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ADCB

ADCB Etihad Guest Infinite Credit Card

Earn Etihad Guest Miles on all purchases with up to 60,000 welcome bonus miles

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60.00 Miles/AED

Receive 60,000 Etihad Guest Miles as welcome bonus during the first year of membership. This is a one-time reward and will be credited to your Etihad Guest account within 60 days of payment of the Annual Fee during the first year of card issuance.

travel general

50.00%

Fast-track to Etihad Guest Gold Tier status when fulfilling criteria: accrual of 35,000 Tier Miles within six months of card issuance, or completion of one return flight on Etihad Airways within six months booked using the card. Benefits include 50% bonus miles on Etihad bookings, Business Class check-in, priority boarding, priority baggage, fast track immigration, dedicated 24/7 contact center.

foreign currency

35.00%

Up to 35% off for Etihad Guest Infinite cardholders for car rentals worldwide including international and domestic rentals. Cardholders can enroll for Avis President's Club Membership.

Eligibility

Min income: Not specified

Age: 21 to -

Salary transfer: Not required

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
4
Best rate
60.00%
Top cap
AED 0
D

Default

Up to 60.00% cashback

Spend tier

Published reward rule

Rate

60.00 Miles/AED

Cap

No cap listed

Receive 60,000 Etihad Guest Miles as welcome bonus during the first year of membership. This is a one-time reward and will be credited to your Etihad Guest account within 60 days of payment of the Annual Fee during the first year of card issuance.

Spend tier

Published reward rule

Rate

5.00 Miles/AED

Cap

No cap listed

Receive a monthly bonus of 5,000 Etihad Guest Miles when monthly purchases are equal to or more than USD 5,000. This is on top of regular Etihad Guest Miles earning rates.

Spend tier

Published reward rule

Rate

1.00 Miles/AED

Cap

No cap listed

Earn 1 Etihad Guest Tier Mile for every USD 1 of eligible purchase, both locally and overseas. Helps progress to next tier and maintain current tier status within Etihad Guest program.

FC

Foreign Currency

Up to 35.00% cashback

Spend tier

Published reward rule

Rate

3.00 Miles/AED

Cap

No cap listed

Earn Etihad Guest Miles on everyday spending: 3 miles per USD on Etihad Airways purchases, up to 3 miles per USD on international purchases (2 miles per USD in Europe/UK), up to 2 miles per USD on domestic purchases (varies by merchant category).

Spend tier

Published reward rule

Rate

35.00%

Cap

No cap listed

Up to 35% off for Etihad Guest Infinite cardholders for car rentals worldwide including international and domestic rentals. Cardholders can enroll for Avis President's Club Membership.

TG

Travel General

Up to 50.00% cashback

Spend tier

Published reward rule

Rate

50.00%

Cap

No cap listed

Fast-track to Etihad Guest Gold Tier status when fulfilling criteria: accrual of 35,000 Tier Miles within six months of card issuance, or completion of one return flight on Etihad Airways within six months booked using the card. Benefits include 50% bonus miles on Etihad bookings, Business Class check-in, priority boarding, priority baggage, fast track immigration, dedicated 24/7 contact center.

D

Dining

Up to 30.00% cashback

Spend tier

Published reward rule

Rate

30.00%

Cap

No cap listed

Up to 30% off at over 1,400 restaurants in the UAE, plus offers related to travel, shopping, entertainment and more.

Benefits

Travel

Etihad Guest Gold Tier Membership

Status

Fast-track to Etihad Guest Gold Tier status when fulfilling criteria: accrual of 35,000 Tier Miles within six months of card issuance, or completion of one return flight on Etihad Airways within six months booked using the card. Benefits include 50% bonus miles on Etihad bookings, Business Class check-in, priority boarding, priority baggage, fast track immigration, dedicated 24/7 contact center.

Conditions: Either 35,000 Tier Miles within 6 months of card issuance or one return Etihad flight within 6 months booked with card. Automatic upgrade in next month after achieving criteria.

Program: Etihad Guest Gold Tier

Complimentary Flight Upgrade Voucher

Voucher

Up to 4 complimentary class upgrade vouchers per year allowing upgrades from Economy to Business or Business to First on any Etihad Airways flight. One voucher issued for every incremental USD 35,000 in purchases.

Conditions: Voucher issued every time total purchases reach USD 35,000. Valid for up to 9 months from issuance. Covers one-way trip for one passenger, one-class upgrade. Based on eligible purchases during 12-month period from card issuance or November 1, 2019, whichever is later.

Partner: Etihad Airways

Complimentary Airport Lounge Access

Lounge Access

Unlimited complimentary access to premium airport lounges at over 1,200 locations worldwide for self plus 1 guest per visit. Available to both primary and supplementary cardholders.

Conditions: Additional visits or guests beyond entitlement charged at USD 32 per visit. Access via Visa Airport Companion App.

Lounge: over 1,200 airport lounges worldwide

VISA Luxury Hotel Collection Privileges

Hotel Benefit

Exclusive benefits at more than 900 luxury hotels and resorts worldwide including automatic room upgrades, complimentary in-room Wi-Fi, complimentary daily breakfast, USD 25 food or beverage credit, VIP guest status, and late check-out until 3 pm upon request.

Conditions: Visit www.visaluxuryhotels.com to learn more and book.

Program: Visa Luxury Hotel Collection

Multi-trip Travel Insurance

Insurance

Comprehensive travel medical benefits including personal accident (up to USD 500,000 international, USD 100,000 domestic), emergency medical expenses (up to USD 1,000,000), evacuation and repatriation (up to USD 500,000), hospital daily cash (USD 100/day up to USD 3,000), trip cancellation/curtailment (up to USD 7,500), delayed departure (up to USD 1,000), baggage delay (up to USD 500), and loss of personal belongings (up to USD 2,500).

Conditions: Cover includes cardholder, spouse, and up to 5 children with age limit of 75 for all individuals. For claims email creditcardclaims@crawco.me.

Avis Rent a Car Benefits

Discount

Up to 35% off for Etihad Guest Infinite cardholders for car rentals worldwide including international and domestic rentals. Cardholders can enroll for Avis President's Club Membership.

Conditions: Book online at www.avisworld.com/visa. Discounts apply to international and domestic rentals where rentals take place in same country as cardholder's MENA residence.

Partner: AvisProgram: Avis President's Club Membership

Lifestyle

Complimentary Golf Access

Golf Access

Free golf all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf Club in Abu Dhabi. Reservations can be made up to 14 days in advance.

Conditions: Minimum spend requirement of AED 5,000 per month. Call 600 508008 to reserve. Only one booking allowed at a time. Cancellation fee applies for late cancellation or no show (Abu Dhabi Golf Club: AED 250, Arabian Ranches: AED 100 weekdays / AED 200 weekends). Can cancel up to 48 hours prior at no cost.

Golf: Arabian Ranches Golf Club DubaiGolf: Abu Dhabi Golf Club

Buy 1 Get 1 Free at Caribou Coffee

Dining Offer

Unlimited buy one get one free offer at Caribou Coffee on all beverages all year round. Applicable on all Caribou outlets in the UAE.

Conditions: Not valid on delivery orders and bottled beverages. Free item will be equal or lesser value than purchased item. Applicable on Caribou Coffee beverages only.

Partner: all Caribou outlets in the UAEPartner: Caribou Coffee

Visa xperience with the ENTERTAINER offer

Lifestyle Program

Unbeatable value with 2-for-1 offers at top restaurants, spas, fitness outlets, and entertainment across the Middle East. Free registration via xperience with the ENTERTAINER mobile app.

Conditions: Download app from iOS or Android store, register with email and mobile number, add ADCB Etihad Guest Infinite Credit Card to get started. Visit www.visa.com/EntertainerXperience for terms.

Partner: the ENTERTAINERProgram: xperience with the ENTERTAINER

Dining and Lifestyle Discounts

Discount

Up to 30% off at over 1,400 restaurants in the UAE, plus offers related to travel, shopping, entertainment and more.

Conditions: Visit adcb.com/offers for detailed list of offers and discounts.

Global Concierge Service

Concierge

VISA Infinite Concierge team provides luxury travel planning, restaurant reservations at exclusive locations, travel arrangements (flights, hotels, car rentals, transfers, tourist info), shopping services, and special gift arrangements (flowers, chocolates).

Conditions: Call 800 0441 3487 (UAE) or +971 4 361 1234 (outside UAE). Email concierge@visainfinite-mea.com.

Program: Visa Infinite Concierge

Rewards

Welcome Bonus Miles

Sign Up Bonus

Receive 60,000 Etihad Guest Miles as welcome bonus during the first year of membership. This is a one-time reward and will be credited to your Etihad Guest account within 60 days of payment of the Annual Fee during the first year of card issuance.

Conditions: First year annual fee payment required. Not applicable for card upgrades or reissuances if credited before.

Etihad Guest Miles on All Purchases

Rewards Earn

Earn Etihad Guest Miles on everyday spending: 3 miles per USD on Etihad Airways purchases, up to 3 miles per USD on international purchases (2 miles per USD in Europe/UK), up to 2 miles per USD on domestic purchases (varies by merchant category).

Conditions: Transactions exceeding the assigned credit limit shall not earn miles. School fees, telecom, and utility bill payments via ADCB channels capped at AED 3,500 monthly spend for miles earning.

Etihad Guest Miles Monthly Bonus

Rewards Earn

Receive a monthly bonus of 5,000 Etihad Guest Miles when monthly purchases are equal to or more than USD 5,000. This is on top of regular Etihad Guest Miles earning rates.

Conditions: Minimum monthly spend of USD 5,000 required. Only given once per month.

Tier Miles on Purchases

Rewards Earn

Earn 1 Etihad Guest Tier Mile for every USD 1 of eligible purchase, both locally and overseas. Helps progress to next tier and maintain current tier status within Etihad Guest program.

Conditions: Tier Miles capped at maximum of 50,000 Tier Miles per calendar year for Infinite cardholders. Valid for 12-month period.

Security

Card Control

Digital Feature

Complete control of card transactions via ADCB Mobile App. Set daily/monthly spend limits, block specific transaction types (all, online, in-store, foreign, ATM withdrawals, online).

Conditions: Access via ADCB Mobile App under My Accounts > Credit Cards > Card Control Settings.

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