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Citibank UAE

Citi Simplicity Credit Card

No Annual fee, No late fee, cash advance fee or over limit fee - Ever

Annual fee
AED 0
First year fee
AED 0
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Sources and verification

What this card page is based on

We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.

Last verified
Not verified yet
Latest source fetch
21 May 2026

Eligibility

Eligibility details not available yet.

Annual fee

AED 0

First year fee

AED 0

Rewards

Rates by category

Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.

Reward rules are not verified yet.

Benefits

Lifestyle

Citi Promotions

Discount

Enjoy Local discounts and offers on dining, online shopping and entertainment

Conditions: Available through Citi promotions program

Cash Access

Cash Loan

Cash Advance

Instant cash at a click of a button

Conditions: Available through online banking or app

Dining Food Delivery

Talabat Discount

Discount

20% instant discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use promo code 'MASTERCARD' at checkout.

Conditions: Once per month, use promo code MASTERCARD

Partner: TalabatProgram: Mastercard Talabat Offer

Fees

No Annual Fee

Fee Waiver

No Annual Membership Fee – Ever

Conditions: None

No Late Payment Fee

Fee Waiver

No late fee charged on overdue payments

Conditions: None

No Cash Advance Fee

Fee Waiver

No cash advance fee charged

Conditions: None

No Over Limit Fee

Fee Waiver

No over limit fee charged

Conditions: None

Payment Flexibility

Easy Installment Plan

Installment Plan

Turn any big purchase into small payments

Conditions: Available for purchases

Active promotions

No verified active promotions yet.

No verified reward rates yet

This card exists in the directory, but reward-rate facts are not verified in the public view yet.