The Emirates Skywards DIB Infinite Covered Card

Airport Lounge Access

Lounge Access

Unlimited complimentary access to over 1200 airport lounges worldwide for cardholder and a guest. First visit per calendar year is complimentary. Subsequent visits require foreign currency spend of USD 1 equivalent minimum 15 days prior to lounge visit. Otherwise, US $32 per usage will be charged.

Conditions: First visit free. Subsequent visits require USD 1 foreign spend 15 days prior, or pay US $32 per visit

Visa Luxury Hotel Collection

Hotel Privileges

Exclusive member privileges at over 900 luxury hotel properties worldwide with preferential prices, room upgrades, free internet and breakfast, VIP guest status, late check-outs and complimentary food and beverage vouchers worth USD 25

Conditions: Book at www.visaluxuryhotels.com and pay with the card

0% Easy Payment Plan with Emirates

Installment

Enjoy 0% Easy Payment Plan when purchasing Emirates tickets to any destination on emirates.com

Conditions: Purchase on emirates.com and pay with the card, then apply via link on Emirates booking confirmation

Complimentary Travel Insurance

Insurance

Insurance cover up to USD 500,000 on international and domestic trips including lost/stolen baggage or money, delayed departure, medical expenses, repatriation/hospital expenses, personal liability and legal expenses

Conditions: Automatic coverage

Medical and Legal Referral

Assistance

Medical advice over telephone, medical service provider referral, monitoring medical condition pre/post hospitalisation, essential medicine and equipment delivery, dispatch of physician, medical evacuation and repatriation, legal referral, interpreter referral

Conditions: Call +44 (0) 208 762 8373

International Concierge Services

Concierge

24/7 personalised customer service including hotel bookings, flight reservations, and more through dedicated global toll-free numbers

Conditions: Available 24/7

Complimentary Valet Parking

Parking

4 complimentary valet parking services per month at 18 key locations across the UAE

Conditions: Present card at valet parking reception. Subject to maintaining minimum monthly spends of AED 8,000 per month. If spend criteria not met, applicable fee will be billed.

Complimentary Roadside Assistance

Roadside Assistance

Complimentary roadside assistance up to 5 times per year including vehicle registration service (once/year), vehicle servicing pickup/dropoff (once/year), towing, fuel assistance, battery boost, flat tyre fixing, lock-out service, off-road pull out, and free international driving license

Conditions: Up to 5 times per year. Contact service provider at 600500372

Emirates Spend Earn Rate

Rewards Earn Rate

Earn 2 Skywards Miles for every USD 1 equivalent spent on Emirates

Conditions: On Emirates spends

Local Currency Spend Earn Rate

Rewards Earn Rate

Earn up to 1 Skywards Mile for every USD 1 equivalent spent in local currency

Conditions: On local currency spends

European Economic Area Reduced Earn Rate

Rewards Earn Rate

Earn 0.75 Mile per USD 1 spent in European Economic Area

Conditions: Effective from November 1, 2022

ExtraMiles App Bonus

Rewards Earn Rate

Earn 2 additional Skywards Miles for every USD 1 spent on hotel bookings and car rentals through ExtraMiles App

Conditions: Limited period only, purchases through ExtraMiles App

Foreign Currency Spend Earn Rate

Rewards Earn Rate

Earn up to 1.5 Skywards Miles for every USD 1 equivalent spent in foreign currency

Conditions: On foreign currency spends

Reduced Earn Rate Categories

Rewards Earn Rate

Earn 0.3 Mile per USD 1 spent on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate and telecom

Conditions: Effective from November 1, 2022

Emirates Skywards Silver Membership

Membership

Complimentary Emirates Skywards Silver membership including bonus Miles when flying Emirates, extra 12kg baggage allowance, Emirates Lounge access at Dubai International Airport, and complimentary seat selection

Conditions: With card membership

Chip and PIN Security

Security

EMV chip and PIN enabled for secure transactions

Conditions: Standard feature

Visa payWave Contactless

Payment Feature

Enabled with Visa payWave contactless payment technology for fast secure payments

Conditions: At participating merchants

Global Customer Assistance Services (GCAS)

Assistance

World-class customer service including lost/stolen card reporting, emergency card replacement, emergency cash disbursement

Conditions: Call +971 4 361 1234

Balance Transfer Facility

Balance Transfer

Clear outstanding on any other banks' credit cards with no documentation required. Apply through Online Banking.

Conditions: Available through online banking at https://online.dib.ae

365 Days Purchase Protection

Insurance

Protects purchases against theft and damage for 365 days

Conditions: Purchases made with the card

Extended Warranty

Insurance

Automatic doubling of manufacturer's warranty for up to 1 year against mechanical breakdown on new electrical household products purchased with the card

Conditions: Purchases made with the card

Balance Transfer Bonus

Reward

25,000 bonus Skywards Miles on balance transfer

Conditions: Minimum balance transfer amount of AED 50,000 with minimum 6 months tenor

Welcome Bonus - Card Activation

Reward

25,000 bonus Skywards Miles on card activation

Conditions: On card activation

Spend Bonus

Reward

25,000 Bonus Miles when you spend an equivalent of USD 20,000 or more in the first 4 card statements

Conditions: Spend USD 20,000 or more equivalent in the first 4 card statements