Emirates Islamic
Earn up to 2 Skywards Miles per USD spent with complimentary Emirates Skywards Silver status and unlimited airport lounge access
default
50.00%
Instant access to up to 50% of credit limit as cash at over 810,000 ATMs worldwide or over the counter at any bank branch displaying the VISA logo
foreign currency
1.50 Miles/AED
Earn up to 2 Skywards Miles per USD on Emirates/flydubai purchases, 1.5 Miles per USD on international spends, and 1 Mile per USD on domestic spends. Reduced rates apply for specific categories: 0.5 Miles for groceries, 0.25 Miles for fuel/telecom/real estate, 0.15 Miles for government/auto/takaful/education.
Eligibility
Eligibility details not available yet.
First year fee
AED 0
B.E.S.T cashback ladder
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
Up to 1.50% cashback
Spend tier
Published reward rule
Rate
1.50 Miles/AED
Cap
No cap listed
Earn up to 2 Skywards Miles per USD on Emirates/flydubai purchases, 1.5 Miles per USD on international spends, and 1 Mile per USD on domestic spends. Reduced rates apply for specific categories: 0.5 Miles for groceries, 0.25 Miles for fuel/telecom/real estate, 0.15 Miles for government/auto/takaful/education.
Up to 50.00% cashback
Spend tier
Published reward rule
Rate
50.00%
Cap
No cap listed
Instant access to up to 50% of credit limit as cash at over 810,000 ATMs worldwide or over the counter at any bank branch displaying the VISA logo
Emirates Skywards Silver Membership
Membership
Automatic upgrade to Emirates Skywards Silver status for 12 months
Conditions: Complimentary membership for primary cardholders only. Tier status not available for supplementary cardholders.
Airport Lounge Access
Lounge Access
Unlimited complimentary access to over 1000+ (1,200+) airport lounges worldwide
Conditions: Unlimited access
Complimentary Valet Parking
Parking
Enjoy effortless arrivals wherever you go with complimentary valet parking
Meet & Greet Service
Concierge
Travel made easier from the moment you arrive with meet and greet service
Multi-Trip Travel Takaful
Insurance
Shariah-compliant travel insurance coverage for multiple trips
Global Assistance
Concierge
24/7 global assistance for emergencies and travel support
Exclusive Visa Travel Offers
Discount
Access to exclusive travel offers available through Visa
Global Concierge
Concierge
24/7 global concierge service for travel, dining, and lifestyle assistance
Complimentary Access to Sharjah Ladies Club
Club Access
Complimentary membership access to Sharjah Ladies Club
Exclusive Visa Infinite Offers
Discount
Exclusive privileges and offers available to Visa Infinite cardholders
Entertainment Offers
Discount
Access to entertainment discounts and offers including cinema, attractions, and experiences
Extended Warranty
Purchase Protection
Extended warranty coverage on eligible purchases
Purchase Protection
Purchase Protection
Protection coverage for eligible purchases made with the card
Balance Transfer Facility
Financing
Option to transfer balances from other credit cards
Cash Advance
Cash Access
Instant access to up to 50% of credit limit as cash at over 810,000 ATMs worldwide or over the counter at any bank branch displaying the VISA logo
Conditions: Cash advance fee applies
Skywards Miles Earning
Rewards
Earn up to 2 Skywards Miles per USD on Emirates/flydubai purchases, 1.5 Miles per USD on international spends, and 1 Mile per USD on domestic spends. Reduced rates apply for specific categories: 0.5 Miles for groceries, 0.25 Miles for fuel/telecom/real estate, 0.15 Miles for government/auto/takaful/education.
Conditions: Miles credited within 2 days of transaction billing (effective 22 June 2022). ATM transactions, balance transfers, and cash advances not eligible.
Complimentary Golf
Lifestyle
Play on the UAE's finest courses with complimentary golf privileges
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