Commercial Bank of Dubai
Free for life with up to 5 free supplementary cards and earn Smiles points on every AED spent
Sources and verification
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
Eligibility
Eligibility details not available yet.
Annual fee
AED 199
First year fee
AED 0
Rewards
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Reward rules are not verified yet.
Unravel Hotel Discount
Discount
AED 200 extra discount on hotel bookings with Unravel
Conditions: Discount valid for 90 days from issuance date. Discount code issued within 30 days of card issuance directly on Smiles app under Voucher section
CBD Mobile App Lifestyle Offers
Discount
Discounts on over 500 lifestyle offers through the CBD Mobile app
Conditions: Access through CBD Mobile app
International Spend Rewards
Rewards
Up to 2 Smiles per AED 1 on international spends
Conditions: On international transactions
Smiles Points on Etisalat and Smiles app
Rewards
5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends with monthly cap of 10,000 Smiles points
Conditions: Monthly cap of 10,000 Smiles points
Balance Transfer Promotional Rate
Promotional
0% interest on Balance Transfer 6- and 12-month plans for new credit card customers within 30 days of card issuance
Conditions: New credit card customers only. Apply within 30 days of card issuance. Offer valid until 30 June 2026. One time processing fee of 3.99% for 6-month plan and 6% for 12-month plan applies
Domestic Spend Rewards
Rewards
Up to 1.5 Smiles per AED 1 on domestic spends, with certain categories earning 0.5 Smiles per AED 1
Conditions: LIMCC such as supermarkets, govt., fuel, education, automobile, rental, insurance shall receive only 0.5 Smiles per AED 1
Cash on Call Promotional Rate
Promotional
0% interest on Cash on Call 6 and 12-month plans for new credit card customers within 30 days of issuance
Conditions: New credit card customers only. Apply within 30 days of issuance. Offer valid until 30 June 2026. One time processing fee of 3.99% for 6-month plan and 6% for 12-month plan applies
Credit Shield Insurance
Insurance
Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit
Conditions: Pay 1% monthly fee of your credit card outstanding balance
KidZania Discount
Discount
20% discount on regular admission tickets at KidZania
E-Kart Zabeel Discount
Discount
20% discount on regular admission tickets at E-Kart Zabeel
Dubai Aquarium Penguin Experience Discount
Discount
20% discount on Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience
The Storm Coaster Discount
Discount
20% discount on The Storm Coaster at Dubai Hills Mall
Dubai Ice Rink Discount
Discount
20% discount at Dubai Ice Rink general admission tickets
Play DXB Bonus Credits
Bonus
Get bonus credits at Play DXB when purchasing credits with CBD Credit Card. AED 200 gets AED 75 bonus, AED 300 gets AED 125 bonus, AED 400 gets AED 180 bonus, AED 500 gets AED 250 bonus
Visa Platinum Extended Warranty
Insurance
Complimentary extended warranty insurance offered by Visa
Conditions: Offered by Visa
Easy Installment Plan
Financing
Convert purchases into monthly instalments for up to 36 months at attractive rates
Conditions: Conditions apply
Quarterly Bonus
Rewards
7,500 Smiles points on achieving a cumulative spend of AED 27,500 in a quarter
Conditions: Achieve cumulative spend of AED 27,500 in a calendar quarter
Visa Platinum Purchase Protection
Insurance
Complimentary purchase protection insurance offered by Visa
Conditions: Offered by Visa
Smiles Points Redemption
Rewards
Redeem Smiles points for Etisalat bill payments, prepaid recharges, food delivery, smartphones, shopping vouchers, groceries, and pharmacies
Conditions: Redemption value governed by Smiles T&Cs
Zabeel Sports District Discount
Discount
20% discount at Zabeel Sports District except badminton games
Conditions: Except badminton games
No verified active promotions yet.
This card exists in the directory, but reward-rate facts are not verified in the public view yet.