Purchase Protection
Purchase Protection
Covered after every purchase
Emirates Islamic
Emarati Card
The best credit card for UAE nationals - all the benefits without the hassle
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 21 May 2026
Eligibility
Eligibility details not available yet.
Annual fee
AED 0
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Reward rules are not verified yet.
Benefits
Insurance
Rewards
Welcome Offer
Signup Bonus
Get AED 1,500 in the form of EI SmartMiles when you spend AED 30,000 and more upon completing 60 days of the card opening date
Conditions: Spend AED 30,000 within 60 days of card opening
Airport Service
Meet & Greet Silver Service
Travel
Meet and greet silver service at airports
Balance Transfer
Balance Transfer
Financing
Consolidate and simplify repayments with balance transfer
Cash Advance
Cash-on-Call & Cash Advance
Financing
Instant cash when you need it. Withdraw cash from Emirates Islamic branches or 780,000+ ATMs displaying VISA logo for a nominal fee
Club Access
Sharjah Ladies Club Access
Lifestyle
Enjoy complimentary access to Sharjah Ladies Club
Partner: Sharjah Ladies Club
Concierge
Global Concierge
Lifestyle
Global concierge service
Contactless
Payments On-the-Go
Features
Tap, pay, and go securely with contactless payments
Discounts
Exclusive Visa Travel Offers
Travel
Exclusive travel offers through Visa
talabat Offers
Dining
Enjoy 50% savings on food orders twice a month
Partner: talabat
Entertainment
Entertainment Offers
Lifestyle
Access to entertainment offers including cinemas
Hotel Benefits
Visa Luxury Hotel Collection
Travel
Access to Visa Luxury Hotel Collection benefits
Installments
Easy Payment Plans
Financing
0% instalments with more flexibility
Lounge Access
Airport Lounge Access
Travel
Access to airport lounges
Parking
Complimentary Valet Parking
Lifestyle
Enjoy two complimentary valet services every month at select premium locations
Points
EI SmartMiles Rewards
Rewards
Earn up to 3.75% back in EI SmartMiles for every AED 1 spent. International spend earns up to 3.75 EI SmartMiles per AED 1. Domestic spend earns up to 2.50 EI SmartMiles per AED 1.
Program: EI SmartMiles
Travel Insurance
Multi-trip Travel Takaful
Insurance
Multi-trip travel insurance (Takaful-compliant)
Warranty
Extended Warranty
Purchase Protection
Double your product protection with extended warranty
Active promotions
No verified active promotions yet.
No verified reward rates yet
This card exists in the directory, but reward-rate facts are not verified in the public view yet.