tilla

ADCB

Credit Card talabat ADCB Credit Card

Your Taste. Your Card. Your Benefits

dining

35.00%

Earn 35% back as talabat credit on the first 10 talabat orders placed each calendar month. Each order is capped at AED 35, with a cumulative limit of AED 350 per month. A minimum monthly retail spend of AED 2,500 is required to be eligible. If the minimum spend criteria is not met, 1.25% back as talabat credit will be applicable to all talabat orders for that particular month.

default

35.00%

Credit card offering 35% back on talabat orders (first 10 orders/month, up to AED 35 per order), unlimited free delivery on talabat pro orders, up to AED 750 welcome bonus, 1.25% back on other purchases, personalised card designs, and no annual fee ever.

default

20.00%

Enjoy complimentary movie tickets at Reel Cinemas. Buy one ticket, get one free (up to 2 free tickets per month) until 31 December 2026. Applicable for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Platinum Suites 2D, Platinum Suites 3D, Screen X, Screen X Plus, Dolby, Dolby Plus, Reel Junior ticket categories. Additionally, 20% discount on food and beverage purchased at the counter on a minimum spend of AED 20.

Eligibility

Eligibility details not available yet.

Annual fee

AED 0

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
3
Best rate
35.00%
Top cap
AED 0
D

Dining

Up to 35.00% cashback

Spend tier

Published reward rule

Rate

35.00%

Cap

No cap listed

Earn 35% back as talabat credit on the first 10 talabat orders placed each calendar month. Each order is capped at AED 35, with a cumulative limit of AED 350 per month. A minimum monthly retail spend of AED 2,500 is required to be eligible. If the minimum spend criteria is not met, 1.25% back as talabat credit will be applicable to all talabat orders for that particular month.

FC

Foreign Currency

Up to 1.25% cashback

Spend tier

Published reward rule

Rate

1.25%

Cap

No cap listed

Earn up to 1.25% as talabat credit on all other domestic and international retail purchases, whether made within the UAE or outside the UAE (excluding specific categories that earn 0.35%).

D

Default

Up to 35.00% cashback

Spend tier

Published reward rule

Rate

20.00%

Cap

No cap listed

Enjoy complimentary movie tickets at Reel Cinemas. Buy one ticket, get one free (up to 2 free tickets per month) until 31 December 2026. Applicable for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Platinum Suites 2D, Platinum Suites 3D, Screen X, Screen X Plus, Dolby, Dolby Plus, Reel Junior ticket categories. Additionally, 20% discount on food and beverage purchased at the counter on a minimum spend of AED 20.

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Free subscription to talabat pro gives you an exclusive Bolt offer of 10% off 10 rides per month. The discount cap per ride is AED 15. Applicable for ride categories: Bolt, Bolt Limo, Comfort, Van, XL, Premium, Executive. Excludes scheduled rides. Only valid for rides in Dubai.

Spend tier

Published reward rule

Rate

0.00%

Cap

No cap listed

Convert school fees into a 0% Interest Payment Plan.

Spend tier

Published reward rule

Rate

35.00%

Cap

No cap listed

Credit card offering 35% back on talabat orders (first 10 orders/month, up to AED 35 per order), unlimited free delivery on talabat pro orders, up to AED 750 welcome bonus, 1.25% back on other purchases, personalised card designs, and no annual fee ever.

Benefits

Travel

Complimentary airport lounge access

Lounge Access

Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders. Access via Mastercard Travel Pass app. For accompanying guests, USD 32 per visit will be charged. Complimentary access for the first visit after which, a minimum spend of 1 USD or equivalent in non-AED is required to enjoy complimentary access for 3 months from the date of the transaction.

Conditions: Download Mastercard Travel Pass app and register card; After first visit, minimum spend of 1 USD or equivalent in non-AED required for 3 months complimentary access; Guests pay USD 32 per visit

Program: Mastercard Travel Pass

Insurance

Credit Shield

Insurance

Enjoy complimentary life cover.

Conditions: None specified

Rewards

Welcome Bonus

Welcome Bonus

Up to AED 750 welcome bonus as talabat credit. Primary Cardholders not having an existing ADCB Credit Card or ADCB Islamic Credit Card will be eligible for AED 750. Primary Cardholders having an existing ADCB Credit Card or ADCB Islamic Credit Card will be eligible for AED 200. The Welcome Bonus will be credited to the primary cardholder's talabat Pay account within 90 days of card issuance and subject to a minimum spend of AED 5,000 within 45 days of card issuance.

Conditions: Minimum spend of AED 5,000 within 45 days of card issuance; Applicable for cards applied via digital channels only (talabat app, ADCB website, ADCB Mobile Banking App, Hayyak App); Not applicable to existing cardholders who convert their existing credit card to talabat credit card

Partner: talabatProgram: talabat credit

Card Features

Personalised card design

Customization

Choose your card design to reflect your food personality. 7 different card designs available.

Conditions: None specified

Mobile and digital wallets

Digital Payments

Benefit from convenient payment options to suit your lifestyle.

Conditions: None specified

Card Management

Card Control

Security

Enjoy complete control of your card transactions.

Conditions: None specified

Dining And Food Delivery

35% back on talabat orders

Cashback

Earn 35% back as talabat credit on the first 10 talabat orders placed each calendar month. Each order is capped at AED 35, with a cumulative limit of AED 350 per month. A minimum monthly retail spend of AED 2,500 is required to be eligible. If the minimum spend criteria is not met, 1.25% back as talabat credit will be applicable to all talabat orders for that particular month.

Conditions: Minimum monthly retail spend of AED 2,500 required

Partner: talabatProgram: talabat credit

Unlimited free delivery on talabat orders

Delivery Discount

Enjoy unlimited free delivery on talabat orders. Applicable on talabat pro restaurants with minimum order value of AED 50, and on talabat mart, grocery, and pharmacy with minimum order value of AED 100 for stores tagged as 'pro'.

Conditions: Minimum order value AED 50 for restaurants, AED 100 for mart/grocery/pharmacy

Partner: talabatProgram: talabat pro

Entertainment

Buy 1 Get 1 free movie tickets

Entertainment Discount

Enjoy complimentary movie tickets at Reel Cinemas. Buy one ticket, get one free (up to 2 free tickets per month) until 31 December 2026. Applicable for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Platinum Suites 2D, Platinum Suites 3D, Screen X, Screen X Plus, Dolby, Dolby Plus, Reel Junior ticket categories. Additionally, 20% discount on food and beverage purchased at the counter on a minimum spend of AED 20.

Conditions: Until 31 December 2026; Up to 2 free tickets per month

Partner: Reel Cinemas

General Spending

1.25% back on other purchases

Cashback

Earn up to 1.25% as talabat credit on all other domestic and international retail purchases, whether made within the UAE or outside the UAE (excluding specific categories that earn 0.35%).

Partner: talabatProgram: talabat credit

Payment Options

Instalments payment plans

Payment Flexibility

Instalment payment plans available at participating partners.

Conditions: Visit www.adcb.com.offers for detailed list of participating partners

School fee payments

Payment Flexibility

Convert school fees into a 0% Interest Payment Plan.

Conditions: None specified

FlexiPay

Payment Flexibility

Repay balances in monthly payments.

Conditions: None specified

Balance transfer

Payment Flexibility

Transfer your outstanding balances from other bank credit cards.

Conditions: None specified

Credit card loan

Payment Flexibility

Benefit from a zero interest rate and repay in easy instalments of up to 12 months.

Conditions: Up to 12 months instalments

Transportation

Exclusive 10% off Bolt rides

Transportation Discount

Free subscription to talabat pro gives you an exclusive Bolt offer of 10% off 10 rides per month. The discount cap per ride is AED 15. Applicable for ride categories: Bolt, Bolt Limo, Comfort, Van, XL, Premium, Executive. Excludes scheduled rides. Only valid for rides in Dubai.

Conditions: Only valid for rides in Dubai; Excludes scheduled rides; 10 rides per month

Partner: BoltProgram: talabat pro

Active promotions

No verified active promotions yet.