire for as long as your Emirates Skywards account and credit card are open

Conditions: Emirates Skywards account and HSBC Emirates Skywards Signature Credit Card remain open

Shopping

Samsung Discounts

Discount

Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more

Partner: Samsung

Dining

Zomato Gold Membership

Membership

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

Partner: over 4,000 restaurants across the UAEPartner: ZomatoProgram: Zomato Gold

Entertainment

Cinema Offers

Discount

Enjoy Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE

Conditions: Must spend at least AED 6,000 during the calendar month you book tickets. Book online at Vox, Reel and Roxy Cinemas. If minimum spend not met, cost of free ticket will be charged.

Partner: Vox CinemasPartner: Reel CinemasPartner: Roxy Cinemas

Rewards Program

Emirates Skywards Miles

Rewards Earning

Earn Skywards Miles for every USD 1 equivalent in eligible spends. Miles earning varies by category: 1.75 Miles on Emirates/flydubai bookings in AED, 1 Mile on non-AED transactions, 0.75 Miles on AED transactions, 0.1 Miles on government services, utilities, fuel, groceries and other specified categories in AED

Partner: EmiratesPartner: flydubaiProgram: Emirates Skywards

Skywards Living

Rewards Earning

Pay with HSBC Emirates Skywards credit card with Skywards Living partners and earn Miles twice on the same spend

Program: Skywards LivingProgram: Emirates Skywards

Skywards Everyday app

Rewards Earning

Make your everyday activities more rewarding. Choose from hundreds of partners across shopping, dining, grocery and more. Simply link your payment card and start earning Miles seamlessly.

Program: Skywards EverydayProgram: Emirates Skywards

Skywards Miles redemption

Rewards Redemption

Your Skywards Miles can be redeemed directly at www.emirates.com against a variety of rewards, including flight tickets, upgrades and more, subject to availability.

Partner: EmiratesProgram: Emirates Skywards

Shopping Rewards

Skywards Miles Mall

Rewards Earning

Earn Miles on online shopping across food, fashion, electronics and more with over 3,300 UAE, UK, US, Australian and Indian brands

Program: skywardsmilesmall.comProgram: Skywards Miles MallProgram: Emirates Skywards

Dubai Mall rewards

Rewards Earning

Choose from over 1,300 shops and 200 dining and entertainment outlets. Earn even more Miles when you shop at a Skywards Everyday partner at Dubai Mall.

Partner: Dubai MallService Area: Dubai MallProgram: Emirates SkywardsProgram: Skywards Everyday

Travel Rewards

Emirates Skywards Hotels bonus

Rewards Earning

Earn up to 12,500 Skywards Miles every night of your stay at over 400,000 hotels in over 900 destinations worldwide. Plus earn 25% bonus Miles when paying with your HSBC Emirates Skywards Signature Card.

Program: Emirates Skywards HotelsProgram: Emirates Skywards

Active promotions

No verified active promotions yet.