tilla

Emirates Islamic

RTA Credit Card

Enjoy the convenience of having both a credit card and a Nol chip on a single card.

default

10.00%

Get 10% Cashback on Fuel Spends

fuel

10.00%

Get 10% Cashback on Fuel Spends [Derived category mapping: fuel]

foreign currency

2.25%

2.25% Cashback on International Spends

Eligibility

Eligibility details not available yet.

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
8
Best rate
10.00%
Top cap
AED 0
D

Default

Up to 10.00% cashback

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Get 10% Cashback on Fuel Spends

Spend tier

Published reward rule

Rate

1.25%

Cap

No cap listed

1.25% Cashback on Domestic Spends

Spend tier

Published reward rule

Rate

0.19%

Cap

No cap listed

0.19% Cashback on Automobiles & Takaful

Spend tier

Published reward rule

Rate

0.13%

Cap

No cap listed

0.13% Cashback on Education, Telecommunication & Real Estate

F

Fuel

Up to 10.00% cashback

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Get 10% Cashback on Fuel Spends [Derived category mapping: fuel]

FC

Foreign Currency

Up to 2.25% cashback

Spend tier

Published reward rule

Rate

2.25%

Cap

No cap listed

2.25% Cashback on International Spends

Spend tier

Published reward rule

Rate

0.56%

Cap

No cap listed

0.56% Cashback on European Economic Area (EEA) countries and UK spends

G

Groceries

Up to 1.00% cashback

Spend tier

Published reward rule

Rate

1.00%

Cap

No cap listed

1% Cashback on Grocery & Supermarkets

D

Dining

Up to 0.31% cashback

Spend tier

Published reward rule

Rate

0.31%

Cap

No cap listed

0.31% Cashback on Quick Service Restaurants (Fast Food Restaurants)

U

Utilities

Up to 0.13% cashback

Spend tier

Published reward rule

Rate

0.13%

Cap

No cap listed

0.13% Cashback on Education, Telecommunication & Real Estate [Derived category mapping: utilities]

E

Education

Up to 0.13% cashback

Spend tier

Published reward rule

Rate

0.13%

Cap

No cap listed

0.13% Cashback on Education, Telecommunication & Real Estate [Derived category mapping: education]

TG

Travel General

Up to 1.00% cashback

Spend tier

Published reward rule

Rate

1.00 Miles/AED

Cap

No cap listed

For every USD 1 retail spend you will enjoy earning Miles according to the earning rates.

Benefits

Rewards

Skywards Miles

Miles

For every USD 1 retail spend you will enjoy earning Miles according to the earning rates.

Program: Emirates Skywards

General

Education, Telecommunication & Real Estate Cashback

Cashback

0.13% Cashback on Education, Telecommunication & Real Estate

Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.

Assistance

Emergency Medical & Legal Referral Service

Insurance

Emergency Medical & Legal Referral Service

Emergency Cash & Card Replacement

Insurance

Emergency Cash & Card Replacement

Automotive

Automobiles & Takaful Cashback

Cashback

0.19% Cashback on Automobiles & Takaful

Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.

Dining

Quick Service Restaurants Cashback

Cashback

0.31% Cashback on Quick Service Restaurants (Fast Food Restaurants)

Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.

Domestic Spend

Domestic Spends Cashback

Cashback

1.25% Cashback on Domestic Spends

Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.

Entertainment

Entertainment Offer

Discount

Complimentary Reel Cinemas Tickets

Fuel

Cashback on Fuel Spends

Cashback

Get 10% Cashback on Fuel Spends

Conditions: Maximum Cashback per month: AED 75. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.

Grocery

Grocery & Supermarkets Cashback

Cashback

1% Cashback on Grocery & Supermarkets

Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.

International Spend

International Spends Cashback

Cashback

2.25% Cashback on International Spends

Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.

EEA and UK Spends Cashback

Cashback

0.56% Cashback on European Economic Area (EEA) countries and UK spends

Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.

Purchase Protection

Extended Warranty

Insurance

Extended Warranty

Purchase Protection

Insurance

Purchase Protection

Transport

Built-in Nol Card

Feature

Enjoy seamless access and ease of payments on the RTA Transport network

Convenient Nol Top-Up Options

Feature

Recharge your Nol chip anytime, anywhere

Salik Auto Top-Up

Feature

Hands-free Salik recharges, always on

Cashback on RTA Transport Payments

Cashback

Get 10% Cashback on RTA Transport Payment

Conditions: Maximum Cashback per month: AED 75. Applies to Ticket Offices, Ticket Vending Machines, RTA Customer Service Centres and RTA Authorised Sales Agents. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.

Partner: Ticket Offices (at Metro stations or select Bus stationsPartner: Ticket Vending Machines (at Metro Stations and Bus StopsPartner: RTA Customer Service CentresPartner: RTA Authorised Sales Agents (e.g. Carrefour, Spinneys, Waitrose, Redha Al Ansari, Geant, EPPCO, ENOC

Active promotions

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