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HSBC UAE

Cash+ Credit Card

Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps

dining

50.00%

Complimentary Zomato Gold membership - up to 50% off dining bills at over 4,000 restaurants across the UAE

travel general

30.00%

Save up to 30% on Airport Meet & Assist at over 450 locations worldwide

default

25.00%

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Eligibility

Min income: AED 30,000

Age: 21 to 65

Salary transfer: Not required

Annual fee

AED 1,050

First year fee

AED 0

APR / interest

44.28%

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
4
Best rate
50.00%
Top cap
AED 0
D

Default

Up to 25.00% cashback

Spend tier

Published reward rule

Rate

1.00%

Cap

No cap listed

Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Get 10% bonus cashback all year when you meet minimum spends

Spend tier

Published reward rule

Rate

25.00%

Cap

No cap listed

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Spend tier

Published reward rule

Rate

15.00%

Cap

No cap listed

Get 15% off additional data packages with Airalo

TG

Travel General

Up to 30.00% cashback

Spend tier

Published reward rule

Rate

7.00%

Cap

No cap listed

Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card

Spend tier

Published reward rule

Rate

30.00%

Cap

No cap listed

Save up to 30% on Airport Meet & Assist at over 450 locations worldwide

D

Dining

Up to 50.00% cashback

Spend tier

Published reward rule

Rate

50.00%

Cap

No cap listed

Complimentary Zomato Gold membership - up to 50% off dining bills at over 4,000 restaurants across the UAE

FC

Foreign Currency

Up to 1.00% cashback

Spend tier

Published reward rule

Rate

1.00 Points/AED

Cap

No cap listed

Automatic extended warranty on purchases made in full with your card. Doubles the original manufacturer's warranty for up to 1 year. Offered by Visa International.

Benefits

Travel

Booking.com cashback

Cashback

Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card

Partner: Booking.com

YQ Meet & Assist

Discount

Save up to 30% on Airport Meet & Assist at over 450 locations worldwide

Booking.com Credits

Cashback

Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card

Partner: Booking.com

Multi-trip travel insurance

Insurance

Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days

Airport lounge access

Lounge Access

Complimentary access to over 1,000 airport lounges in more than 300 cities worldwide through the Visa Airport Companion app

Conditions: Make at least 1 international purchase worth USD 1 with your HSBC Visa card 15 days before you travel to enjoy unlimited visits. First 2 lounge visits in the year are complimentary without conditions.

Lounge: over 1,000 lounges in more than 300 cities worldwideProgram: Visa Airport Companion

Data Roaming Discount

Discount

Get 15% off additional data packages with Airalo

Conditions: None

Partner: Airalo

Guest Lounge Access

Lounge Access

Complimentary access for you and 1 guest. USD 32 for each extra guest, per visit

Conditions: Complimentary for 1 guest. USD 32 fee for additional guests

Lifestyle

Careem Plus membership

Membership

Complimentary 12-month Careem Plus subscription

Conditions: Simply add and use your HSBC credit card on the Careem app

Partner: CareemProgram: Careem Plus

home&Away

Shopping

Get deals on shopping, travel, dining and more worldwide with home&Away

Partner: home&Away

Visa Concierge

Concierge

24-hour concierge service for restaurant bookings, bespoke shopping, travel plans and more

Careem Plus Subscription

Membership

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app

Partner: CareemProgram: Careem Plus

Airalo data roaming discount

Discount

Get 15% off additional data packages with Airalo

Partner: Airalo

24-hour Concierge

Concierge

Visa Concierge takes care of the details, from restaurant bookings and bespoke shopping, to travel plans and more

Partner: Visa

Careem Plus

Membership

Complimentary 12-month Careem Plus subscription

Conditions: Simply add and use your HSBC credit card on the Careem app

Program: Careem Plus

Buy 1 Get 1 Free cinema tickets

Entertainment

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Conditions: Spend at least AED 10,000 in the calendar month of booking

Partner: cinemas across the UAE

home&Away deals

Discounts

Get deals on shopping, travel, dining and more worldwide with home&Away

Program: home&Away

Rewards

Bonus cashback

Cashback

Get 10% bonus cashback all year when you meet minimum spends

Conditions: Meet minimum spends

Daily cashback on all purchases

Cashback

Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps

Conditions: No minimum spend, no earning caps

Shopping

Daily Cashback

Cashback

Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps

Conditions: All eligible purchases qualify

Convenience

Digital Cards

Digital Feature

Add your HSBC UAE cards to your digital wallet for instant contactless purchases. Access card details in the HSBC UAE app without waiting for physical delivery

Conditions: Available in HSBC UAE app

Digital Wallet

Feature

Add your HSBC UAE cards to your digital wallet for instant contactless purchases

Conditions: None

Dining

Zomato Gold membership

Membership

Complimentary Zomato Gold membership - up to 50% off dining bills at over 4,000 restaurants across the UAE

Partner: over 4,000 restaurants across the UAEPartner: ZomatoProgram: Zomato Gold

Zomato Gold

Membership

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with complimentary Zomato Gold membership

Conditions: Complimentary 12-month membership worth AED 149

Partner: over 4,000 restaurants across the UAEProgram: Zomato Gold

Entertainment

Cinema Offer

Entertainment

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Conditions: Spend at least AED 10,000 in the calendar month of booking

Partner: cinemas across the UAE

Cinema Offers

Discount

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Conditions: Spend at least AED 10,000 in the calendar month of booking

Partner: cinemas across the UAE

Purchase Protection

Extended warranty

Warranty

Automatic extended warranty on purchases made in full with your card. Doubles the original manufacturer's warranty for up to 1 year. Offered by Visa International.

Security

Fraud protection

Insurance

Covered for fraudulent transactions on your card up to USD 2,500 a claim and up to USD 4,000 a year

Active promotions

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