Emirates NBD
Let your dream travel plans take flight
travel general
100.00 Miles/AED
Up to 100,000 bonus Skywards Miles
travel general
50.00%
Earn 50% more Skywards Miles on all purchases except with Emirates for a monthly fee of AED 250 + 5% VAT
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2.00 Points/AED
2 Skywards Miles per USD 1 equivalent on Emirates, Emirates Holidays, flydubai, duty free, online food delivery and car booking apps; 1.5 Miles per USD 1 on international spends; 1 Mile per USD 1 on domestic spends
Eligibility
Min income: AED 30,000
Age: - to -
Salary transfer: Not required
Annual fee
AED 1,575
First year fee
AED 3,149
B.E.S.T cashback ladder
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
Up to 2.00% cashback
Spend tier
Published reward rule
Rate
2.00 Points/AED
Cap
No cap listed
2 Skywards Miles per USD 1 equivalent on Emirates, Emirates Holidays, flydubai, duty free, online food delivery and car booking apps; 1.5 Miles per USD 1 on international spends; 1 Mile per USD 1 on domestic spends
Up to 100.00% cashback
Spend tier
Published reward rule
Rate
100.00 Miles/AED
Cap
No cap listed
Up to 100,000 bonus Skywards Miles
Spend tier
Published reward rule
Rate
50.00%
Cap
No cap listed
Earn 50% more Skywards Miles on all purchases except with Emirates for a monthly fee of AED 250 + 5% VAT
Up to 1.50% cashback
Spend tier
Published reward rule
Rate
1.50 Miles/AED
Cap
No cap listed
2 Skywards Miles per USD 1 equivalent on Emirates, Emirates Holidays, flydubai, duty free, online food delivery and car booking apps; 1.5 Miles per USD 1 on international spends; 1 Mile per USD 1 on domestic spends
Airport lounge access
Lounge Access
Unlimited complimentary access to over 1000 lounges worldwide via Visa Airport Companion App
Airport lounge access
Lounge Access
Business Class Lounge access with Silver membership
Roadside assistance
Roadside Assistance
Free 24/7 roadside assistance
Insurance cover
Insurance
Credit Shield Pro available: 0.99% monthly fee of outstanding balance, up to AED 300,000 death cover, AED 100 per day hospitalization, up to AED 60,000 job loss cover
Business Class Lounge Access
Lounge Access
Access to Business Class Lounge with Silver membership
Conditions: Available with Emirates Skywards Silver membership
Airport Lounge Access Worldwide
Lounge Access
Unlimited complimentary access to over 1000 lounges worldwide via the Visa Airport Companion App
Conditions: Unlimited access using Visa Airport Companion App
Additional benefit
Lifestyle Benefit
Complimentary Emirates Skywards Silver membership upgrade
Additional benefit
Lifestyle Benefit
Complimentary Rotana Rewards membership for one year
Golf benefit
Golf Access
Complimentary access to top golfing courses across the UAE
Concierge service
Concierge
Concierge services
Valet parking
Valet Parking
Valet parking at selected locations in Abu Dhabi
Additional benefit
Lifestyle Benefit
Buy 1 get 1 free on movies at Reel Cinemas
Additional benefit
Lifestyle Benefit
Skywards Express Miles programme available for AED 250 + 5% VAT monthly fee (earns 50% more Skywards Miles on all purchases except Emirates, replaces annual fee)
Additional benefit
Lifestyle Benefit
Contactless payments via Apple Pay, Samsung Pay, Google Pay, Garmin Pay
Additional benefit
Lifestyle Benefit
24-hour assistance
Additional benefit
Lifestyle Benefit
Auto Salik top-up
Additional benefit
Lifestyle Benefit
Medical & travel assistance
Concierge Services
Concierge
Concierge services to take care of your time-consuming errands
Conditions: Available for cardholders
Valet Parking
Parking
Valet Parking at selected locations in Abu Dhabi
Conditions: Available at selected Abu Dhabi locations
Roadside Assistance
Assistance
Free 24/7 roadside assistance
Conditions: 24/7 availability
Welcome Bonus Miles
Welcome Offer
Up to 100,000 bonus Skywards Miles
Conditions: Upon card application and meeting spend requirements
Skywards Express Miles Programme
Rewards Accelerator
Earn 50% more Skywards Miles on all purchases except with Emirates for a monthly fee of AED 250 + 5% VAT
Conditions: Monthly enrollment fee replaces annual fee
Emirates Skywards Silver Membership
Membership
Complimentary Emirates Skywards Silver membership upgrade
Conditions: Automatic upgrade upon card issuance
Movie Benefits
Entertainment
Buy 1 get 1 free on movies
Conditions: Available at participating cinemas
The Entertainer
Discount
Buy 1 get 1 free with The Entertainer
Conditions: Via The Entertainer app/membership
Rotana Rewards Membership
Membership
Complimentary 1st year Rotana Rewards Exclusive membership
Conditions: First year free upon card issuance
Golf Course Access
Lifestyle
Complimentary access to top golfing courses across the UAE
Conditions: Complimentary access
Welcome bonus
Up to 100,000 bonus Skywards Miles