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Emirates Islamic

Skywards Black Credit Card

Experience premium travel and lifestyle privileges with a Shariah-compliant card designed exclusively for you.

travel general

25.00%

Get 25% off when buying or gifting Skywards Miles

foreign currency

3.50 Miles/AED

Earn up to 3.5 Skywards Miles per USD spent at Emirates Airlines, up to 2 Miles for international spend, and up to 1.5 Miles for domestic spend

default

0.00%

Zero percent installment plans for Emirates flight bookings

Eligibility

Eligibility details not available yet.

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
3
Best rate
25.00%
Top cap
AED 0
FC

Foreign Currency

Up to 3.50% cashback

Spend tier

Published reward rule

Rate

3.50 Miles/AED

Cap

No cap listed

Earn up to 3.5 Skywards Miles per USD spent at Emirates Airlines, up to 2 Miles for international spend, and up to 1.5 Miles for domestic spend

TG

Travel General

Up to 25.00% cashback

Spend tier

Published reward rule

Rate

25.00%

Cap

No cap listed

Get 25% off when buying or gifting Skywards Miles

D

Default

Up to 0.00% cashback

Spend tier

Published reward rule

Rate

0.00%

Cap

No cap listed

Zero percent installment plans for Emirates flight bookings

Benefits

Cash Access

Cash Advance

Cash Withdrawal

Cash advance facility available

Entertainment

Entertainment Offers

Discount

Complimentary offers on entertainment

Lifestyle Benefits

Sharjah Ladies Club Access

Club Access

Exclusive access to Sharjah Ladies Club

Partner: Sharjah Ladies ClubService Area: Sharjah

Unlimited Golf Privileges

Sports Access

Play at the UAE's most iconic golf courses

Service Area: UAE

Complimentary Valet Parking

Parking

Valet parking service at select locations

Lifestyle Services

24/7 Global Concierge

Concierge

Round-the-clock global concierge service

Payment Flexibility

0% Easy Payment Plan for Emirates Flights

Installment

Zero percent installment plans for Emirates flight bookings

Partner: Emirates

Balance Transfer Facility

Balance Transfer

Transfer balances from other credit cards

Purchase Protection

Extended Warranty

Protection

Extended warranty on purchases

Purchase Protection

Protection

Protection for eligible purchases

Travel Benefits

Emirates Skywards Gold Tier Status

Membership

Complimentary Skywards Silver Tier status and fast track to Emirates Skywards Gold Tier status on payment of annual fee and minimum USD 5,000 spend on Emirates Airlines within 12 months

Conditions: Gold membership valid for 12 months from enrollment date. Requires annual renewal with same criteria. Supplementary cardholders can also get Gold status for AED 5,500 annual fee

Program: Emirates SkywardsProgram: Emirates Skywards GoldProgram: Emirates Skywards Silver

Airport Lounge Access

Lounge Access

Access to over 1,200+ airport lounges worldwide with a guest via LoungeKey by Visa

Conditions: First visit in calendar year complimentary. From second trip onwards, USD 32 per visit per person until USD 1 foreign spend is completed on the card

Lounge: LoungeKey networkPartner: LoungeKeyPartner: Visa

Complimentary Airport Transfers

Transfer Service

Up to 4 complimentary airport transfers every year

Conditions: Available for transfers between DXB airport and Dubai City, Abu Dhabi City, Sharjah, Ras Al Khaimah, or Al Ain. Each one-way trip counts as one transfer

Service Area: Dubai International AirportService Area: DubaiService Area: Abu DhabiService Area: SharjahService Area: Ras Al KhaimahService Area: Al Ain

Meet & Greet Silver Service

Airport Service

Meet and greet service at airport

Visa Travel Offers

Discount

Exclusive travel offers through Visa

Partner: Visa

Travel Insurance

Multi-Trip Travel Takaful

Insurance

Travel insurance coverage for multiple trips

Travel Rewards

25% Discount on Skywards Buy/Gift Miles

Discount

Get 25% off when buying or gifting Skywards Miles

Conditions: Available after 10 days from card issuance. Maximum 100,000 miles per calendar year. Minimum 2,000 miles, increments of 1,000 miles. Account must have at least one prior earning activity

Partner: Emirates Skywards

Skywards Miles Earning

Rewards

Earn up to 3.5 Skywards Miles per USD spent at Emirates Airlines, up to 2 Miles for international spend, and up to 1.5 Miles for domestic spend

Conditions: Miles credited within 2 days of transaction being billed starting June 22, 2022

Program: Emirates Skywards

Travel Services

Global Assistance

Assistance

Global assistance services for cardholders

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