Emirates Islamic
The best credit card for UAE nationals - all the benefits without the hassle
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50.00%
Enjoy 50% savings on food orders twice a month
foreign currency
3.75%
Earn up to 3.75% back in EI SmartMiles for every AED 1 spent. International spend earns up to 3.75 EI SmartMiles per AED 1. Domestic spend earns up to 2.50 EI SmartMiles per AED 1.
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2.00 Points/AED
Double your product protection with extended warranty
Eligibility
Eligibility details not available yet.
Annual fee
AED 0
B.E.S.T cashback ladder
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
Up to 3.75% cashback
Spend tier
Published reward rule
Rate
3.75%
Cap
No cap listed
Earn up to 3.75% back in EI SmartMiles for every AED 1 spent. International spend earns up to 3.75 EI SmartMiles per AED 1. Domestic spend earns up to 2.50 EI SmartMiles per AED 1.
Up to 50.00% cashback
Spend tier
Published reward rule
Rate
1.00 Miles/AED
Cap
No cap listed
Get AED 1,500 in the form of EI SmartMiles when you spend AED 30,000 and more upon completing 60 days of the card opening date
Spend tier
Published reward rule
Rate
50.00%
Cap
No cap listed
Enjoy 50% savings on food orders twice a month
Spend tier
Published reward rule
Rate
2.00 Points/AED
Cap
No cap listed
Double your product protection with extended warranty
Spend tier
Published reward rule
Rate
0.00%
Cap
No cap listed
0% instalments with more flexibility
Purchase Protection
Purchase Protection
Covered after every purchase
Welcome Offer
Signup Bonus
Get AED 1,500 in the form of EI SmartMiles when you spend AED 30,000 and more upon completing 60 days of the card opening date
Conditions: Spend AED 30,000 within 60 days of card opening
Meet & Greet Silver Service
Travel
Meet and greet silver service at airports
Balance Transfer
Financing
Consolidate and simplify repayments with balance transfer
Cash-on-Call & Cash Advance
Financing
Instant cash when you need it. Withdraw cash from Emirates Islamic branches or 780,000+ ATMs displaying VISA logo for a nominal fee
Sharjah Ladies Club Access
Lifestyle
Enjoy complimentary access to Sharjah Ladies Club
Global Concierge
Lifestyle
Global concierge service
Payments On-the-Go
Features
Tap, pay, and go securely with contactless payments
Exclusive Visa Travel Offers
Travel
Exclusive travel offers through Visa
talabat Offers
Dining
Enjoy 50% savings on food orders twice a month
Entertainment Offers
Lifestyle
Access to entertainment offers including cinemas
Visa Luxury Hotel Collection
Travel
Access to Visa Luxury Hotel Collection benefits
Easy Payment Plans
Financing
0% instalments with more flexibility
Airport Lounge Access
Travel
Access to airport lounges
Complimentary Valet Parking
Lifestyle
Enjoy two complimentary valet services every month at select premium locations
EI SmartMiles Rewards
Rewards
Earn up to 3.75% back in EI SmartMiles for every AED 1 spent. International spend earns up to 3.75 EI SmartMiles per AED 1. Domestic spend earns up to 2.50 EI SmartMiles per AED 1.
Multi-trip Travel Takaful
Insurance
Multi-trip travel insurance (Takaful-compliant)
Extended Warranty
Purchase Protection
Double your product protection with extended warranty
No verified active promotions yet.