Emirates Islamic
Instant rewards. Endless experiences.
travel general
300.00 Miles/AED
Redeem EI SmartMiles for travel rewards at over 300 airlines and over 180,000 hotels worldwide, plus car rentals. Start from just 4,000 EI SmartMiles.
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5.00 Miles/AED
Real-time redemption of EI SmartMiles anywhere in the world with any merchant. Statement credit posted to card within 5 days.
foreign currency
3.75%
Earn up to 3.75% back in EI SmartMiles for every AED 1 spent. International spend earns up to 3.75 EI SmartMiles per AED 1. Domestic spend earns up to 2.50 EI SmartMiles per AED 1.
Eligibility
Eligibility details not available yet.
B.E.S.T cashback ladder
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
Up to 3.75% cashback
Spend tier
Published reward rule
Rate
3.75%
Cap
No cap listed
Earn up to 3.75% back in EI SmartMiles for every AED 1 spent. International spend earns up to 3.75 EI SmartMiles per AED 1. Domestic spend earns up to 2.50 EI SmartMiles per AED 1.
Up to 300.00% cashback
Spend tier
Published reward rule
Rate
300.00 Miles/AED
Cap
No cap listed
Redeem EI SmartMiles for travel rewards at over 300 airlines and over 180,000 hotels worldwide, plus car rentals. Start from just 4,000 EI SmartMiles.
Up to 5.00% cashback
Spend tier
Published reward rule
Rate
5.00 Miles/AED
Cap
No cap listed
Real-time redemption of EI SmartMiles anywhere in the world with any merchant. Statement credit posted to card within 5 days.
Spend tier
Published reward rule
Rate
0.00%
Cap
No cap listed
0% installment payment plans for purchases
Spend tier
Published reward rule
Rate
3.75%
Cap
No cap listed
Premium credit card offering up to 3.75% back in EI SmartMiles, unlimited airport lounge access, complimentary valet parking, and welcome bonus up to AED 1,750 with 175,000 EI SmartMiles
Airport Lounge Access
Access
Unlimited complimentary access to over 1,200 airport lounges worldwide for cardholder and one guest
Conditions: Primary cardholder plus one guest
SmartMiles Travel Redemption
Redemption
Redeem EI SmartMiles for travel rewards at over 300 airlines and over 180,000 hotels worldwide, plus car rentals. Start from just 4,000 EI SmartMiles.
Conditions: Minimum 4,000 EI SmartMiles
Visa Travel Offers
Discount
Exclusive Visa travel offers with savings and discounts
Multi-Trip Travel Takaful
Insurance
Complimentary multi-trip travel insurance (Takaful)
Meet & Greet Silver Service
Service
Airport meet and greet silver service
Complimentary Golf
Access
Unlimited golf rounds at top UAE golf clubs
Sharjah Ladies Club
Access
Complimentary access to premium facilities at Sharjah Ladies Club
Global Concierge
Service
Global concierge service for cardholder assistance
Welcome Bonus
Cashback
Welcome bonus up to AED 1,750 with 175,000 EI SmartMiles. 75,000 EI SmartMiles (worth AED 750) upon payment of Annual Membership Fee. 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 30,000 within 60 days of Card issuance.
Conditions: 75,000 miles on annual fee payment; 100,000 miles on AED 30,000 spend within 60 days
Miles Exchange Program
Redemption
Convert EI SmartMiles into partner loyalty programs including Avios by Qatar Airways Privilege Club, Upoints by Emaar, Emirates Skywards, Etisalat Smiles, Etihad Guest, AirRewards by Air Arabia, Marriott Bonvoy, and InterMiles
Instant Purchase
Redemption
Real-time redemption of EI SmartMiles anywhere in the world with any merchant. Statement credit posted to card within 5 days.
Conditions: Use Flex Elite Card for purchase, credit applied within 5 days
Complimentary Valet Parking
Service
Two complimentary valet parking services each month at participating locations
Conditions: Two services per month at participating locations
Entertainment Offers
Discount
Exclusive entertainment offers including cinema discounts
Easy Payment Plans
Financing
0% installment payment plans for purchases
Conditions: Shop now, pay in 0% installments
Extended Warranty
Insurance
Extended warranty protection on purchases
EI SmartMiles Rewards
Rewards
Earn up to 3.75% back in EI SmartMiles for every AED 1 spent. International spend earns up to 3.75 EI SmartMiles per AED 1. Domestic spend earns up to 2.50 EI SmartMiles per AED 1.
Conditions: Varies by spending category
No verified active promotions yet.