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HSBC UAE

Cash+ Credit Card

Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps

Annual fee
AED 1,050
First year fee
AED 0
Apply nowCompare card

Sources and verification

What this card page is based on

We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.

Last verified
Not verified yet
Latest source fetch
21 Aug 2026

Eligibility

Min income: AED 30,000

Age: 21 to 65

Salary transfer: Not required

Annual fee

AED 1,050

First year fee

AED 0

APR / interest

44.28%

Rewards

Rates by category

Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.

Reward rules are not verified yet.

Benefits

Travel

Booking.com cashback

Cashback

Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card

Partner: Booking.com

YQ Meet & Assist

Discount

Save up to 30% on Airport Meet & Assist at over 450 locations worldwide

Multi-trip travel insurance

Insurance

Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days

Airport lounge access

Lounge Access

Complimentary access to over 1,000 airport lounges in more than 300 cities worldwide through the Visa Airport Companion app

Conditions: Make at least 1 international purchase worth USD 1 with your HSBC Visa card 15 days before you travel to enjoy unlimited visits. First 2 lounge visits in the year are complimentary without conditions.

Lounge: over 1,000 lounges in more than 300 cities worldwideProgram: Visa Airport Companion

Data Roaming Discount

Discount

Get 15% off additional data packages with Airalo

Conditions: None

Partner: Airalo

Guest Lounge Access

Lounge Access

Complimentary access for you and 1 guest. USD 32 for each extra guest, per visit

Conditions: Complimentary for 1 guest. USD 32 fee for additional guests

Lifestyle

Careem Plus membership

Membership

Complimentary 12-month Careem Plus subscription

Conditions: Simply add and use your HSBC credit card on the Careem app

Partner: CareemProgram: Careem Plus

home&Away

Shopping

Get deals on shopping, travel, dining and more worldwide with home&Away

Partner: home&Away

Visa Concierge

Concierge

24-hour concierge service for restaurant bookings, bespoke shopping, travel plans and more

Careem Plus Subscription

Membership

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app

Partner: CareemProgram: Careem Plus

24-hour Concierge

Concierge

Visa Concierge takes care of the details, from restaurant bookings and bespoke shopping, to travel plans and more

Partner: Visa

Buy 1 Get 1 Free cinema tickets

Entertainment

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Conditions: Spend at least AED 10,000 in the calendar month of booking

Partner: cinemas across the UAE

Rewards

Bonus cashback

Cashback

Get 10% bonus cashback all year when you meet minimum spends

Conditions: Meet minimum spends

Shopping

Daily Cashback

Cashback

Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps

Conditions: All eligible purchases qualify

Convenience

Digital Cards

Digital Feature

Add your HSBC UAE cards to your digital wallet for instant contactless purchases. Access card details in the HSBC UAE app without waiting for physical delivery

Conditions: Available in HSBC UAE app

Digital Wallet

Feature

Add your HSBC UAE cards to your digital wallet for instant contactless purchases

Conditions: None

Dining

Zomato Gold membership

Membership

Complimentary Zomato Gold membership - up to 50% off dining bills at over 4,000 restaurants across the UAE

Partner: over 4,000 restaurants across the UAEPartner: ZomatoProgram: Zomato Gold

Zomato Gold

Membership

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with complimentary Zomato Gold membership

Conditions: Complimentary 12-month membership worth AED 149

Partner: over 4,000 restaurants across the UAEProgram: Zomato Gold

Purchase Protection

Extended warranty

Warranty

Automatic extended warranty on purchases made in full with your card. Doubles the original manufacturer's warranty for up to 1 year. Offered by Visa International.

Security

Fraud protection

Insurance

Covered for fraudulent transactions on your card up to USD 2,500 a claim and up to USD 4,000 a year

Active promotions

No verified active promotions yet.

No verified reward rates yet

This card exists in the directory, but reward-rate facts are not verified in the public view yet.