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HSBC UAE

Premier Credit Card

Unlock premium rewards and travel benefits

dining

50.00%

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

default

30.00%

Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more

foreign currency

30.00%

Get a free 2-year MyUS membership for up to 30% off international shipping

Eligibility

Eligibility details not available yet.

Annual fee

AED 0

First year fee

AED 0

APR / interest

44.28%

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
4
Best rate
50.00%
Top cap
AED 0
D

Default

Up to 30.00% cashback

Spend tier

Published reward rule

Rate

1.00 Points/AED

Cap

No cap listed

Earn 1 Point for every AED 1 you spend on your credit card

Spend tier

Published reward rule

Rate

25.00%

Cap

No cap listed

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Spend tier

Published reward rule

Rate

30.00%

Cap

No cap listed

Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more

Spend tier

Published reward rule

Rate

15.00%

Cap

No cap listed

VIP lounge access, 15% off shopping and more at Bicester Villages worldwide

D

Dining

Up to 50.00% cashback

Spend tier

Published reward rule

Rate

50.00%

Cap

No cap listed

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

Spend tier

Published reward rule

Rate

20.00%

Cap

No cap listed

Get up to 20% off grocery or food orders twice a month on the Talabat app. Use code 'MASTERCARD'.

TG

Travel General

Up to 15.00% cashback

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Get up to 10% off hotels and best-rate guarantees with Agoda

Spend tier

Published reward rule

Rate

15.00%

Cap

No cap listed

Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates

Spend tier

Published reward rule

Rate

7.00%

Cap

No cap listed

Earn up to 7% back as wallet credits on stays capped to EUR 200

FC

Foreign Currency

Up to 30.00% cashback

Spend tier

Published reward rule

Rate

30.00%

Cap

No cap listed

Get a free 2-year MyUS membership for up to 30% off international shipping

Benefits

Travel

Airalo Data Roaming

Complimentary Service

Get 2GB free data roaming, plus 15% off additional data packages with Airalo

Partner: Airalo

Complimentary Airport Ride with Careem

Airport Transfer

Get 1 complimentary airport ride from Careem per year, up to AED 84. Use code MAUAE2.

Conditions: Must use code MAUAE2, up to AED 84 per year

Partner: Careem

Budget Car Rental Discount

Discount

Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide

Partner: over 3,350 locationsService Area: worldwidePartner: Budget

IHG Hotels Discount

Discount

Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates

Partner: over 5,500 IHG hotelsService Area: worldwidePartner: IHG

Agoda Hotel Discount

Discount

Get up to 10% off hotels and best-rate guarantees with Agoda

Partner: Agoda

Careem Airport Transfer

Complimentary Service

Get 1 complimentary airport ride from Careem per year, up to AED 84. Use code MAUAE2.

Conditions: 1 complimentary ride per year, up to AED 84

Partner: Careem

Hotel Rewards

Redemption Option

Exchange Points with leading hotel partners to experience comfort and luxury during travels

Booking.com Wallet Credits

Cashback

Earn up to 7% back as wallet credits on stays capped to EUR 200

Partner: Booking.com

Hertz Gold Plus Rewards

Membership

Special benefits with Hertz Gold Plus Rewards® Five Star membership, like fast track rental queuing, up to 15% off rental rates and more

Partner: HertzProgram: Hertz Gold Plus Rewards Five Star

Flight Rewards

Redemption Option

Exchange Points with leading airline partners to travel and experience the world

Hotel Points Redemption

Redemption

Exchange Points with leading hotel partners for comfort and luxury during travels

Program: HSBC Rewards

Complimentary Travel Insurance

Insurance

Complimentary travel medical insurance and travel inconvenience insurance including medical cover, personal accident, emergency medical evacuation and repatriation, medical emergency expenses, daily in-hospital cash benefit, compensation for delayed or lost bags, delayed or cancelled flights

Conditions: Get complimentary travel insurance for your trip when you purchase return airline tickets with your card. Mastercard T&Cs apply.

Partner: Mastercard

Airline Miles Redemption

Redemption

Exchange Points with leading airline partners to travel and experience the world

Program: HSBC Rewards

Agoda Hotel Discounts

Discount

Get up to 10% off hotels and best-rate guarantees with Agoda

Partner: Agoda

Careem Complimentary Airport Transfer

Travel Credit

1 complimentary airport ride from Careem per year, up to AED 84. Use code MAUAE2.

Partner: Careem

Hertz Gold Plus Rewards Five Star Membership

Membership

Special benefits with Hertz Gold Plus Rewards Five Star membership, like fast track rental queuing, up to 15% off rental rates and more

Partner: HertzProgram: Hertz Gold Plus Rewards Five Star

Complimentary Airport Ride

Travel Service

Get 1 complimentary airport ride from Careem per year, up to AED 84. Use code MAUAE2.

Conditions: 1 complimentary ride per year, up to AED 84. Use code MAUAE2.

Partner: Careem

Airline Miles Exchange

Rewards Redemption

Exchange your Points with leading airline partners and unlock more ways to travel and experience the world

Hotel Points Exchange

Rewards Redemption

Exchange your Points with leading hotel partners and unlock more ways to experience comfort and luxury during your travels

Booking.com Cashback

Cashback

Earn up to 7% back as wallet credits on stays capped to EUR 200 with Booking.com

Partner: Booking.com

Mastercard Travel Pass Airport Lounge Access

Lounge Access

8 complimentary visits a year to over 1,200 airport lounges worldwide with the Mastercard Travel Pass app. Guests can be added for USD 32 each.

Conditions: To activate lounge access, make a cross-border transaction worth USD 1 or more with your card at least 72 hours beforehand. Access activated for 3 months per qualifying transaction. From 1 May 2025, after 3-month activation period, limited to 1 visit per year until next qualifying transaction.

Lounge: Over 1,200 airport lounges worldwidePartner: MastercardProgram: Mastercard Travel Pass

Mastercard Airport Lounge Access

Lounge Access

Enjoy 8 complimentary visits a year to over 1,200 airport lounges worldwide with the Mastercard Travel Pass app. You can add guests for USD 32 each.

Conditions: To activate and enjoy your complimentary lounge access throughout the whole year, you'll need to make a cross-border transaction of USD 1 or more with your card at least once every 3 months. To activate your complimentary airport lounge access, you'll need to make a cross-border transaction worth USD 1 or more with your card at least 72 hours beforehand. Your complimentary access will be activated for 3 months every time you make such a transaction. From 1 May 2025, once the 3-month activation period has elapsed, your complimentary access will be limited to a maximum of 1 visit for the remainder of the calendar year, or until you make another qualifying transaction. If you don't make any qualifying transactions, your complimentary lounge access will be limited to 1 visit per calendar year.

Lounge: over 1,200 airport loungesService Area: worldwidePartner: MastercardProgram: Mastercard Travel Pass

Lifestyle

home&Away

Discount

Get deals on shopping, travel, dining and more worldwide with home&Away

Service Area: worldwidePartner: home&Away

Careem Plus Subscription

Membership

Get a complimentary 12-month Careem Plus subscription

Conditions: Simply add and use your HSBC credit card on the Careem app

Partner: CareemProgram: Careem Plus

Careem Plus Membership

Membership

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Conditions: Must add and use HSBC credit card on Careem app

Partner: CareemProgram: Careem Plus

home&Away Offers

Discount

Deals on shopping, travel, dining and more worldwide with home&Away

Partner: home&Away

Rewards

HSBC Reward Points Welcome Offer

Welcome Bonus

Enjoy up to 500,000 Points when you get a Premier Credit Card. Plus, earn AED 100 cashback when you add your card to a mobile wallet and use it to make a payment.

Conditions: Available on primary card only. You can't have a primary card when you apply or in the 6 months before applying. Offer ends 31 May 2026.

Rewards Earning Rate

Earn Rate

Earn 1 Point for every AED 1 you spend on your credit card

Conditions: Spend anytime, anywhere

HSBC Rewards Points

Rewards Program

Earn 1 Point for every AED 1 spent on credit card purchases

Program: HSBC Rewards

Reward Points Earning

Cashback Rewards

Spend anytime, anywhere and earn 1 Point for every AED 1 you spend on your credit card.

Conditions: Automatic on all eligible purchases

Reward Points Earn Rate

Points Earning

Earn 1 Point for every AED 1 you spend on your credit card

HSBC Reward Points Welcome Bonus

Welcome Bonus

Enjoy up to 500,000 Points when you get a Premier Credit Card. Plus, earn AED 100 cashback when you add your card to a mobile wallet and use it to make a payment.

Conditions: Available on primary card only. You can't have a primary card when you apply or in the 6 months before applying. Offer ends 31 May 2026.

Program: HSBC Rewards

HSBC Reward Points Earning

Rewards Earning

Earn 1 Point for every AED 1 you spend on your credit card

Program: HSBC Rewards

Shopping

E-Voucher Redemption

Redemption

Redeem Points for e-vouchers across favorite brands, dining, and lifestyle partners instantly

Conditions: Vouchers delivered via email

Program: HSBC Rewards

Bicester Villages VIP Access

Vip Access

VIP lounge access, 15% off shopping and more at Bicester Villages worldwide

Service Area: worldwidePartner: Bicester Villages

MyUS Membership

Membership

Get a free 2-year MyUS membership for up to 30% off international shipping

Partner: MyUSProgram: MyUS

E-Vouchers

Redemption Option

Redeem Points for e-vouchers across favourite brands, dining, and lifestyle partners instantly and conveniently

Samsung Products Discount

Discount

Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more

Partner: Samsung

Bicester Villages Benefits

Discount

VIP lounge access, 15% off shopping and more at Bicester Villages worldwide

Partner: Bicester Villages worldwidePartner: Bicester Villages

MyUS Free Membership

Membership

Get a free 2-year MyUS membership for up to 30% off international shipping

Partner: MyUSProgram: MyUS

Vouchers

Rewards Redemption

Redeem your Points for a wide range of e-vouchers across your favourite brands, dining, and lifestyle partners instantly and conveniently

MyUS Shipping Membership

Membership

Free 2-year MyUS membership for up to 30% off international shipping

Partner: MyUSProgram: MyUS

Samsung Discount

Discount

Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more

Partner: Samsung

Convenience

Digital Wallet Cards

Feature

Add your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.

Interest-Free Period

Feature

No interest for up to 56 days when you pay your monthly balance in full

Digital

HSBC UAE App Redemption

Feature

Check HSBC Rewards balance and redeem Points through the HSBC UAE mobile app

Conditions: Requires HSBC UAE app login

Program: HSBC Rewards

Dining

Talabat Discount

Discount

Get up to 20% off grocery or food orders twice a month on the Talabat app. Use code 'MASTERCARD'.

Partner: Talabat

Zomato Gold Membership

Membership

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

Conditions: Complimentary 12-month membership

Partner: over 4,000 restaurantsService Area: UAEPartner: ZomatoProgram: Zomato Gold

Talabat Food & Grocery Discount

Discount

Get up to 20% off grocery or food orders twice a month on the Talabat app. Use code 'MASTERCARD'.

Partner: TalabatPartner: Mastercard

Entertainment

Cinema Discounts

Discount

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Conditions: Spend at least AED 6,000 in the calendar month of booking. If you don't meet the minimum spend, you'll be charged the cost of the free ticket with effect from 1 September 2025.

Service Area: UAE

Points Earning

HSBC Rewards Points Earning

Rewards

Earn 1 Point for every AED 1 spent on the credit card

Conditions: Available on all spending anytime, anywhere

Program: HSBC Rewards

Shopping Dining Lifestyle

Voucher Redemption

Redemption

Redeem Points for a wide range of e-vouchers across favourite brands, dining, and lifestyle partners instantly and conveniently

Program: HSBC Rewards

Active promotions

No verified active promotions yet.