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HSBC UAE

Advance Credit Card

Enjoy exclusive travel and lifestyle rewards on all your spends.

dining

50.00%

Complimentary 12-month Zomato Gold dining membership worth AED 149. Get up to 50% off dining bills at over 4,000 restaurants across the UAE

foreign currency

30.00%

Free 2-year MyUS membership for up to 30% off international shipping

default

25.00%

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Eligibility

Eligibility details not available yet.

Annual fee

AED 0

First year fee

AED 0

APR / interest

44.28%

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
4
Best rate
50.00%
Top cap
AED 0
D

Default

Up to 25.00% cashback

Spend tier

Published reward rule

Rate

1.00 Points/AED

Cap

No cap listed

Earn 1 Point for every AED 1 you spend on your credit card

Spend tier

Published reward rule

Rate

25.00%

Cap

No cap listed

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Spend tier

Published reward rule

Rate

15.00%

Cap

No cap listed

VIP lounge access, 15% off shopping and more at Bicester Villages worldwide

D

Dining

Up to 50.00% cashback

Spend tier

Published reward rule

Rate

50.00%

Cap

No cap listed

Complimentary 12-month Zomato Gold dining membership worth AED 149. Get up to 50% off dining bills at over 4,000 restaurants across the UAE

FC

Foreign Currency

Up to 30.00% cashback

Spend tier

Published reward rule

Rate

30.00%

Cap

No cap listed

Free 2-year MyUS membership for up to 30% off international shipping

TG

Travel General

Up to 20.00% cashback

Spend tier

Published reward rule

Rate

7.00%

Cap

No cap listed

Earn up to 7% back as wallet credits on stays capped to EUR 200

Spend tier

Published reward rule

Rate

15.00%

Cap

No cap listed

Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates

Spend tier

Published reward rule

Rate

20.00%

Cap

No cap listed

20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide

Benefits

Travel

Booking.com

Discount

Earn up to 7% back as wallet credits on stays capped to EUR 200

Partner: Booking.com

IHG Hotels

Discount

Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates

Partner: over 5,500 IHG hotelsService Area: worldwidePartner: IHG

Flights Points Redemption

Points Redemption

Exchange your Points with leading airline partners and unlock more ways to travel and experience the world

Conditions: Redeem via HSBC UAE app

Hotels Points Redemption

Points Redemption

Exchange your Points with leading hotel partners and unlock more ways to experience comfort and luxury during your travels

Conditions: Redeem via HSBC UAE app

Airalo

Discount

Get 15% off additional data packages

Partner: Airalo

Budget Car Rental

Discount

Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide

Partner: over 3,350 locationsService Area: worldwidePartner: Budget

Avis Car Rental

Discount

20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide

Service Area: worldwidePartner: Avis

Booking.com Discount

Discount

Earn up to 7% back as wallet credits on stays capped to EUR 200 with Booking.com

Conditions: Book with credit card

Partner: Booking.com

Airalo Data Roaming

Discount

Get 15% off additional data packages with Airalo

Conditions: T&Cs apply

Partner: Airalo

Budget Car and Truck Rental

Discount

Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide

Conditions: Available at over 3,350 locations worldwide

Partner: over 3,350 locations worldwidePartner: Budget

Hotel Points Redemption

Points Redemption

Exchange your Points with leading hotel partners and unlock more ways to experience comfort and luxury during your travels

Conditions: Redeem HSBC Rewards Points through Points Exchange

Program: HSBC Rewards

Airline Miles Redemption

Points Redemption

Exchange your Points with leading airline partners and unlock more ways to travel and experience the world

Conditions: Redeem HSBC Rewards Points through Points Exchange

Program: HSBC Rewards

IHG Hotels Discount

Discount

Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates

Conditions: Book at IHG hotels

Partner: over 5,500 IHG hotelsService Area: worldwidePartner: IHG

Airalo Data Roaming Discount

Discount

Get 15% off additional data packages with Airalo

Conditions: Book via Airalo

Partner: Airalo

Budget Car Rental Discount

Discount

Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide

Conditions: Book with Budget

Partner: over 3,350 locationsService Area: worldwidePartner: Budget

Avis Car Rental Discount

Discount

Get 20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide

Conditions: Book with Avis

Service Area: worldwidePartner: Avis

Booking.com Travel Credits

Cashback

Earn up to 7% back as wallet credits on stays capped to EUR 200 with Booking.com

Conditions: Book via Booking.com

Partner: Booking.com

Airport Lounge Access

Lounge Access

4 complimentary visits a year to selected airport lounges worldwide with the Mastercard Travel Pass app. Guests can be added for USD 32 each

Conditions: Make a cross-border transaction of USD 1 or more with your card at least once every 3 months

Service Area: worldwidePartner: Mastercard Travel PassProgram: Mastercard Travel Pass

Lifestyle

home&Away

Discount

Get deals on shopping, travel, dining and more worldwide

Service Area: worldwidePartner: home&Away

Voucher Redemption

Points Redemption

Redeem your Points for a wide range of e-vouchers across your favourite brands, dining, and lifestyle partners instantly and conveniently

Conditions: Redeem through HSBC UAE app

Program: HSBC Rewards

Careem Plus Subscription

Membership

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Conditions: Add and use HSBC credit card on Careem app

Partner: CareemProgram: Careem Plus

Rewards

HSBC Rewards Points

Rewards Program

Earn 1 Point for every AED 1 you spend on your credit card

Conditions: Spend anytime, anywhere

HSBC Rewards Points on Spend

Rewards Program

Earn 1 Point for every AED 1 you spend on your credit card

Conditions: Spend anytime, anywhere on your credit card

Shopping

MyUS Membership

Membership

Free 2-year MyUS membership for up to 30% off international shipping

Partner: MyUS

Bicester Villages

Discount

VIP lounge access, 15% off shopping and more at Bicester Villages worldwide

Partner: Bicester VillagesService Area: worldwide

Vouchers Points Redemption

Points Redemption

Redeem your Points for a wide range of e-vouchers across your favourite brands, dining, and lifestyle partners instantly and conveniently

Conditions: Redeem via HSBC UAE app

Airport Lounge

Mastercard Travel Pass Airport Lounge Access

Lounge Access

Enjoy 4 complimentary visits a year to selected airport lounges worldwide with the Mastercard Travel Pass app. Guest access available for USD 32 each

Conditions: To activate and enjoy your complimentary lounge access throughout the whole year, you'll need to make a cross-border transaction of USD 1 or more with your card at least once every 3 months. Must make qualifying transaction at least 72 hours before lounge visit. From 1 May 2025, once the 3-month activation period has elapsed, your complimentary access will be limited to a maximum of 1 visit for the remainder of the calendar year, or until you make another qualifying transaction

Lounge: selected airport lounges worldwidePartner: MastercardProgram: Mastercard Travel Pass

Digital Services

HSBC UAE App Rewards Access

Digital Access

Check your HSBC Rewards balance and redeem Points in the app

Conditions: Available through HSBC UAE mobile app

Program: HSBC Rewards

Dining

Dining Discounts

Discount

Get discounts at over 400 restaurants across the UAE when you pay with your credit card

Partner: over 400 restaurantsService Area: UAE

Zomato Gold Membership

Membership

Complimentary 12-month Zomato Gold dining membership worth AED 149. Get up to 50% off dining bills at over 4,000 restaurants across the UAE

Partner: over 4,000 restaurantsService Area: UAEPartner: ZomatoProgram: Zomato Gold

Earn Rate

Rewards Points

Rewards

Earn 1 Point for every AED 1 you spend on your credit card

Conditions: Spend anytime, anywhere

Entertainment

Cinema Tickets

Discount

Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink at cinemas across the UAE

Conditions: Spend at least AED 6,000 in the calendar month of booking

Partner: cinemasService Area: UAE

Cinema Offers

Discount

Buy 1 Get 1 Free movie tickets every month when you spend at least AED 6,000 in the calendar month of booking and up to 25% off food and drink at cinemas across the UAE

Conditions: Spend at least AED 6,000 in the calendar month of booking. If you don't meet the minimum spend, you'll be charged the cost of the free ticket with effect from 1 September 2025.

Partner: cinemas across the UAEService Area: UAE

Interest Free Period

Interest Free Days

Payment Feature

No interest on purchases for up to 56 days when you pay your monthly balance in full

Conditions: Pay your monthly balance in full

Payment Feature

Digital Cards

Feature

Add your HSBC UAE cards to your digital wallet for instant contactless purchases. Access your card details in the HSBC UAE app without waiting for delivery

Conditions: Access card details in the HSBC UAE app

Purchase Protection

Purchase Protection

Insurance

Purchases protected for up to 90 days in case of theft or damage, covered for up to USD 5,000 a year (up to 2,000 per claim)

Conditions: Shop confidently knowing your purchases are protected

Transportation

Careem Plus

Membership

Complimentary 12-month Careem Plus subscription

Conditions: Simply add and use your HSBC credit card on the Careem app

Partner: CareemProgram: Careem Plus

Active promotions

No verified active promotions yet.