tilla

Emirates NBD

Visa Flexi Credit Card

Make your credit card as unique as you! This first-of-its-kind card allows you to choose the benefits that matter the most to you

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1.50%

Introducing the Visa Flexi Credit Card – this first-of-its-kind card allows you to choose the benefits that matter the most to you. Get rewarded for all your retail spends with 1.5% rewards, complimentary access to 900+ airport lounges, and personalize your benefits by choosing from a variety of Travel, Lifestyle and Entertainment options.

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0.99%

Enhanced insurance coverage with 0.99% monthly fee of Card's outstanding balance. Up to AED 300,000 decease cover per cardholder. AED 100 payout per day in case of hospitalization. Up to AED 60,000 job loss cover for up to 12 months or until re-employment.

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0.40%

Earn 1.5 Plus Points for every 100 AED spend on retail. 0.4% Points for supermarkets, groceries, insurance and car dealership spends. 0.2% Points for fuel, utility bill payments, real estate and education spends.

Eligibility

Min income: AED 12,000

Age: - to -

Salary transfer: Not required

Annual fee

AED 0

APR / interest

39.00%

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
6
Best rate
1.50%
Top cap
AED 0
D

Default

Up to 1.50% cashback

Spend tier

Published reward rule

Rate

0.40%

Cap

No cap listed

Earn 1.5 Plus Points for every 100 AED spend on retail. 0.4% Points for supermarkets, groceries, insurance and car dealership spends. 0.2% Points for fuel, utility bill payments, real estate and education spends.

Spend tier

Published reward rule

Rate

0.99%

Cap

No cap listed

Enhanced insurance coverage with 0.99% monthly fee of Card's outstanding balance. Up to AED 300,000 decease cover per cardholder. AED 100 payout per day in case of hospitalization. Up to AED 60,000 job loss cover for up to 12 months or until re-employment.

Spend tier

Published reward rule

Rate

1.50%

Cap

No cap listed

Introducing the Visa Flexi Credit Card – this first-of-its-kind card allows you to choose the benefits that matter the most to you. Get rewarded for all your retail spends with 1.5% rewards, complimentary access to 900+ airport lounges, and personalize your benefits by choosing from a variety of Travel, Lifestyle and Entertainment options.

U

Utilities

Up to 0.40% cashback

Spend tier

Published reward rule

Rate

0.40%

Cap

No cap listed

Earn 1.5 Plus Points for every 100 AED spend on retail. 0.4% Points for supermarkets, groceries, insurance and car dealership spends. 0.2% Points for fuel, utility bill payments, real estate and education spends. [Derived category mapping: utilities]

E

Education

Up to 0.40% cashback

Spend tier

Published reward rule

Rate

0.40%

Cap

No cap listed

Earn 1.5 Plus Points for every 100 AED spend on retail. 0.4% Points for supermarkets, groceries, insurance and car dealership spends. 0.2% Points for fuel, utility bill payments, real estate and education spends. [Derived category mapping: education]

G

Groceries

Up to 0.40% cashback

Spend tier

Published reward rule

Rate

0.40%

Cap

No cap listed

Earn 1.5 Plus Points for every 100 AED spend on retail. 0.4% Points for supermarkets, groceries, insurance and car dealership spends. 0.2% Points for fuel, utility bill payments, real estate and education spends. [Derived category mapping: groceries]

F

Fuel

Up to 0.40% cashback

Spend tier

Published reward rule

Rate

0.40%

Cap

No cap listed

Earn 1.5 Plus Points for every 100 AED spend on retail. 0.4% Points for supermarkets, groceries, insurance and car dealership spends. 0.2% Points for fuel, utility bill payments, real estate and education spends. [Derived category mapping: fuel]

TG

Travel General

Up to 0.00% cashback

Spend tier

Published reward rule

Rate

0.00%

Cap

No cap listed

Shop at participating merchants and pay back in 3, 6, 12 or 24 months with 0% interest on electronics, jewelry, home décor, travel and entertainment tickets

Benefits

Travel

Airport Lounge Access

Lounge Access

Complimentary access to 900+ airport lounges worldwide

Conditions: Customizable benefit - must be selected as one of 3 travel benefits

Global Blue

Shopping

Exclusive member benefits on hassle-free tax refunds

Conditions: Customizable travel benefit option

Airport Transfers

Transportation

Complimentary transfers to the airport & back

Conditions: Customizable travel benefit option

Flight Delay Lounge

Lounge Access

Access to special lounges in case of flight delays

Conditions: Customizable travel benefit option

Medical & Travel Assistance

Insurance

Free insurance cover for trips less than 180 days. Emergency medical and legal referral service.

Avis Car Rental Discounts

Car Rental

Discounts on Avis Car Rental and Chauffeur Services

Partner: Avis

eSIM Global Data Roaming

Telecom

Complimentary 3GB eSim global data roaming

Conditions: Customizable travel benefit option

BookingBash Travel Offers

Travel Booking

Special travel booking offers through BookingBash

Cleartrip Travel Discount

Travel Booking

Discounts on travel bookings through Cleartrip

Partner: Cleartrip

Lifestyle

Careem Discounts

Transportation

Discounts on rides, food deliveries and groceries

Conditions: Customizable lifestyle benefit option

Partner: Careem

SupperClub Premium Dining

Dining

12 months Signature Premium Dining membership

Conditions: Customizable lifestyle benefit option

Partner: SupperClubProgram: SupperClub Signature Premium

Golf Privileges

Sports

Complimentary rounds of golf in the UAE

Conditions: Customizable lifestyle benefit option

Concierge Service

Concierge

Complimentary assistance for all your needs

Conditions: Customizable lifestyle benefit option

The Entertainer Buy 1 Get 1 Free

Dining Shopping

Buy 1 get 1 free offers through The Entertainer app

Partner: The EntertainerProgram: The Entertainer

24/7 Roadside Assistance

Assistance

24/7 roadside assistance service

Rewards

Plus Points Rewards

Rewards Program

Earn 1.5 Plus Points for every 100 AED spend on retail. 0.4% Points for supermarkets, groceries, insurance and car dealership spends. 0.2% Points for fuel, utility bill payments, real estate and education spends.

Conditions: Plus Points earning cap per statement is applicable.

Convenience

Auto Salik Top-up

Payment Service

Automatic Salik toll payment top-up service

Contactless Payments

Payment Technology

Support for Apple Pay, Samsung Pay, Google Pay, and Garmin Pay for secure contactless payments

Customization

Customizable Benefits Program

Lifestyle

Choose and customize your benefits. Add up 6 benefits on top of the existing advantages: Choose 3 out of 5 Travel benefits, Select 2 out of 4 Lifestyle perks, Pick 1 out of 3 Entertainment treats.

Conditions: Must select benefits through portal at myvisacardportal.com/enbd

Entertainment

Anghami Music Streaming

Entertainment

6 months complimentary subscription

Conditions: Customizable entertainment benefit option

Partner: Anghami

VOX Cinemas Discounts

Entertainment

Discounts on THEATRE and 4DX movie experiences

Conditions: Customizable entertainment benefit option

Partner: VOX Cinemas

STARZPLAY Streaming

Entertainment

3 months free entertainment and sports subscription

Conditions: Customizable entertainment benefit option

Partner: STARZPLAY

Payment Flexibility

0% Installment Plans

Financing

Shop at participating merchants and pay back in 3, 6, 12 or 24 months with 0% interest on electronics, jewelry, home décor, travel and entertainment tickets

Partner: ApplePartner: CarrefourPartner: EmiratesPartner: AmazonPartner: Fitness FirstPartner: EDI

Protection

Credit Shield Pro Insurance

Insurance

Enhanced insurance coverage with 0.99% monthly fee of Card's outstanding balance. Up to AED 300,000 decease cover per cardholder. AED 100 payout per day in case of hospitalization. Up to AED 60,000 job loss cover for up to 12 months or until re-employment.

Conditions: 0.99% monthly fee of Card's outstanding balance

Extended Warranty

Insurance

Extended warranty protection on purchases made with the card

Purchase Protection

Insurance

Free insurance for big ticket purchases

Active promotions

No verified active promotions yet.