HSBC UAE
Enjoy exclusive travel and lifestyle rewards on all your spends.
dining
50.00%
Complimentary 12-month Zomato Gold dining membership worth AED 149. Get up to 50% off dining bills at over 4,000 restaurants across the UAE
foreign currency
30.00%
Free 2-year MyUS membership for up to 30% off international shipping
default
25.00%
Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE
Eligibility
Eligibility details not available yet.
Annual fee
AED 0
First year fee
AED 0
APR / interest
44.28%
B.E.S.T cashback ladder
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
Up to 25.00% cashback
Spend tier
Published reward rule
Rate
1.00 Points/AED
Cap
No cap listed
Earn 1 Point for every AED 1 you spend on your credit card
Spend tier
Published reward rule
Rate
25.00%
Cap
No cap listed
Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE
Spend tier
Published reward rule
Rate
15.00%
Cap
No cap listed
VIP lounge access, 15% off shopping and more at Bicester Villages worldwide
Up to 50.00% cashback
Spend tier
Published reward rule
Rate
50.00%
Cap
No cap listed
Complimentary 12-month Zomato Gold dining membership worth AED 149. Get up to 50% off dining bills at over 4,000 restaurants across the UAE
Up to 30.00% cashback
Spend tier
Published reward rule
Rate
30.00%
Cap
No cap listed
Free 2-year MyUS membership for up to 30% off international shipping
Up to 20.00% cashback
Spend tier
Published reward rule
Rate
7.00%
Cap
No cap listed
Earn up to 7% back as wallet credits on stays capped to EUR 200
Spend tier
Published reward rule
Rate
15.00%
Cap
No cap listed
Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates
Spend tier
Published reward rule
Rate
20.00%
Cap
No cap listed
20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide
Booking.com
Discount
Earn up to 7% back as wallet credits on stays capped to EUR 200
IHG Hotels
Discount
Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates
Flights Points Redemption
Points Redemption
Exchange your Points with leading airline partners and unlock more ways to travel and experience the world
Conditions: Redeem via HSBC UAE app
Hotels Points Redemption
Points Redemption
Exchange your Points with leading hotel partners and unlock more ways to experience comfort and luxury during your travels
Conditions: Redeem via HSBC UAE app
Airalo
Discount
Get 15% off additional data packages
Budget Car Rental
Discount
Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide
Avis Car Rental
Discount
20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide
Booking.com Discount
Discount
Earn up to 7% back as wallet credits on stays capped to EUR 200 with Booking.com
Conditions: Book with credit card
Airalo Data Roaming
Discount
Get 15% off additional data packages with Airalo
Conditions: T&Cs apply
Budget Car and Truck Rental
Discount
Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide
Conditions: Available at over 3,350 locations worldwide
Hotel Points Redemption
Points Redemption
Exchange your Points with leading hotel partners and unlock more ways to experience comfort and luxury during your travels
Conditions: Redeem HSBC Rewards Points through Points Exchange
Airline Miles Redemption
Points Redemption
Exchange your Points with leading airline partners and unlock more ways to travel and experience the world
Conditions: Redeem HSBC Rewards Points through Points Exchange
IHG Hotels Discount
Discount
Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates
Conditions: Book at IHG hotels
Airalo Data Roaming Discount
Discount
Get 15% off additional data packages with Airalo
Conditions: Book via Airalo
Budget Car Rental Discount
Discount
Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide
Conditions: Book with Budget
Avis Car Rental Discount
Discount
Get 20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide
Conditions: Book with Avis
Booking.com Travel Credits
Cashback
Earn up to 7% back as wallet credits on stays capped to EUR 200 with Booking.com
Conditions: Book via Booking.com
Airport Lounge Access
Lounge Access
4 complimentary visits a year to selected airport lounges worldwide with the Mastercard Travel Pass app. Guests can be added for USD 32 each
Conditions: Make a cross-border transaction of USD 1 or more with your card at least once every 3 months
home&Away
Discount
Get deals on shopping, travel, dining and more worldwide
Voucher Redemption
Points Redemption
Redeem your Points for a wide range of e-vouchers across your favourite brands, dining, and lifestyle partners instantly and conveniently
Conditions: Redeem through HSBC UAE app
Careem Plus Subscription
Membership
Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.
Conditions: Add and use HSBC credit card on Careem app
HSBC Rewards Points
Rewards Program
Earn 1 Point for every AED 1 you spend on your credit card
Conditions: Spend anytime, anywhere
HSBC Rewards Points on Spend
Rewards Program
Earn 1 Point for every AED 1 you spend on your credit card
Conditions: Spend anytime, anywhere on your credit card
MyUS Membership
Membership
Free 2-year MyUS membership for up to 30% off international shipping
Bicester Villages
Discount
VIP lounge access, 15% off shopping and more at Bicester Villages worldwide
Vouchers Points Redemption
Points Redemption
Redeem your Points for a wide range of e-vouchers across your favourite brands, dining, and lifestyle partners instantly and conveniently
Conditions: Redeem via HSBC UAE app
Mastercard Travel Pass Airport Lounge Access
Lounge Access
Enjoy 4 complimentary visits a year to selected airport lounges worldwide with the Mastercard Travel Pass app. Guest access available for USD 32 each
Conditions: To activate and enjoy your complimentary lounge access throughout the whole year, you'll need to make a cross-border transaction of USD 1 or more with your card at least once every 3 months. Must make qualifying transaction at least 72 hours before lounge visit. From 1 May 2025, once the 3-month activation period has elapsed, your complimentary access will be limited to a maximum of 1 visit for the remainder of the calendar year, or until you make another qualifying transaction
HSBC UAE App Rewards Access
Digital Access
Check your HSBC Rewards balance and redeem Points in the app
Conditions: Available through HSBC UAE mobile app
Dining Discounts
Discount
Get discounts at over 400 restaurants across the UAE when you pay with your credit card
Zomato Gold Membership
Membership
Complimentary 12-month Zomato Gold dining membership worth AED 149. Get up to 50% off dining bills at over 4,000 restaurants across the UAE
Rewards Points
Rewards
Earn 1 Point for every AED 1 you spend on your credit card
Conditions: Spend anytime, anywhere
Cinema Tickets
Discount
Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE
Conditions: Spend at least AED 6,000 in the calendar month of booking
Cinema Offers
Discount
Buy 1 Get 1 Free movie tickets every month when you spend at least AED 6,000 in the calendar month of booking and up to 25% off food and drink at cinemas across the UAE
Conditions: Spend at least AED 6,000 in the calendar month of booking. If you don't meet the minimum spend, you'll be charged the cost of the free ticket with effect from 1 September 2025.
Interest Free Days
Payment Feature
No interest on purchases for up to 56 days when you pay your monthly balance in full
Conditions: Pay your monthly balance in full
Digital Cards
Feature
Add your HSBC UAE cards to your digital wallet for instant contactless purchases. Access your card details in the HSBC UAE app without waiting for delivery
Conditions: Access card details in the HSBC UAE app
Purchase Protection
Insurance
Purchases protected for up to 90 days in case of theft or damage, covered for up to USD 5,000 a year (up to 2,000 per claim)
Conditions: Shop confidently knowing your purchases are protected
Careem Plus
Membership
Complimentary 12-month Careem Plus subscription
Conditions: Simply add and use your HSBC credit card on the Careem app
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