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Dubai Islamic Bank

Consumer Cashback Reward Card

Get up to 3% Cashback on everyday spends including supermarkets, fuel, bills and more

default

3.00%

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300

groceries

3.00%

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300 [Derived category mapping: groceries]

Eligibility

Eligibility details not available yet.

Annual fee

AED 200

First year fee

AED 0

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
2
Best rate
3.00%
Top cap
AED 0
D

Default

Up to 3.00% cashback

Spend tier

Published reward rule

Rate

3.00%

Cap

No cap listed

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300

G

Groceries

Up to 3.00% cashback

Spend tier

Published reward rule

Rate

3.00%

Cap

No cap listed

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300 [Derived category mapping: groceries]

Benefits

Travel

Travel Insurance Coverage

Insurance

Travel and medical coverage of up to US$ 100,000 when booking flight tickets using the card. Coverage is applicable to cardholder, spouse and children (up to 4, under the age of 18)

Conditions: Book flight tickets using the card

Partner: Watania

Shopping

Cashback on Supermarkets & Hypermarkets

Cashback

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300

Automotive

Complimentary Roadside Assistance

Concierge

Complimentary roadside assistance up to 2 times per year including vehicle registration, towing, fuel assistance, battery boost, flat tire fixing, lock-out service, off-road pull out, and free international driving license

Cashback on Automobile Servicing

Cashback

Earn 3% cashback on automobile servicing with a maximum monthly cashback of AED 300

Bills

Cashback on Utility Bills

Cashback

Earn 3% cashback on utility bills with a maximum monthly cashback of AED 100. Cashback not earned on Utility & Government bills transactions made through DIB platforms effective from 1st December 2019

Cashback on Telecom Bill Payments

Cashback

Earn 3% cashback on Etisalat & Du bill payments with a maximum monthly cashback of AED 100

Partner: EtisalatPartner: Du

Cashback

Minimum Monthly Spend Requirement

Requirement

Effective 10 May 2025, you are required to make minimum monthly retail purchases of AED 3,000 within a statement cycle to be eligible for the cashback

Conditions: Minimum monthly retail purchases of AED 3,000 within a statement cycle

Total Monthly Cashback Cap

Cashback

Total monthly maximum cashback cap is AED 1,000 per billing cycle

Education

Cashback on School Fees

Cashback

Earn 3% cashback on school fees with a maximum monthly cashback of AED 300

Fuel

Cashback on Fuel Spends

Cashback

Earn 3% cashback on fuel spends with a maximum monthly cashback of AED 100

Transport

Cashback on Salik and Nol Recharges

Cashback

Earn 3% cashback on Salik and Nol recharges with a maximum monthly cashback of AED 25

Partner: SalikPartner: Nol

Active promotions

No verified active promotions yet.