Airport Lounge Access
Access
Unlimited complimentary access to over 1,200 airport lounges worldwide for cardholder and one guest
Conditions: Primary cardholder plus one guest
Lounge: Airport lounges worldwide
Emirates Islamic
Flex Elite Credit Card
Instant rewards. Endless experiences.
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 21 May 2026
Eligibility
Eligibility details not available yet.
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Reward rules are not verified yet.
Benefits
Travel
SmartMiles Travel Redemption
Redemption
Redeem EI SmartMiles for travel rewards at over 300 airlines and over 180,000 hotels worldwide, plus car rentals. Start from just 4,000 EI SmartMiles.
Conditions: Minimum 4,000 EI SmartMiles
Visa Travel Offers
Discount
Exclusive Visa travel offers with savings and discounts
Multi-Trip Travel Takaful
Insurance
Complimentary multi-trip travel insurance (Takaful)
Meet & Greet Silver Service
Service
Airport meet and greet silver service
Lifestyle
Complimentary Golf
Access
Unlimited golf rounds at top UAE golf clubs
Service Area: UAE
Sharjah Ladies Club
Access
Complimentary access to premium facilities at Sharjah Ladies Club
Partner: Sharjah Ladies ClubService Area: Sharjah
Global Concierge
Service
Global concierge service for cardholder assistance
Rewards
Welcome Bonus
Cashback
Welcome bonus up to AED 1,750 with 175,000 EI SmartMiles. 75,000 EI SmartMiles (worth AED 750) upon payment of Annual Membership Fee. 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 30,000 within 60 days of Card issuance.
Conditions: 75,000 miles on annual fee payment; 100,000 miles on AED 30,000 spend within 60 days
Miles Exchange Program
Redemption
Convert EI SmartMiles into partner loyalty programs including Avios by Qatar Airways Privilege Club, Upoints by Emaar, Emirates Skywards, Etisalat Smiles, Etihad Guest, AirRewards by Air Arabia, Marriott Bonvoy, and InterMiles
Partner: Qatar Airways Privilege ClubPartner: EmaarPartner: Emirates SkywardsPartner: Etisalat SmilesPartner: Etihad GuestPartner: Air ArabiaPartner: Marriott BonvoyPartner: InterMilesProgram: AviosProgram: UpointsProgram: Emirates SkywardsProgram: SmilesProgram: Etihad GuestProgram: AirRewardsProgram: Marriott BonvoyProgram: InterMiles
Instant Purchase
Redemption
Real-time redemption of EI SmartMiles anywhere in the world with any merchant. Statement credit posted to card within 5 days.
Conditions: Use Flex Elite Card for purchase, credit applied within 5 days
Convenience
Complimentary Valet Parking
Service
Two complimentary valet parking services each month at participating locations
Conditions: Two services per month at participating locations
Entertainment
Entertainment Offers
Discount
Exclusive entertainment offers including cinema discounts
Payment Flexibility
Easy Payment Plans
Financing
0% installment payment plans for purchases
Conditions: Shop now, pay in 0% installments
Purchase Protection
Extended Warranty
Insurance
Extended warranty protection on purchases
Rewards Program
EI SmartMiles Rewards
Rewards
Earn up to 3.75% back in EI SmartMiles for every AED 1 spent. International spend earns up to 3.75 EI SmartMiles per AED 1. Domestic spend earns up to 2.50 EI SmartMiles per AED 1.
Conditions: Varies by spending category
Program: EI SmartMiles
Active promotions
No verified active promotions yet.
No verified reward rates yet
This card exists in the directory, but reward-rate facts are not verified in the public view yet.