Commercial Bank of Dubai
Free for first year with complimentary global Airport Visa Companion and 90-day Smiles Unlimited subscription
Sources and verification
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Eligibility
Eligibility details not available yet.
Annual fee
AED 500
First year fee
AED 0
Rewards
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Reward rules are not verified yet.
Hotel Discount with Unravel
Discount
AED 200 extra discount on hotel bookings with Unravel. Valid for 90 days from issuance date. Discount code issued within 30 days of card issuance on Smiles app under Voucher section.
Conditions: Valid for 90 days from card issuance. Discount code issued within 30 days.
Airport Lounge Access via Visa Airport Companion
Lounge Access
Enjoy 8 complimentary visits to over 1,000 airport lounges globally per calendar year with Visa Airport Companion App. First visit complimentary, subsequent visits require minimum USD 1 international spend per visit. USD 32 charge per visit if conditions not met or exceeding 8 visits.
Conditions: First visit free. Subsequent visits require minimum USD 1 international spend. Maximum 8 complimentary visits per calendar year per cardholder (primary and supplementary separate).
Multi-trip Travel Insurance
Insurance
Multi-trip travel insurance applicable to cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000
Conditions: Covers cardholder and family for 90 days from travel date, up to USD 500,000
VISA ENTERTAINER on Visa Airport Companion App
Discount
Unlock a world of exclusive 2-for-1 offers when you download the Visa Airport Companion app. Enjoy amazing deals and benefits at your fingertips.
Conditions: Download Visa Airport Companion app
24/7 Global Concierge Support
Concierge
A curated suite of lifestyle benefits, including 24/7 global concierge support, Visa airport lounge access and premium travel privileges
Conditions: Available for cardholders
Emaar Attractions Discounts
Discount
20% discount on regular admission tickets at KidZania, E-Kart Zabeel, Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience, The Storm Coaster at Dubai Hills Mall, Dubai Ice Rink general admission tickets, Zabeel Sports District (except badminton games). Bonus credits at Play DXB.
Conditions: Use CBD Credit Card for payment
Play DXB Bonus Credits
Bonus
Get bonus credits at Play DXB when purchasing credits using CBD Credit Card: AED 200 purchase = AED 75 bonus; AED 300 = AED 125 bonus; AED 400 = AED 180 bonus; AED 500 = AED 250 bonus
Conditions: Purchase credits using CBD Credit Card
Smiles Unlimited Subscription
Membership
90-day complimentary subscription to Smiles Unlimited which includes Buy 1 Get 1 offers, free delivery on food & grocery orders, waived home service fees, and more. After free period, enjoy subscription for free for 30 days monthly upon achieving 25,000 Smiles points on Smiles/Etisalat spends in last 60 days, or renew for AED 29/month
Conditions: Free for first 90 days. Then free monthly if earn 25,000 Smiles points on Smiles/Etisalat MIDs in previous 60 days, otherwise AED 29/month
Quarterly Bonus Smiles Points
Rewards
Quarterly bonus of 5,000 Smiles points on achieving cumulative spend of AED 10,000 in the previous calendar quarter
Conditions: Achieve cumulative spend of AED 10,000 in the previous calendar quarter
Smiles Points Earning
Rewards
Earn 10 Smiles points per AED 1 spent on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 25,000 Smiles points), up to 3 Smiles points on all international spends, up to 2 Smiles points on all domestic spends
Conditions: Monthly cap of 25,000 Smiles points on 10x category
Cash on Call - 0% Welcome Offer
Financing
Get up to 90% of your credit card limit as cash transferred to your bank account and repay in up to 36 equal monthly installments. New credit card customers enjoy 0% interest on Cash on Call 6 and 12-month plans within 30 days of issuance. One time processing fee of 3.99% and 6% respectively applies. Offer valid until 30 June 2026.
Conditions: New credit card customers, apply within 30 days of issuance. Offer valid until 30 June 2026. Processing fee applies.
Balance Transfer - 0% Welcome Offer
Financing
Transfer the outstanding balances from other banks credit cards to your CBD Credit Card and enjoy low interest rates. You can choose a repayment plan from 3 to 36 months. New credit card customers enjoy 0% interest on Balance Transfer 6- and 12-month plans within 30 days of card issuance. One time processing fee of 3.99% and 6% respectively applies. Offer valid until 30 June 2026.
Conditions: New credit card customers, apply within 30 days of card issuance. Offer valid until 30 June 2026. Processing fee applies.
Easy Installment Plan
Financing
Convert your purchases into monthly instalments for up to 36 months at attractive rates. Conditions apply.
Conditions: Conditions apply
Credit Shield
Insurance
Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance
Conditions: Pay 1% monthly fee of outstanding balance
Extended Warranty
Protection
Doubles the repair period offered by original manufacture warranty, up to one year
Conditions: Visa Signature benefit
Purchase Protection
Protection
Protects you from theft or accidental damage
Conditions: Visa Signature benefit
Smiles Points Redemption
Rewards
Redeem Smiles points for payment of Etisalat bills, prepaid recharges, food delivery, purchase of smartphones, groceries and pharmacies, shopping vouchers & more
No verified active promotions yet.
This card exists in the directory, but reward-rate facts are not verified in the public view yet.