Black Credit Card

Airalo Data Roaming

Complimentary

Get 2GB free data roaming, plus 15% off additional data packages, with Airalo

Hotel Discounts

Discount

Enjoy discounted hotel stays including 10% at Soneva, Agoda, onefinestay and Ministry of Villas, and 15% at IHG hotels

Booking.com Wallet Credits

Cashback

Earn up to 7% back as wallet credits on stays capped to EUR 200 with Booking.com

Travel Inconvenience Insurance

Insurance

Get compensation if things go wrong when you travel, like delayed or lost bags, delayed or cancelled flights and more

Conditions: Must book trips with Black or Global Private Banking card

Travel Medical Insurance

Insurance

Complimentary medical cover including personal accident, emergency medical evacuation and repatriation, medical emergency expenses and daily in-hospital cash benefit

Conditions: Must book trips with Black or Global Private Banking card

Airline Miles Redemption

Rewards Redemption

Exchange your Points with leading airline partners and unlock more ways to travel and experience the world

Hotel Points Redemption

Rewards Redemption

Exchange your Points with leading hotel partners and unlock more ways to experience comfort and luxury during your travels

Airport Lounge Access

Access

Enjoy 14 complimentary visits a year for you and a guest to over 1,200 airport lounges worldwide with the Mastercard Travel Pass app

Conditions: To activate and enjoy complimentary lounge access throughout the whole year, you'll need to make a cross-border transaction of USD 1 or more with your card at least once every 3 months. From 1 May 2025, once the 3-month activation period has elapsed, complimentary access will be limited to a maximum of 2 visits for the remainder of the calendar year, or until you make another qualifying transaction.

Travel Points Earning

Rewards Earning

Earn 2.5 Points for every AED 1 spent on travel, including airlines, hotels and car rental

Conditions: Use card for travel purchases

Foreign Currency and Online Points Earning

Rewards Earning

Earn 1.5 Points for every AED 1 spent in all currencies other than UAE Dirhams and on online purchases

Conditions: Spend in foreign currencies or make online purchases

Standard Points Earning

Rewards Earning

Earn 1 Point for every 1 AED spent on all other spends

Conditions: Use card for eligible purchases

Anniversary Bonus Points

Bonus Points

Get 75,000 Points when you renew your membership, plus every year after that

Conditions: Annual membership fee must be paid, bonus applies from second year onwards

Points Redemption - Flights

Redemption

Exchange your Points with leading airline partners and unlock more ways to travel and experience the world

Conditions: Redeem through HSBC UAE app

Points Redemption - Vouchers

Redemption

Redeem your Points for a wide range of e-vouchers across your favourite brands, dining, and lifestyle partners instantly and conveniently

Conditions: Redeem through HSBC UAE app

Points Redemption - Hotels

Redemption

Exchange your Points with leading hotel partners and unlock more ways to experience comfort and luxury during your travels

Conditions: Redeem through HSBC UAE app

Travel Rewards - 2.5 Points per AED

Rewards Earning

Earn 2.5 Points for every AED 1 spent on travel, including airlines, hotels and car rental

Foreign Currency & Online Rewards - 1.5 Points per AED

Rewards Earning

Earn 1.5 Points for every AED 1 spent in all currencies other than UAE Dirhams and on online purchases

Standard Rewards - 1 Point per AED

Rewards Earning

Earn 1 Point for every 1 AED spent on all other spends

Annual Renewal Bonus Points

Sign Up Bonus

Get 75,000 Points when you renew your membership, plus every year after that

Conditions: Must have paid the annual membership fee. Applies from the second year onwards.

E-Voucher Redemption

Rewards Redemption

Redeem your Points for a wide range of e-vouchers across your favourite brands, dining, and lifestyle partners instantly and conveniently

Samsung Discount

Discount

Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more

Bicester Villages Benefits

Multiple

VIP lounge access, 15% off shopping and more at Bicester Villages worldwide

Avis Car Rental Discount

Discount

Get 20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide

Rental Collision and Loss Damage Waiver

Insurance

Get covered for physical damage to the rental vehicles, plus loss of use, theft, and natural calamities, vehicle towing and vehicle drop off charges

Conditions: Must book trips with Black or Global Private Banking card

Hertz Gold Plus Rewards

Membership

Special benefits with Hertz Gold Plus Rewards President's Circle membership, like fast track rental queuing

International Concierge

Service

Enjoy luxury travel planning, the best in fine dining and exclusive events with international concierge services

HSBC UAE App Rewards Management

Digital Service

Check your HSBC Rewards balance and redeem Points in the app

Conditions: Available through HSBC UAE mobile app

Zomato Gold Membership

Discount

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership

Cinema Offers

Discount

Buy 1 Get 1 Free movie tickets every month when you spend at least AED 10,000 in the calendar month of booking and up to 25% off food and drink at cinemas across the UAE

Conditions: Must spend at least AED 10,000 in the calendar month of booking. If you don't meet the minimum spend, you'll be charged the cost of the free ticket with effect from 1 September 2025.

Golf with Spikes On

Complimentary

Play 2 free rounds of golf every month with Spikes On

Conditions: Minimum spend of AED 10,000 on HSBC Black Credit Card during the golf booking calendar month required

Mastercard Golf Discount

Discount

Enjoy 30% off unlimited golf rounds at over 800 golf clubs worldwide with Mastercard

Global Hotel Alliance Black Membership

Membership

Get exclusive benefits like room upgrades and late checkouts at luxury hotels with a Global Hotel Alliance membership

Interest Free Days

Payment Terms

Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full

Bonus Points on Renewal

Rewards

Get 75,000 Points when you renew your membership, plus every year after that

Conditions: Must have paid the annual membership fee to receive bonus Points. Offer applies from the second year onwards.

MyUS Membership

Membership

Get a free 2-year MyUS membership for up to 30% off international shipping

Careem Plus Subscription

Membership

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Careem Airport Transfers

Complimentary

Get 4 complimentary airport rides from Careem per year, up to AED 84 on each ride. Use code MAUAE6.