Cash Advance
Cash Withdrawal
Cash advance facility available
Emirates Islamic
Skywards Black Credit Card
Experience premium travel and lifestyle privileges with a Shariah-compliant card designed exclusively for you.
Sources and verification
What this card page is based on
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- Last verified
- Not verified yet
- Latest source fetch
- 21 May 2026
Eligibility
Eligibility details not available yet.
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Reward rules are not verified yet.
Benefits
Cash Access
Entertainment
Entertainment Offers
Discount
Complimentary offers on entertainment
Lifestyle Benefits
Sharjah Ladies Club Access
Club Access
Exclusive access to Sharjah Ladies Club
Partner: Sharjah Ladies ClubService Area: Sharjah
Unlimited Golf Privileges
Sports Access
Play at the UAE's most iconic golf courses
Service Area: UAE
Complimentary Valet Parking
Parking
Valet parking service at select locations
Lifestyle Services
24/7 Global Concierge
Concierge
Round-the-clock global concierge service
Payment Flexibility
0% Easy Payment Plan for Emirates Flights
Installment
Zero percent installment plans for Emirates flight bookings
Partner: Emirates
Balance Transfer Facility
Balance Transfer
Transfer balances from other credit cards
Purchase Protection
Extended Warranty
Protection
Extended warranty on purchases
Purchase Protection
Protection
Protection for eligible purchases
Travel Benefits
Emirates Skywards Gold Tier Status
Membership
Complimentary Skywards Silver Tier status and fast track to Emirates Skywards Gold Tier status on payment of annual fee and minimum USD 5,000 spend on Emirates Airlines within 12 months
Conditions: Gold membership valid for 12 months from enrollment date. Requires annual renewal with same criteria. Supplementary cardholders can also get Gold status for AED 5,500 annual fee
Program: Emirates SkywardsProgram: Emirates Skywards GoldProgram: Emirates Skywards Silver
Airport Lounge Access
Lounge Access
Access to over 1,200+ airport lounges worldwide with a guest via LoungeKey by Visa
Conditions: First visit in calendar year complimentary. From second trip onwards, USD 32 per visit per person until USD 1 foreign spend is completed on the card
Lounge: LoungeKey networkPartner: LoungeKeyPartner: Visa
Complimentary Airport Transfers
Transfer Service
Up to 4 complimentary airport transfers every year
Conditions: Available for transfers between DXB airport and Dubai City, Abu Dhabi City, Sharjah, Ras Al Khaimah, or Al Ain. Each one-way trip counts as one transfer
Service Area: Dubai International AirportService Area: DubaiService Area: Abu DhabiService Area: SharjahService Area: Ras Al KhaimahService Area: Al Ain
Meet & Greet Silver Service
Airport Service
Meet and greet service at airport
Visa Travel Offers
Discount
Exclusive travel offers through Visa
Partner: Visa
Travel Insurance
Multi-Trip Travel Takaful
Insurance
Travel insurance coverage for multiple trips
Travel Rewards
25% Discount on Skywards Buy/Gift Miles
Discount
Get 25% off when buying or gifting Skywards Miles
Conditions: Available after 10 days from card issuance. Maximum 100,000 miles per calendar year. Minimum 2,000 miles, increments of 1,000 miles. Account must have at least one prior earning activity
Partner: Emirates Skywards
Skywards Miles Earning
Rewards
Earn up to 3.5 Skywards Miles per USD spent at Emirates Airlines, up to 2 Miles for international spend, and up to 1.5 Miles for domestic spend
Conditions: Miles credited within 2 days of transaction being billed starting June 22, 2022
Program: Emirates Skywards
Travel Services
Global Assistance
Assistance
Global assistance services for cardholders
Active promotions
No verified active promotions yet.
No verified reward rates yet
This card exists in the directory, but reward-rate facts are not verified in the public view yet.