Emirates Islamic
Up to 10% cashback on groceries, education, dining, and telecom
dining
10.00%
Earn up to 10% cashback across four essential categories — groceries, education, dining, and telecom — both in the UAE and abroad. Cashback is earned based on total monthly spend tiers.
default
10.00%
Up to 10% cashback on groceries, education, dining, and telecom
utilities
10.00%
Up to 10% cashback on groceries, education, dining, and telecom [Derived category mapping: utilities]
Eligibility
Eligibility details not available yet.
Annual fee
AED 299
B.E.S.T cashback ladder
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
Up to 10.00% cashback
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Earn up to 10% cashback across four essential categories — groceries, education, dining, and telecom — both in the UAE and abroad. Cashback is earned based on total monthly spend tiers.
Up to 10.00% cashback
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Up to 10% cashback on groceries, education, dining, and telecom
Up to 10.00% cashback
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Up to 10% cashback on groceries, education, dining, and telecom [Derived category mapping: utilities]
Up to 10.00% cashback
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Up to 10% cashback on groceries, education, dining, and telecom [Derived category mapping: education]
Up to 10.00% cashback
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Up to 10% cashback on groceries, education, dining, and telecom [Derived category mapping: groceries]
Airport Lounge Access
Lounge Access
Unlimited complimentary access to over 1,000 airport lounges worldwide
Conditions: Available to both primary and supplementary cardholders
Meet & Greet Bronze Service
Concierge
Start every trip with seamless service at airports
Multi-Trip Travel Takaful
Travel Insurance
Travel safely with automatic coverage for multiple trips
Luxury Hotel Collection
Hotel Benefits
Experience luxury stays around the world
Exclusive Visa Travel Offers
Discounts
Travel farther, save smarter with Visa exclusive travel offers
Complimentary Golf
Golf
Enjoy two free golf rounds per month at top UAE clubs
Conditions: Two rounds per month at participating UAE golf clubs
Complimentary Valet Parking
Valet
Arrive in style, park with ease at select locations
Sharjah Ladies Club Access
Club Access
Relax, unwind and rejuvenate in style at Sharjah Ladies Club
Complimentary Entertainment Offers
Entertainment
Enjoy complimentary entertainment offers including cinema benefits
Cashback Earnings
Cashback
Earn up to 10% cashback across four essential categories — groceries, education, dining, and telecom — both in the UAE and abroad. Cashback is earned based on total monthly spend tiers.
Conditions: Minimum monthly expenditure of AED 3,000 required to earn cashback. Maximum cashback per category per month is AED 200.
Extended Warranty
Purchase Protection
Shop confidently with extended protection on purchases
Purchase Protection
Purchase Protection
Your purchases, protected worldwide
Cash on Call Facility
Cash Advance
Convert your credit into instant cash
Easy Payment Plan
Installment
Shop today, pay later with ease through installment plans
RTA Salik Auto Top-Up
Auto Payment
Drive smarter with automatic Salik top-ups
Gold Class Metro Access
Transportation
Gold Class cabin access on the metro
No verified active promotions yet.