tilla

Commercial Bank of Dubai

Smiles Visa Signature

Free for first year with complimentary global Airport Visa Companion and 90-day Smiles Unlimited subscription

travel general

200.00 Miles/AED

AED 200 extra discount on hotel bookings with Unravel. Valid for 90 days from issuance date. Discount code issued within 30 days of card issuance on Smiles app under Voucher section.

groceries

90.00 Miles/AED

90-day complimentary subscription to Smiles Unlimited which includes Buy 1 Get 1 offers, free delivery on food & grocery orders, waived home service fees, and more. After free period, enjoy subscription for free for 30 days monthly upon achieving 25,000 Smiles points on Smiles/Etisalat spends in last 60 days, or renew for AED 29/month

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20.00%

20% discount on regular admission tickets at KidZania, E-Kart Zabeel, Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience, The Storm Coaster at Dubai Hills Mall, Dubai Ice Rink general admission tickets, Zabeel Sports District (except badminton games). Bonus credits at Play DXB.

Eligibility

Eligibility details not available yet.

Annual fee

AED 500

First year fee

AED 0

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
4
Best rate
200.00%
Top cap
AED 0
FC

Foreign Currency

Up to 10.00% cashback

Spend tier

Published reward rule

Rate

10.00 Miles/AED

Cap

No cap listed

Earn 10 Smiles points per AED 1 spent on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 25,000 Smiles points), up to 3 Smiles points on all international spends, up to 2 Smiles points on all domestic spends

D

Default

Up to 20.00% cashback

Spend tier

Published reward rule

Rate

5.00 Miles/AED

Cap

No cap listed

Quarterly bonus of 5,000 Smiles points on achieving cumulative spend of AED 10,000 in the previous calendar quarter

Spend tier

Published reward rule

Rate

20.00%

Cap

No cap listed

20% discount on regular admission tickets at KidZania, E-Kart Zabeel, Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience, The Storm Coaster at Dubai Hills Mall, Dubai Ice Rink general admission tickets, Zabeel Sports District (except badminton games). Bonus credits at Play DXB.

Spend tier

Published reward rule

Rate

1.00%

Cap

No cap listed

Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance

Spend tier

Published reward rule

Rate

0.00%

Cap

No cap listed

Get up to 90% of your credit card limit as cash transferred to your bank account and repay in up to 36 equal monthly installments. New credit card customers enjoy 0% interest on Cash on Call 6 and 12-month plans within 30 days of issuance. One time processing fee of 3.99% and 6% respectively applies. Offer valid until 30 June 2026.

G

Groceries

Up to 90.00% cashback

Spend tier

Published reward rule

Rate

90.00 Miles/AED

Cap

No cap listed

90-day complimentary subscription to Smiles Unlimited which includes Buy 1 Get 1 offers, free delivery on food & grocery orders, waived home service fees, and more. After free period, enjoy subscription for free for 30 days monthly upon achieving 25,000 Smiles points on Smiles/Etisalat spends in last 60 days, or renew for AED 29/month

TG

Travel General

Up to 200.00% cashback

Spend tier

Published reward rule

Rate

200.00 Miles/AED

Cap

No cap listed

AED 200 extra discount on hotel bookings with Unravel. Valid for 90 days from issuance date. Discount code issued within 30 days of card issuance on Smiles app under Voucher section.

Benefits

Travel

Hotel Discount with Unravel

Discount

AED 200 extra discount on hotel bookings with Unravel. Valid for 90 days from issuance date. Discount code issued within 30 days of card issuance on Smiles app under Voucher section.

Conditions: Valid for 90 days from card issuance. Discount code issued within 30 days.

Partner: Unravel

Airport Lounge Access via Visa Airport Companion

Lounge Access

Enjoy 8 complimentary visits to over 1,000 airport lounges globally per calendar year with Visa Airport Companion App. First visit complimentary, subsequent visits require minimum USD 1 international spend per visit. USD 32 charge per visit if conditions not met or exceeding 8 visits.

Conditions: First visit free. Subsequent visits require minimum USD 1 international spend. Maximum 8 complimentary visits per calendar year per cardholder (primary and supplementary separate).

Lounge: over 1,000 airport lounges globallyProgram: Visa Airport CompanionProgram: Lounge Key

Multi-trip Travel Insurance

Insurance

Multi-trip travel insurance applicable to cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000

Conditions: Covers cardholder and family for 90 days from travel date, up to USD 500,000

Lifestyle

VISA ENTERTAINER on Visa Airport Companion App

Discount

Unlock a world of exclusive 2-for-1 offers when you download the Visa Airport Companion app. Enjoy amazing deals and benefits at your fingertips.

Conditions: Download Visa Airport Companion app

Partner: ENTERTAINERProgram: Visa Airport CompanionProgram: ENTERTAINER

24/7 Global Concierge Support

Concierge

A curated suite of lifestyle benefits, including 24/7 global concierge support, Visa airport lounge access and premium travel privileges

Conditions: Available for cardholders

Emaar Attractions Discounts

Discount

20% discount on regular admission tickets at KidZania, E-Kart Zabeel, Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience, The Storm Coaster at Dubai Hills Mall, Dubai Ice Rink general admission tickets, Zabeel Sports District (except badminton games). Bonus credits at Play DXB.

Conditions: Use CBD Credit Card for payment

Partner: KidZaniaPartner: E-Kart ZabeelPartner: Dubai Aquarium and Underwater ZooPartner: The Storm Coaster at Dubai Hills MallPartner: Dubai Ice RinkPartner: Zabeel Sports DistrictPartner: Play DXBPartner: Emaar

Play DXB Bonus Credits

Bonus

Get bonus credits at Play DXB when purchasing credits using CBD Credit Card: AED 200 purchase = AED 75 bonus; AED 300 = AED 125 bonus; AED 400 = AED 180 bonus; AED 500 = AED 250 bonus

Conditions: Purchase credits using CBD Credit Card

Partner: Play DXB

Smiles Unlimited Subscription

Membership

90-day complimentary subscription to Smiles Unlimited which includes Buy 1 Get 1 offers, free delivery on food & grocery orders, waived home service fees, and more. After free period, enjoy subscription for free for 30 days monthly upon achieving 25,000 Smiles points on Smiles/Etisalat spends in last 60 days, or renew for AED 29/month

Conditions: Free for first 90 days. Then free monthly if earn 25,000 Smiles points on Smiles/Etisalat MIDs in previous 60 days, otherwise AED 29/month

Program: Smiles UnlimitedProgram: Smiles

Bonus

Quarterly Bonus Smiles Points

Rewards

Quarterly bonus of 5,000 Smiles points on achieving cumulative spend of AED 10,000 in the previous calendar quarter

Conditions: Achieve cumulative spend of AED 10,000 in the previous calendar quarter

Program: Smiles

Earning

Smiles Points Earning

Rewards

Earn 10 Smiles points per AED 1 spent on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 25,000 Smiles points), up to 3 Smiles points on all international spends, up to 2 Smiles points on all domestic spends

Conditions: Monthly cap of 25,000 Smiles points on 10x category

Partner: EtisalatPartner: Smiles appPartner: elGrocerProgram: Smiles

Financing

Cash on Call - 0% Welcome Offer

Financing

Get up to 90% of your credit card limit as cash transferred to your bank account and repay in up to 36 equal monthly installments. New credit card customers enjoy 0% interest on Cash on Call 6 and 12-month plans within 30 days of issuance. One time processing fee of 3.99% and 6% respectively applies. Offer valid until 30 June 2026.

Conditions: New credit card customers, apply within 30 days of issuance. Offer valid until 30 June 2026. Processing fee applies.

Program: Cash on Call

Balance Transfer - 0% Welcome Offer

Financing

Transfer the outstanding balances from other banks credit cards to your CBD Credit Card and enjoy low interest rates. You can choose a repayment plan from 3 to 36 months. New credit card customers enjoy 0% interest on Balance Transfer 6- and 12-month plans within 30 days of card issuance. One time processing fee of 3.99% and 6% respectively applies. Offer valid until 30 June 2026.

Conditions: New credit card customers, apply within 30 days of card issuance. Offer valid until 30 June 2026. Processing fee applies.

Program: Balance Transfer

Easy Installment Plan

Financing

Convert your purchases into monthly instalments for up to 36 months at attractive rates. Conditions apply.

Conditions: Conditions apply

Program: Easy Installment Plan

Protection

Credit Shield

Insurance

Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance

Conditions: Pay 1% monthly fee of outstanding balance

Purchase Protection

Extended Warranty

Protection

Doubles the repair period offered by original manufacture warranty, up to one year

Conditions: Visa Signature benefit

Purchase Protection

Protection

Protects you from theft or accidental damage

Conditions: Visa Signature benefit

Redemption

Smiles Points Redemption

Rewards

Redeem Smiles points for payment of Etisalat bills, prepaid recharges, food delivery, purchase of smartphones, groceries and pharmacies, shopping vouchers & more

Partner: EtisalatProgram: Smiles

Active promotions

No verified active promotions yet.